
CRCL Stock Forecast & Price Target
CRCL Analyst Ratings
Bulls say
Circle Internet Group Inc demonstrates a strong financial trajectory, highlighted by a significant growth in the circulation of USD Coin (USDC), which increased 20.2% quarter-over-quarter to $73.75 billion by the end of 3Q25. The company's total revenue and reserve income for 2024 reached $1.68 billion, representing a 16% year-over-year growth, primarily driven by a rise in reserve return rates and increases in average USDC circulation. Furthermore, projected net revenue is expected to experience a compound annual growth rate (CAGR) of nearly 50% from $0.7 billion in 2024 to approximately $2 billion by 2027, alongside a substantial rise in adjusted EBITDA from ~$300 million to ~$1.3 billion in the same period.
Bears say
Circle Internet Group faces significant challenges that contribute to a negative financial outlook. The estimated decline in the company's reserve return rate from 4.15% in 3Q25 to 3.14% by 2Q26, combined with the expected modest decrease in reserve margins and competitive pressures from bank-issued stablecoins, could hinder revenue growth and EBITDA expansion. Additionally, even after recovering from earlier declines, the stock's valuation remains at a premium compared to peers, suggesting potential overvaluation given the company's operational and market risks.
This aggregate rating is based on analysts' research of Circle Internet Group Inc and is not a guaranteed prediction by Public.com or investment advice.
CRCL Analyst Forecast & Price Prediction
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