Revenue segments as reported by the company.

Net Interest Income

Non-Interest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for Credit Losses

Employee Compensation and Benefits

Marketing and Business Development

Information Processing & Communications

Professional Fees

Premises and Equipment

Other Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Discover

Discover Financial Services is a holding company, which engages in the provision of direct banking and payment services. It operates through the Direct Banking and Payment Services segments. The Direct Banking segment offers Discover-branded credit cards issued to individuals on the Discover Network and other consumer products and services, including private student loans, personal loans, home loans, and other consumer lending and deposit products. The Payment Services segment includes PULSE, Diners Club, and the company's network partners business, which includes credit, debit, and prepaid cards issued on the Discover Network. The company was founded in 1986 and is headquartered in Riverwoods, IL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Discover reports strong Q4 earnings, eyes digital growth opportunities

Discover (DFS) delivered strong financial results in Q4 2022, with robust earnings, asset growth, and strategic investments in digital capabilities and new product launches.
Despite facing challenges from a less favorable macroeconomic environment, the company's focus on efficiency, credit performance, and revenue growth positions it well for future success.
Opportunities lie in capitalizing on consumer trends, optimizing operational efficiency, and leveraging strong credit performance to drive growth and enhance shareholder value.
Overall, Discover's performance highlights resilience, strategic foresight, and a commitment to delivering value to shareholders amidst evolving market conditions.

Discover reports robust Q1 earnings and invests in tech for growth

Discover Financial Services delivered a strong performance in Q1 2023, driven by robust financial results, technological advancements, and strategic initiatives to enhance shareholder value.
While facing challenges such as spend growth slowdown and inflation pressures, Discover's focus on credit normalization, expense management, and innovation positions it well for future growth.
With a solid financial foundation, strong market position, and a commitment to technology and customer experience, Discover is poised to capitalize on opportunities for expansion and sustained success in the financial services industry.

Discover reports solid Q2 earnings, focuses on compliance and growth

Discover's Q2 performance reflects a mix of positives and challenges, with a strong focus on compliance, risk management, and sustainable growth. The company is committed to addressing compliance issues, investing in talent and technology, and aligning business decisions with customer needs. Discover remains confident in its business model despite competitive pressures and compliance challenges.

Discover reports robust Q3 earnings, invests in tech for growth

Discover's Q3 performance reflects strong revenue growth and strategic focus on customer experience and compliance.
While facing challenges with credit performance and rising expenses, the company is leveraging tech investments for future growth.
Opportunities lie in enhancing digital capabilities, driving loan growth, and capitalizing on positive spending trends.

Discover Financial Services reports strong Q4 performance and navigates challenges

Discover Financial Services delivered a solid performance in Q4 2023, focusing on compliance, customer experience, and financial strength. The company faces challenges in managing expenses and cautious loan growth due to changing consumer behavior. Opportunities lie in reaccelerating growth and effective net interest margin management.

Discover reports Q1 net income decline but showcases revenue growth

Discover's Q1 2024 earnings call highlighted a decline in net income due to increased reserves, offset by strong financial performance and revenue growth driven by loan expansion. The company's emphasis on risk management, compliance, and decision-making aims to maximize shareholder value. While facing challenges such as higher charge-offs and increased expenses, Discover remains focused on growth opportunities and credit performance expectations.

Discover reports stellar Q2 earnings amidst strategic portfolio realignment

Discover's Q2 2024 performance reflects robust financial growth driven by improved net income and operational efficiencies.
While facing challenges such as rising expenses and pending mergers, the company maintains a strong capital position and strategic focus.
Opportunities lie in portfolio optimization, merger synergies, and operational enhancements, positioning Discover for sustained growth.

Discover (DFS) reports robust Q3 earnings and strategic achievements

Discover's Q3 earnings call highlights strong financial results, strategic achievements, and regulatory updates. The company's focus on customer satisfaction, employee engagement, and financial performance positions it for continued success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Discover Financial Services is a holding company. It operates under the Digital Banking and Payment Services segments. The Digital Banking segment focuses on consumer banking and lending products, specifically Discover-branded credit cards issued to individuals on the Discover Network and other consumer banking products and services including private student loans, personal loans, home loans, and deposit products. The Payment Services segment includes PULSE, Diners Club, and the Network Partners business, which provides payment transaction processing and settlement services on the Discover Global Network. The company was founded in 1960 and is headquartered in Riverwoods, IL.

RIVERWOODS, Ill.--(BUSINESS WIRE)--After a year stuck at home, the majority of U.S. consumers, 70%, say they want to start traveling again, with more than 50% planning one to two vacations in the next six months, according to Discover's annual travel survey. Following a stressful and socially distant year, 66% of consumers are planning trips between one to six days in length and report their top reasons for wanting to take a vacation are: to relax, 37% visit family and friends, 18% and experien

Revenge Travel Is Trending, but the Destination Price Tag Determines Where 87% of Consumers Go

Credit Acceptance

Navient

Top 3 Stocks to Buy From the Prospering Consumer Loan Industry

American Express

Benzinga's latest Stock Wars matches up two leaders in a major industry sector, allowing readers to decide which company is the better investment. This week, the duel is between major players in the credit card sector: American Express Company (NYSE: AXP) and Discover Financial Services (NYSE: DFS).

Stock Wars: American Express Vs. Discover Financial

RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover will expand its fully paid education benefit program to include two more high-quality university partners: the University of Arizona and Paul Quinn College, one of the oldest historically Black colleges and universities in the country and the first urban work college. Discover employees also will have the option to enroll in the non-degree College Start program, a newly offered way to begin taking college level courses, setting employees up for succes

Discover Expands Fully Funded Undergraduate Degree Program to Include University of Arizona and Paul Quinn College, One of the Nation's Oldest HBCUs

Goldman Sachs

HubSpot

JPMorgan Chase & Co

Mastercard

Visa

Marqeta could be a new payments giant in the making.

Growth Investors Should Get Excited for This Upcoming Fintech IPO

RIVERWOODS, Ill.--(BUSINESS WIRE)--Roger Hochschild, chief executive officer and president of Discover, will present at the Morgan Stanley US Financials, Payments & CRE Virtual Conference on Tuesday, June 15, 2021, at 9:30 a.m. ET. A link to the listen-only live audio webcast will be posted on the day of the conference to Discover's Investor Relations website at http://investorrelations.discover.com. A replay will be available for 90 days after the conference at the same website address. Ab

Discover Financial Services to Present at Morgan Stanley US Financials, Payments & CRE Conference – Updated Time

Having gained more than 300% since the March 23 lows of last year, at the current price near $114 per share, we believe Discover Financial's stock (NYSE: DFS) is trading above its near-term potential. The credit card giant has seen its stock increase from $27 to $114 off the March 2020 bottom.

Discover Financial Stock Is Quite Expensive

RIVERWOODS, Ill.--(BUSINESS WIRE)--Roger Hochschild, chief executive officer and president of Discover, will present at the Morgan Stanley US Financials, Payments & CRE Virtual Conference on Tuesday, June 15, 2021, at 7:30 a.m. ET. A link to the listen-only live audio webcast will be posted on the day of the conference to Discover's Investor Relations website at http://investorrelations.discover.com. A replay will be available for 90 days after the conference at the same website address. Ab

Discover Financial Services to Present at Morgan Stanley US Financials, Payments & CRE Conference

Advance Auto Parts

KeyCorp

Molson Coors Brewing

Vici Properties

Savvy investors know that a big rotation has been happening across Wall Street over the past six months.

Top Wall Street Analyst Has 5 Value Stocks to Buy With Momentum Potential

Discover Financial (DFS) expands in Bahrain market via tie-up with Eazy Financial.

Discover Financial (DFS) Expands in Bahrain via Eazy Financial

Discover (DFS) reported earnings 30 days ago. What's next for the stock?

Discover (DFS) Up 15% Since Last Earnings Report: Can It Continue?

Herc Hlds

Landbridge Co LLC

MACOM Technology Solutions Holdings

Top Ranked Growth Stocks to Buy for May 20th

BAHRAIN & RIVERWOODS, Ill.--(BUSINESS WIRE)--DISCOVER AND EAZY SIGN AGREEMENT TO GROW ACCEPTANCE FOR CARDHOLDERS

Discover and Eazy Sign Agreement to Grow Acceptance for Cardholders

Discover Financial (DFS) collaborates with Arab Financial Services to aid their payment platforms.

Discover Financial (DFS) Ties Up With Arab Financial Services

MANAMA, Kingdom of Bahrain & RIVERWOODS, Ill.--(BUSINESS WIRE)--Arab Financial Services and Discover Sign Network Alliance Agreement

Arab Financial Services and Discover Sign Network Alliance Agreement

Discover Financial's (DFS) strategic initiatives are likely to boost its revenues, which in turn, might perk up its share price.

Discover Financial (DFS) Up 202.3% in a Year: More Room to Run?

AutoNation

Total

Westlake Chemical

Top Ranked Growth Stocks to Buy for May 10th

First Internet Bancorp

PCB Bancorp.

Smith & Wesson Brands

Top Ranked Value Stocks to Buy for April 30th

Oasis Midstream Partners

Orrstown Financial

Washington Prime Group

Top Ranked Value Stocks to Buy for April 28th

Does Discover (DFS) have what it takes to be a top stock pick for momentum investors? Let's find out.

Are You Looking for a Top Momentum Pick? Why Discover (DFS) is a Great Choice

Forestar Group

Pool

TRI Pointe Group

Top Ranked Momentum Stocks to Buy for April 27th

Investors are focusing on the prospects of rising operating expenses at Discover Financial Services (NYSE: DFS) in 2021 and the uncertainty around the resumption of loan growth, which has “overshadowed the stark fundamental improvement in the outlook,” according to BofA Securities. The Discover Financial Services Analyst: Mihir Bhatia upgraded the rating for Discover Financial Services from Neutral to Buy, while raising the price target from $109 to $120.

Why Investors Should Look At Discover Financial Services Stock

RIVERWOODS, Ill.--(BUSINESS WIRE)-- #CelentModelBank2021--For the second year, Discover Home Loans has been named as the Celent Model Bank award winner, this time for operational excellence during COVID-19.

Discover Home Loans Recognized as a Celent Model Bank 2021 Award Winner

Discover Financial Services (DFS) CEO Roger Hochschild on Q1 2021 Results - Earnings Call Transcript

Chipotle

Electronic Arts

Alphabet

SolarEdge Technologies

Anthem

Baker Hughes Co

YETI

With the trading day about halfway over, the broad markets were somewhat mixed on the day.

News for Discover Stock (DFS)