Revenue segments as reported by the company.

Net Interest Income

Non-Interest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for Credit Losses

Employee Compensation and Benefits

Marketing and Business Development

Information Processing & Communications

Professional Fees

Premises and Equipment

Other Expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

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OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Discover

Discover Financial Services is a holding company, which engages in the provision of direct banking and payment services. It operates through the Direct Banking and Payment Services segments. The Direct Banking segment offers Discover-branded credit cards issued to individuals on the Discover Network and other consumer products and services, including private student loans, personal loans, home loans, and other consumer lending and deposit products. The Payment Services segment includes PULSE, Diners Club, and the company's network partners business, which includes credit, debit, and prepaid cards issued on the Discover Network. The company was founded in 1986 and is headquartered in Riverwoods, IL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Discover reports strong Q4 earnings, eyes digital growth opportunities

Discover (DFS) delivered strong financial results in Q4 2022, with robust earnings, asset growth, and strategic investments in digital capabilities and new product launches.
Despite facing challenges from a less favorable macroeconomic environment, the company's focus on efficiency, credit performance, and revenue growth positions it well for future success.
Opportunities lie in capitalizing on consumer trends, optimizing operational efficiency, and leveraging strong credit performance to drive growth and enhance shareholder value.
Overall, Discover's performance highlights resilience, strategic foresight, and a commitment to delivering value to shareholders amidst evolving market conditions.

Discover reports robust Q1 earnings and invests in tech for growth

Discover Financial Services delivered a strong performance in Q1 2023, driven by robust financial results, technological advancements, and strategic initiatives to enhance shareholder value.
While facing challenges such as spend growth slowdown and inflation pressures, Discover's focus on credit normalization, expense management, and innovation positions it well for future growth.
With a solid financial foundation, strong market position, and a commitment to technology and customer experience, Discover is poised to capitalize on opportunities for expansion and sustained success in the financial services industry.

Discover reports solid Q2 earnings, focuses on compliance and growth

Discover's Q2 performance reflects a mix of positives and challenges, with a strong focus on compliance, risk management, and sustainable growth. The company is committed to addressing compliance issues, investing in talent and technology, and aligning business decisions with customer needs. Discover remains confident in its business model despite competitive pressures and compliance challenges.

Discover reports robust Q3 earnings, invests in tech for growth

Discover's Q3 performance reflects strong revenue growth and strategic focus on customer experience and compliance.
While facing challenges with credit performance and rising expenses, the company is leveraging tech investments for future growth.
Opportunities lie in enhancing digital capabilities, driving loan growth, and capitalizing on positive spending trends.

Discover Financial Services reports strong Q4 performance and navigates challenges

Discover Financial Services delivered a solid performance in Q4 2023, focusing on compliance, customer experience, and financial strength. The company faces challenges in managing expenses and cautious loan growth due to changing consumer behavior. Opportunities lie in reaccelerating growth and effective net interest margin management.

Discover reports Q1 net income decline but showcases revenue growth

Discover's Q1 2024 earnings call highlighted a decline in net income due to increased reserves, offset by strong financial performance and revenue growth driven by loan expansion. The company's emphasis on risk management, compliance, and decision-making aims to maximize shareholder value. While facing challenges such as higher charge-offs and increased expenses, Discover remains focused on growth opportunities and credit performance expectations.

Discover reports stellar Q2 earnings amidst strategic portfolio realignment

Discover's Q2 2024 performance reflects robust financial growth driven by improved net income and operational efficiencies.
While facing challenges such as rising expenses and pending mergers, the company maintains a strong capital position and strategic focus.
Opportunities lie in portfolio optimization, merger synergies, and operational enhancements, positioning Discover for sustained growth.

Discover (DFS) reports robust Q3 earnings and strategic achievements

Discover's Q3 earnings call highlights strong financial results, strategic achievements, and regulatory updates. The company's focus on customer satisfaction, employee engagement, and financial performance positions it for continued success.

Revenue

Cost of revenue

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EBITDA

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Minority interest

Total liabilities & equity

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Book value per share

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Purchase/sale of investments

Purchase/sale of business

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Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Discover Financial Services is a holding company. It operates under the Digital Banking and Payment Services segments. The Digital Banking segment focuses on consumer banking and lending products, specifically Discover-branded credit cards issued to individuals on the Discover Network and other consumer banking products and services including private student loans, personal loans, home loans, and deposit products. The Payment Services segment includes PULSE, Diners Club, and the Network Partners business, which provides payment transaction processing and settlement services on the Discover Global Network. The company was founded in 1960 and is headquartered in Riverwoods, IL.

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RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover, a leading digital bank and payments company, will be supporting Phood's new meal delivery program for college students by opening up access to merchants that run on the Discover network. This industry-first partnership will provide a mobile app that allows higher education students to easily sign-up, and load their meal plan and flex plan dollars for use on meal delivery services, such as DoorDash food, groceries and convenience items on demand, and

Discover Expands its College Payment Solutions through Partnership with Phood's Meal Delivery Program

RIVERWOODS, Ill.--(BUSINESS WIRE)-- #FAFSA--An annual survey from Discover Student Loans found 29% of parents have never talked to their child about the Free Application for Federal Student Aid®

Nearly 1 in 3 Parents Have Never Talked to Their Child About the FAFSA

ATLANTA & NEW YORK & RIVERWOODS, Ill.--(BUSINESS WIRE)-- #NHL--Discover Named Title Sponsor of NHL Winter Classic®

Discover Named Title Sponsor of NHL Winter Classic®

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Discover (DFS) closed at $124.06 in the latest trading session, marking a -0.57% move from the prior day.

Discover (DFS) Stock Sinks As Market Gains: What You Should Know

Discover (DFS) closed the most recent trading day at $130.27, moving -1.15% from the previous trading session.

Discover (DFS) Dips More Than Broader Markets: What You Should Know

Discover (DFS) reported earnings 30 days ago. What's next for the stock?

Discover (DFS) Up 1.5% Since Last Earnings Report: Can It Continue?

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Card issuers - JPMorgan (JPM), BofA (BAC), Capital One (COF), Citi (C), Synchrony Financial (SYF), Discover Financial (DFS) & American Express (AXP) - record robust credit card metric performance in July.

Banks Record Solid July Credit Card Data on Fiscal Aid, Liquidity

Discover Financial's (DFS) growth in its Digital Banking and Payment Services businesses and strategic moves are likely to drive its shares.

Discover Financial (DFS) Up 170.8% in a Year: More Room to Run?

HOUSTON--(BUSINESS WIRE)-- #DebitIssuerStudy--The 2021 Debit Issuer Study portrays a debit market evolving with the transformation of commerce, and the pandemic accelerating several trends.

PULSE® Study Confirms COVID-19 Pandemic Accelerated the Transformation of Debit

Discover has rebounded sharply from the pandemic bottom and continues to make record highs.

Discover Financial Services: Don't Make My Mistake

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13 Upcoming Dividend Increases Including 1 Dividend King

Discover Financial has a lot of the things that the Oracle of Omaha looks for in an investment.

Don't Be Surprised if Warren Buffett Has Bought This Stock

Credit card issuer Discover Financial ( DFS , Financial) increased the Fund's return by 60 basis points, as its stock leapt from $94.99 to $118.29, for a total return of 25.0%. Discover is a digital bank and payment services company.

Parnassus Comments on Discover Financial

RIVERWOODS, Ill.--(BUSINESS WIRE)--60% OF AMERICANS SAY THE PANDEMIC HAS MADE THEM REALIZE HOW LITTLE THEY HAVE SAVED

60% Of Americans Say the Pandemic Has Made Them Realize How Little They Have Saved

Discover Financial's (DFS) second-quarter results reflect better revenues and a solid performance by its Digital Banking and Payment Services businesses.

Discover Financial's (DFS) Q2 Earnings Beat, Improve Y/Y

Discover Financial Services (DFS) CEO Roger Hochschild on Q2 2021 Results - Earnings Call Transcript

Discover (DFS) delivered earnings and revenue surprises of 50.82% and 24.73%, respectively, for the quarter ended June 2021. Do the numbers hold clues to what lies ahead for the stock?

Discover (DFS) Surpasses Q2 Earnings and Revenue Estimates

Shares of Discover Financial (NYSE:DFS) rose in after-market trading after the company reported Q2 results. Quarterly Results Earnings per share were up 562.50% over the past year to $5.55, which beat the estimate of $3.75.

Discover Financial: Q2 Earnings Insights

RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover Financial Services (NYSE: DFS): Second Quarter 2021 Results   2021 2020 YOY Change Total loans, end of period (in billions) $87.7 $88.9 (1%) Total revenue net of interest expense (in millions) $3,579 $2,662 34% Total net charge-off rate 2.12% 3.44% -132 bps Net income/(loss) (in millions) $1,698 ($368) NM Diluted EPS $5.55 ($1.20) NM Discover Financial Services (NYSE: DFS) today reported net income of $1.7 billion or $5.55 per diluted share for the se

Discover Financial Services Reports Second Quarter 2021 Net Income of $1.7 Billion or $5.55 Per Diluted Share

Discover Financial is scheduled to report its fiscal Q2 2021 results on Thursday, July 22. We expect Discover Financial to miss the consensus estimates for revenues and earnings.

What To Expect From Discover Financial Stock In Q2?

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With inflation running high, investment in these growth stocks, which also pay out healthy dividends, is advisable.

News for Discover Stock (DFS)