Revenue segments as reported by the company.

Net Interest Income

Non-Interest Income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for Credit Losses

Employee Compensation and Benefits

Marketing and Business Development

Information Processing & Communications

Professional Fees

Premises and Equipment

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Year over year growth in Revenue and Operating Expenses.

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Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Discover

Discover Financial Services is a holding company, which engages in the provision of direct banking and payment services. It operates through the Direct Banking and Payment Services segments. The Direct Banking segment offers Discover-branded credit cards issued to individuals on the Discover Network and other consumer products and services, including private student loans, personal loans, home loans, and other consumer lending and deposit products. The Payment Services segment includes PULSE, Diners Club, and the company's network partners business, which includes credit, debit, and prepaid cards issued on the Discover Network. The company was founded in 1986 and is headquartered in Riverwoods, IL.

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Earnings data Q1 2023

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Discover reports strong Q4 earnings, eyes digital growth opportunities

Discover (DFS) delivered strong financial results in Q4 2022, with robust earnings, asset growth, and strategic investments in digital capabilities and new product launches.
Despite facing challenges from a less favorable macroeconomic environment, the company's focus on efficiency, credit performance, and revenue growth positions it well for future success.
Opportunities lie in capitalizing on consumer trends, optimizing operational efficiency, and leveraging strong credit performance to drive growth and enhance shareholder value.
Overall, Discover's performance highlights resilience, strategic foresight, and a commitment to delivering value to shareholders amidst evolving market conditions.

Discover reports robust Q1 earnings and invests in tech for growth

Discover Financial Services delivered a strong performance in Q1 2023, driven by robust financial results, technological advancements, and strategic initiatives to enhance shareholder value.
While facing challenges such as spend growth slowdown and inflation pressures, Discover's focus on credit normalization, expense management, and innovation positions it well for future growth.
With a solid financial foundation, strong market position, and a commitment to technology and customer experience, Discover is poised to capitalize on opportunities for expansion and sustained success in the financial services industry.

Discover reports solid Q2 earnings, focuses on compliance and growth

Discover's Q2 performance reflects a mix of positives and challenges, with a strong focus on compliance, risk management, and sustainable growth. The company is committed to addressing compliance issues, investing in talent and technology, and aligning business decisions with customer needs. Discover remains confident in its business model despite competitive pressures and compliance challenges.

Discover reports robust Q3 earnings, invests in tech for growth

Discover's Q3 performance reflects strong revenue growth and strategic focus on customer experience and compliance.
While facing challenges with credit performance and rising expenses, the company is leveraging tech investments for future growth.
Opportunities lie in enhancing digital capabilities, driving loan growth, and capitalizing on positive spending trends.

Discover Financial Services reports strong Q4 performance and navigates challenges

Discover Financial Services delivered a solid performance in Q4 2023, focusing on compliance, customer experience, and financial strength. The company faces challenges in managing expenses and cautious loan growth due to changing consumer behavior. Opportunities lie in reaccelerating growth and effective net interest margin management.

Discover reports Q1 net income decline but showcases revenue growth

Discover's Q1 2024 earnings call highlighted a decline in net income due to increased reserves, offset by strong financial performance and revenue growth driven by loan expansion. The company's emphasis on risk management, compliance, and decision-making aims to maximize shareholder value. While facing challenges such as higher charge-offs and increased expenses, Discover remains focused on growth opportunities and credit performance expectations.

Discover reports stellar Q2 earnings amidst strategic portfolio realignment

Discover's Q2 2024 performance reflects robust financial growth driven by improved net income and operational efficiencies.
While facing challenges such as rising expenses and pending mergers, the company maintains a strong capital position and strategic focus.
Opportunities lie in portfolio optimization, merger synergies, and operational enhancements, positioning Discover for sustained growth.

Discover (DFS) reports robust Q3 earnings and strategic achievements

Discover's Q3 earnings call highlights strong financial results, strategic achievements, and regulatory updates. The company's focus on customer satisfaction, employee engagement, and financial performance positions it for continued success.

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Free cash flow

Discover Financial Services is a holding company. It operates under the Digital Banking and Payment Services segments. The Digital Banking segment focuses on consumer banking and lending products, specifically Discover-branded credit cards issued to individuals on the Discover Network and other consumer banking products and services including private student loans, personal loans, home loans, and deposit products. The Payment Services segment includes PULSE, Diners Club, and the Network Partners business, which provides payment transaction processing and settlement services on the Discover Global Network. The company was founded in 1960 and is headquartered in Riverwoods, IL.

Goodyear Tire & Rubber

Skyworks Solutions

T-Mobile US

Valero Energy

Walmart

Essential Utilities

While the equities sector might not collapse (a la the Great Recession), it might not offer a decisively directional motion, which augurs well for stocks to buy for a flat market. Generally, investors have two choices: buy enterprises that may enjoy greater success, or short companies that may fail eventually.

7 Stocks to Buy to Profit from a Flat Market

Bank of America

Cigna

Dollar General

Domino's Pizza

Microchip Technology

MSCI

Charles Schwab

Sirius XM Holdings Inc

SS&C Technologies Hlds

Tractor Supply

W. R. Berkley

Zoetis

The summer stock market rally ended in August, with the SPDR S&P 500 Trust ETF posting a loss of 1.63%. The top 15 dividend growth stocks for September offer an average dividend yield of 1.86% and appear about 36% undervalued based on dividend yield theory. Since inception, September 2020, the watchlist is beating VIG by 3.91% and SPY by 3.12%.

My Top 15 High Growth Dividend Stocks For September 2023

Best Buy

Goldman Sachs

Morgan Stanley

NextEra Energy

Pioneer Natural Resources

State Street

Truist Financial

Texas Instruments

August saw a wave of volatility in equity markets, with the SPDR S&P Trust ETF falling by 1.63%. My top 10 list of high dividend yield stocks has generated an annualized rate of return of 12.71% since its inception in November 2020. The list from August did not perform well, losing 4.93% last month, underperforming both VYM and SPY.

My Top 10 High Yield Dividend Stocks For September 2023

NEW YORK--(BUSINESS WIRE)-- #A--Bragar Eagel & Squire, P.C., a nationally recognized stockholder rights law firm, announces that a class action lawsuit has been filed against Discover Financial Services (“DFS” or the “Company”) (NYSE: DFS) in the United States District Court for the Northern District of Illinois on behalf of all persons and entities who purchased or otherwise acquired DFS common stock between February 21, 2019 and August 14, 2023, both dates inclusive (the “Class Period”). Inves.

DFS ALERT: Bragar Eagel & Squire, P.C. Announces that a Class Action Lawsuit Has Been Filed Against Discover Financial Services and Encourages Investors to Contact the Firm

PayPal

PayPal looks cheaply valued and offers big upside for long-term investors. Discover stock looks even cheaper by some metrics.

Better Buy: Discover vs. PayPal Stock

LOS ANGELES, CA / ACCESSWIRE / September 1, 2023 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Discover Financial Services ("Discover" or "the Company") (NYSE:DFS) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

INVESTIGATION ALERT: The Schall Law Firm Announces it is Investigating Claims Against Discover Financial Services and Encourages Investors with Losses to Contact the Firm

Realty Income Corp

Target

Who doesn't love a superb bargain? Currently, we see 30 S&P 500 companies within 3% of their 52-week lows, according to Finviz.com.

Bargain Buys: 3 Stocks at 52-Week Lows Ready to Rebound

PHILADELPHIA , Aug. 29, 2023 /PRNewswire/ -- Kaskela Law LLC announces that it is investigating Discover Financial Services (NYSE: DFS) ("Discover Financial") on behalf of the company's long-term investors. On July 19, 2023, Discover Financial disclosed in a statement that the company had misclassified some of its credit cards.

INVESTOR ALERT: Kaskela Law LLC Announces Investigation of Discover Financial Services and Encourages Long-Term Investors to Contact the Firm - DFS

Emerson Electric

Netflix

We see analyst upgrades and downgrades daily, commonly coming paired with updated price targets. They can be helpful tools for investors, providing a more structured plan and helping to inject positivity surrounding future performance.

These 3 Stocks Have Seen Recent Analyst Upgrades

NEW YORK , Aug. 28, 2023 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of  Discover Financial Services ("Discover" or the "Company") (NYSE: DFS).  Such investors are advised to contact Robert S.

SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Discover Financial Services - DFS

NEW YORK--(BUSINESS WIRE)---- $DFS #classactionlawsuit--The law firm of Kirby McInerney LLP is investigating potential claims against Discover Financial Services (“Discover” or the “Company”) (NYSE: DFS). The investigation concerns whether Discover and/or certain of its officers have violated the federal securities laws and/or engaged in other unlawful business practices. Discover operates as a credit card issuer and electronic payment services company, offering student and personal loans, as well as savings products such.

Kirby McInerney LLP Announces Investigation of Shareholder Claims Against Discover Financial Services (DFS)

RIVERWOODS, Ill.--(BUSINESS WIRE)--John Greene, Executive Vice President and Chief Financial Officer at Discover, will present at the Barclays Global Financial Services Conference on Tuesday, September 12, 2023, at 11:15 a.m. ET.

Discover Financial Services to Present at Barclays Global Financial Services Conference

General Motors

Johnson & Johnson

Kenvue

Petco Health and Wellness

Autodesk

C3.ai

Ally Financial

Bowlero Corp

Ford Motor Company

Martin Marietta Materials

Snowflake

Toll Brothers

Vulcan Materials

Walgreens

Williams-Sonoma

Here are some of the tickers on my radar for Thursday, Aug. 24, taken directly from my reporter's notebook.

Here are 16 stocks Jim Cramer is watching, including J&J split-off Kenvue, Petco, GM

Robinhood

SoFi Technologies

Block

Retail banking has gone through a digital transformation in the past two decades. The advent of mobile banking has been the key driver of thinning foot traffic at physical bank branch locations, resulting in the perpetual closure of bank branch offices as more consumers migrate to online and digital banking.

5 Best Fintech Banks to Invest in Now

Alcoa

SPDR Bloomberg 1-3 Month T-Bill ETF

iShares Floating Rate Bond ETF

iShares Russell 2000 ETF

Invesco QQQ

SPDR S&P 500 ETF Trust

Proshares Short 20+ Year Treasury

ProShares Short 7-10 Year Treasury

iShares Treasury Floating Rate Bond ETF

China's disappointing economic data and a surprise rate cut from the Central Bank dampen market sentiment. Long-term resistance on the 10-year U.S. Treasury yield at 4.30% is a key level to watch.

Wall Street's Freaky Season, Trading Updates And China's Disappointing Data

LOS ANGELES, CA / ACCESSWIRE / August 21, 2023 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Discover Financial Services ("Discover" or "the Company") (NYSE:DFS) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

INVESTOR ACTION NOTICE: The Schall Law Firm Announces it is Investigating Claims Against Discover Financial Services and Encourages Investors with Losses to Contact the Firm

Discover announced on Monday that its CEO would be resigning. It could be related to a compliance issue brought up in the second-quarter earnings release.

Why Discover Financial Services Sank This Week

Capital One

SVB Financial Group

For the last two years, we have been warning of the deterioration of our banking industry. Moody's has recently highlighted some of the issues of which we have been warning. It is up to you to find safer banks to protect your hard-earned money.

Our Banks Are Sick And We Are Watching A Slow-Motion Train Wreck

News for Discover Stock (DFS)