Revenue segments as reported by the company.

Net Interest Income

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Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

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Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for Credit Losses

Employee Compensation and Benefits

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Information Processing & Communications

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Year over year growth in Revenue and Operating Expenses.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Discover

Discover Financial Services is a holding company, which engages in the provision of direct banking and payment services. It operates through the Direct Banking and Payment Services segments. The Direct Banking segment offers Discover-branded credit cards issued to individuals on the Discover Network and other consumer products and services, including private student loans, personal loans, home loans, and other consumer lending and deposit products. The Payment Services segment includes PULSE, Diners Club, and the company's network partners business, which includes credit, debit, and prepaid cards issued on the Discover Network. The company was founded in 1986 and is headquartered in Riverwoods, IL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Discover reports strong Q4 earnings, eyes digital growth opportunities

Discover (DFS) delivered strong financial results in Q4 2022, with robust earnings, asset growth, and strategic investments in digital capabilities and new product launches.
Despite facing challenges from a less favorable macroeconomic environment, the company's focus on efficiency, credit performance, and revenue growth positions it well for future success.
Opportunities lie in capitalizing on consumer trends, optimizing operational efficiency, and leveraging strong credit performance to drive growth and enhance shareholder value.
Overall, Discover's performance highlights resilience, strategic foresight, and a commitment to delivering value to shareholders amidst evolving market conditions.

Discover reports robust Q1 earnings and invests in tech for growth

Discover Financial Services delivered a strong performance in Q1 2023, driven by robust financial results, technological advancements, and strategic initiatives to enhance shareholder value.
While facing challenges such as spend growth slowdown and inflation pressures, Discover's focus on credit normalization, expense management, and innovation positions it well for future growth.
With a solid financial foundation, strong market position, and a commitment to technology and customer experience, Discover is poised to capitalize on opportunities for expansion and sustained success in the financial services industry.

Discover reports solid Q2 earnings, focuses on compliance and growth

Discover's Q2 performance reflects a mix of positives and challenges, with a strong focus on compliance, risk management, and sustainable growth. The company is committed to addressing compliance issues, investing in talent and technology, and aligning business decisions with customer needs. Discover remains confident in its business model despite competitive pressures and compliance challenges.

Discover reports robust Q3 earnings, invests in tech for growth

Discover's Q3 performance reflects strong revenue growth and strategic focus on customer experience and compliance.
While facing challenges with credit performance and rising expenses, the company is leveraging tech investments for future growth.
Opportunities lie in enhancing digital capabilities, driving loan growth, and capitalizing on positive spending trends.

Discover Financial Services reports strong Q4 performance and navigates challenges

Discover Financial Services delivered a solid performance in Q4 2023, focusing on compliance, customer experience, and financial strength. The company faces challenges in managing expenses and cautious loan growth due to changing consumer behavior. Opportunities lie in reaccelerating growth and effective net interest margin management.

Discover reports Q1 net income decline but showcases revenue growth

Discover's Q1 2024 earnings call highlighted a decline in net income due to increased reserves, offset by strong financial performance and revenue growth driven by loan expansion. The company's emphasis on risk management, compliance, and decision-making aims to maximize shareholder value. While facing challenges such as higher charge-offs and increased expenses, Discover remains focused on growth opportunities and credit performance expectations.

Discover reports stellar Q2 earnings amidst strategic portfolio realignment

Discover's Q2 2024 performance reflects robust financial growth driven by improved net income and operational efficiencies.
While facing challenges such as rising expenses and pending mergers, the company maintains a strong capital position and strategic focus.
Opportunities lie in portfolio optimization, merger synergies, and operational enhancements, positioning Discover for sustained growth.

Discover (DFS) reports robust Q3 earnings and strategic achievements

Discover's Q3 earnings call highlights strong financial results, strategic achievements, and regulatory updates. The company's focus on customer satisfaction, employee engagement, and financial performance positions it for continued success.

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Free cash flow

Discover Financial Services is a holding company. It operates under the Digital Banking and Payment Services segments. The Digital Banking segment focuses on consumer banking and lending products, specifically Discover-branded credit cards issued to individuals on the Discover Network and other consumer banking products and services including private student loans, personal loans, home loans, and deposit products. The Payment Services segment includes PULSE, Diners Club, and the Network Partners business, which provides payment transaction processing and settlement services on the Discover Global Network. The company was founded in 1960 and is headquartered in Riverwoods, IL.

Alcoa

Kinder Morgan

Shortly after Tuesday's opening bell, the Dow Jones industrials traded up 0.03%, but the S&P 500 was down 0.49% and the Nasdaq traded 0.08% lower.

Earnings Previews: Alcoa, Discover Financial, Kinder Morgan

SoFi Technologies

DFS is an established consumer lending company that is predominantly digital these days. SOFI positions itself as a super-app and one-stop shop for banking.

SoFi Or Discover: Which Digital Bank To Buy In 2023?

Discover Financial's (DFS) fourth-quarter results are likely to be aided by improved net interest income and higher average receivables, partly offset by elevated compensation costs.

Is a Beat in Store for Discover Financial (DFS) in Q4 Earnings?

Citigroup

The Consumer Financial Protection Bureau moved to stop a New York law firm it said was acting as a high-volume debt collection service for major lenders including Citigroup Inc (C.N) and Discover Financial Services (DFS.N), according to a statement by the regulator on Wednesday.

U.S. watchdog moves to block 'debt mill' working for Citi, Discover

Discover Financial (DFS) continues to benefit from increased average receivables, new account growth and growing cash reserves.

Why You Should Hold Discover Financial (DFS) in Your Portfolio

Discover Financial Services sees margin contraction despite the massive revenue growth. Cash reserves are high to sustain the operations and bounce back.

Discover: Solid Financial Capacity, But The Stock Is Quite Costly

RIVERWOODS, Ill.--( BUSINESS WIRE )--Discover Financial Services (NYSE: DFS) plans to report its fourth quarter 2022 results after the market closes on Wednesday, January 18, 2023. The earnings release will be available through Discover's Investor Relations website at https://investorrelations.discover.com.

Discover Financial Services Announces Fourth Quarter 2022 Earnings Release on January 18, 2023, and Conference Call on January 19, 2023

Securities Litigation Partner James (Josh) Wilson Encourages Investors Who Suffered Losses Exceeding $50,000 In DFS To Contact Him Directly To Discuss Their Options NEW YORK , Dec. 25, 2022 /PRNewswire/ -- Faruqi & Faruqi, LLP, a leading national securities law firm, is investigating potential claims against Discover Financial Services ("DFS" or the "Company") (NYSE: DFS). If you suffered losses exceeding $50,000 investing in DFS stock or options and would like to discuss your legal rights, call Faruqi & Faruqi partner Josh Wilson directly at 877-247-4292 or 212-983-9330  (Ext.

DISCOVER FINANCIAL SERVICES INVESTOR ALERT

RIVERWOODS, Ill.--( BUSINESS WIRE )--Hope Mehlman, an accomplished leader, business executive and legal expert with over 20 years of legal, compliance, regulatory, and risk management experience in the financial services industry and in private practice, will be joining Discover as chief legal officer and general counsel and a member of the company's Executive Committee.

Hope Mehlman Joins Discover as Chief Legal Officer and General Counsel

Gaming and Leisure Properties

Lowe's

Nexstar Media Group

Pfizer

My top 5 picks for 2022 outperformed the S&P 500 by over 14%. I provide an update for those stocks in this article, two of which remain top picks for the coming year.

My 2022 Top 5 Beat By >10%, Plus My Top Buys For 2023

RIVERWOODS, Ill.--( BUSINESS WIRE )--Foundry's Computerworld announces Discover as a 2023 Best Places to Work in IT. This annual award recognizes the top organizations that challenge their information technology (IT) staff while providing great benefits and compensation. This is the 19th year the company has been recognized as a best place to work for IT professionals.

Computerworld Names Discover to 2023 List of Best Places to Work in IT

Discover Financial stock (NYSE: DFS) has lost roughly 6% YTD, as compared to the 14% drop in the S&P500 over the same period.

Is Discover Financial Stock Attractive At The Current Levels?

AllianceBernstein Hld

Aflac

Ares Capital

Progressive

Phillips 66

Sempra Energy

With the Federal Reserve committed to tackling historically high inflation through hawkish monetary policies, it's time for investors to consider the best stocks to buy for rising interest rates. Sure, some indicators suggest that the central bank might loosen its stance.

7 Stocks to Buy to Beat Next Year's Interest Rate Blues

NEW YORK , Nov. 28, 2022 /PRNewswire/ -- WHY: Rosen Law Firm, a global investor rights law firm, continues to investigate potential securities claims on behalf of shareholders of Discover Financial Services (NYSE: DFS) resulting from allegations that Discover Financial Services may have issued materially misleading business information to the investing public. SO WHAT: If you purchased Discover Financial Services securities you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement.

ROSEN, A LEADING LAW FIRM, Encourages Discover Financial Services Investors with Losses to Inquire About Securities Class Action Investigation - DFS

Discover (DFS) reported earnings 30 days ago. What's next for the stock?

Why Is Discover (DFS) Up 8.2% Since Last Earnings Report?

COLUMBUS, Ohio--( BUSINESS WIRE )--Discover, a leading digital banking and payments service company, announced plans to open a customer care center in Whitehall, Ohio and invest more than $16 million for construction, training and hiring. The company plans to start hiring customer support representatives from Whitehall and nearby communities early next year. The opening of the center in Whitehall is part of Discover's strategic site selection approach, which seeks to enhance high-quality employment opportunities and increase equity in the communities in which they operate.

Discover Plans to Open a Customer Care Center in Whitehall to Bring High-quality Jobs and Enhance Equity in the Columbus Region

RIVERWOODS, Ill.--( BUSINESS WIRE )--Roger Hochschild, Chief Executive Officer and President at Discover, will present at the Goldman Sachs 2022 US Financial Services Conference on Tuesday, December 6, 2022, at 9:20 a.m. ET.

Discover Financial Services to Present at the Goldman Sachs 2022 US Financial Services Conference

Discover Financial Services (NYSE: DFS) shares are trading higher by 3.30% to $106.96 during Wednesday's session after the company announced it will resume repurchases under its existing share repurchase program authorizing up to $4.2 billion of share repurchases.

Why Discover Financial Services Stock Is Trading Higher - Discover Financial (NYSE:DFS)

Discover Financial Services DFS, -2.17% said Wednesday it will start buying back stock again under its existing $4.2 billion share repurchase program after suspending it in July. The company completed an investigation related to its student loan servicing practices and related compliance matters under a board-appointed independent special committee.

Discover Financial Services restarts share buyback program

Sizzle Acquisition Corp

PERTH, Australia & WASHINGTON--(BUSINESS WIRE)--Please replace the release dated October 24, 2022, with the following corrected version.

CORRECTING and REPLACING Critical Metals, Europe's First Fully Licensed Lithium Mine Agrees to Go Public on the Nasdaq Through a Business Combination with Sizzle Acquisition Corp

Discover Financial's (DFS) Q3 results reflect a high provision for credit losses in the Digital Banking segment, partly offset by a solid PULSE and Diners Club volume within the Payment Services unit.

Discover Financial (DFS) Q3 Earnings Lag on High Operating Costs

Discover Financial Services (NYSE:DFS ) Q3 2022 Earnings Conference Call October 25, 2022 9:00 AM ET Company Participants Eric Wasserstrom – Head-Investor Relations Roger Hochschild – Chief Executive Officer John Greene – Chief Financial Officer Conference Call Participants Ryan Nash – Goldman Sachs Moshe Orenbuch – Credit Suisse Sanjay Sakhrani – KBW John Hecht – Jefferies John Pancari – Evercore Betsy Graseck – Morgan Stanley Robert Napoli – William Blair Don Fandetti – Wells Fargo Mihir Bhatia – Bank of America Rick Shane – JPMorgan Bill Carcache – Wolfe Research Kevin Barker – Piper Sandler Mark DeVries – Barclays Bill Ryan – Seaport Research Partners Dominick Gabriele – Oppenheimer Operator Good morning. My name is Katie, and I will be your conference operator today.

Discover Financial Services (DFS) Q3 2022 Earnings Call Transcript

Discover (DFS) delivered earnings and revenue surprises of -3.28% and 3.56%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

News for Discover Stock (DFS)