Revenue segments as reported by the company.

Net interest income

Non-interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision (benefit) for credit losses

Marketing

Operating expense

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Capital One

Capital One Financial Corp. operates as a financial holding company. The firm engages in the provision of financial products and services. It operates through the following segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment includes domestic consumer and small business card lending, and international card lending businesses. The Consumer Banking segment consists of branch-based lending and deposit gathering activities for consumers and small businesses. The Commercial Banking segment includes lending, deposit gathering and treasury management services to commercial real estate and commercial and industrial customers. The company was founded by Richard D. Fairbank on July 21, 1994, and is headquartered in McLean, VA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Capital One reports robust Q4 earnings amidst sector challenges

Capital One delivered solid earnings performance driven by growth in the credit card and domestic car businesses.
Maintaining strong liquidity and capital ratios positions the company well for future opportunities.
Challenges in consumer and commercial banking require strategic adjustments to drive growth.
Opportunities lie in capital return strategies, targeted marketing efforts, and managing credit metrics effectively.

Capital One reports solid Q1 earnings amidst NIM pressure

Capital One's Q1 performance reflects solid earnings and deposit growth.
The company's strengths lie in digital capabilities, capital position, and credit trends.
Challenges include NIM pressure, regulatory impacts, and partnership uncertainties.
Opportunities exist in marketing focus, consumer banking, and payment innovation.

Capital One reports strong Q2 earnings, optimistic about growth

Capital One's Q2 2023 performance reflects strong earnings and growth in the Domestic Card business. While facing challenges in the Consumer Banking business and potential impact of regulatory proposals, the company remains optimistic about growth opportunities and the strength of the U.S. consumer. Investments in technology have led to cost efficiencies and positioned the company for future growth.

Capital One reports robust Q3 earnings amidst regulatory challenges

Capital One's Q3 performance reflects strong earnings and stable credit performance across segments.
The company faces challenges with rising delinquency rates and potential impacts of regulatory changes.
Opportunities lie in operational efficiencies, normalized lending margins, and growth in new accounts.
Overall, Capital One remains cautiously optimistic about future market opportunities and financial performance.

Capital One reports solid earnings amidst regulatory challenges and growth opportunities

Capital One delivered solid earnings performance with growth in loans and deposits, despite increased operating expenses.
While facing challenges from regulatory impacts and credit trends, the company is strategically positioning for growth opportunities.
By focusing on risk management, customer segments, and operational efficiency, Capital One aims to navigate uncertainties and drive sustained growth.

Capital One reports solid Q1 earnings, eyes growth opportunities

Capital One's Q1 performance reflects resilience amid revenue challenges, supported by strong risk management and capital position. While facing challenges in credit metrics and market conditions, the company eyes growth opportunities through strategic acquisitions and product launches.

Capital One reports solid Q2 earnings, eyes Discover acquisition

Capital One delivered a solid performance in Q2 2024, driven by strength in the Domestic Card business and strategic investments in marketing.
While facing challenges in Consumer Banking revenue and credit provisions, the company's strong financial foundation and pending acquisition of Discover offer growth opportunities.
Overall, Capital One's focus on market positioning, financial stability, and strategic acquisitions positions it well for future growth and value creation.

Capital One reports robust Q3 earnings amidst regulatory uncertainties

Capital One delivered strong financial performance in Q3 2024, driven by revenue growth and operational efficiency across key segments.
While facing challenges in certain banking segments and regulatory uncertainties, the company's strategic focus on innovation and market positioning remains a strength.
Opportunities for growth and market expansion exist through product innovation, regulatory adaptation, and leveraging existing operational strengths.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Discover

Capital One, an online consumer bank and credit card issuer backed by investor Warren Buffett, is considering a potential acquisition of credit card lender Discover Financial Services, a person familiar with the matter said. While the terms could not be learned, a deal could be announced as early as Tuesday, according to the source.

Capital One considers acquisition of Discover Financial, source says

Capital One is reportedly acquiring Discover Financial. Bloomberg reported Monday (Feb. 19) that Capital One is considering the acquisition, and The Wall Street Journal (WSJ) reported later Monday that the bank is buying Discover and the deal could be announced Tuesday (Feb. 20).

Report: Capital One to Acquire Discover, Uniting Two Credit Card Giants

Capital One Financial Corp. (COF) reportedly is set to acquire Discover Financial Services (DFS) in a deal that would join two of the major credit card companies in the U.S.

Capital One Reportedly Is Set to Acquire Discover Financial

Capital One is planning to buy Discover Financial Services that would bring the two large credit card issuers and lenders together, according to a report by the Wall Street Journal.

Capital One to acquire Discover Financial: report

Capital One will acquire Discover Financial Services, per a report from The Wall Street Journal.

Capital One acquiring Discover Financial Services, report says

Capital One is set to buy credit card rival Discover Financial, The Wall Street Journal reported Monday.

Capital One Will Put Discover Financial In Its Wallet

Deal would combine two of the largest credit-card companies in the U.S.

Capital One is Buying Discover Financial, Sources Say

Capital One, an online consumer bank and credit card issuer backed by investor Warren Buffett, is considering a potential acquisition of credit card lender Discover Financial Services, Bloomberg News reported, citing people familiar with the matter.

Capital One considers acquisition of Discover Financial, Bloomberg says

SoFi Technologies

Block

Visa (NYSE: V ) is a giant among payment stocks. While many companies compete in the payment processing space, the two names that come to mind right away are Visa and Mastercard (NYSE: MA ).

The Next Visa? 3 Payment Stocks That Investors Shouldn't Ignore

Card delinquencies and charge-offs offer evidence of consumers struggling to meet their financial obligations. Credit card balances and delinquencies have been rising as consumer spending remains strong, but government support drops from pandemic levels, with all stages of delinquency approaching their highest levels of the past decade-plus.

Capital One Confident About ‘Relative Health of the Consumer' Despite Charge-Offs

An increase in provisions and higher expenses hurt Capital One's (COF) Q4 earnings, while a rise in NII and fee income offers support.

Capital One (COF) Falls on Q4 Earnings Miss as Provisions Rise

Capital One Financial Corporation (COF) Q4 2023 Earnings Call Transcript

Card delinquencies and charge-offs offer evidence of consumers struggling to meet their financial obligations. And credit card balances and delinquencies have been rising as consumer spending remains strong, but government support is dropping from pandemic levels, with all stages of delinquency approaching their highest levels of the past decade-plus.

Capital One Sees Positives in Consumer Segments Despite Charge-Off Challenges

Although the revenue and EPS for Capital One (COF) give a sense of how its business performed in the quarter ended December 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Capital One (COF) Reports Q4 Earnings: What Key Metrics Have to Say

Capital One (COF) came out with quarterly earnings of $2.24 per share, missing the Zacks Consensus Estimate of $2.50 per share. This compares to earnings of $2.82 per share a year ago.

Capital One (COF) Misses Q4 Earnings Estimates

Capital One Financial posted a 43% drop in its fourth-quarter profit on Thursday, as the credit card lender set aside more funds to cover souring loans and recorded a charge related to replenishing a government deposit insurance fund.

Capital One's profit drops on higher credit loss provisions, FDIC charge

MCLEAN, Va., Jan. 25, 2024 /PRNewswire/ -- Capital One Financial Corporation (NYSE: COF) today announced net income for the fourth quarter of 2023 of $706 million, or $1.67 per diluted common share, compared with net income of $1.8 billion, or $4.45 per diluted common share in the third quarter of 2023, and with net income of $1.2 billion, or $3.03 per diluted common share in the fourth quarter of 2022. Adjusted net income(1) for the fourth quarter of 2023 was $2.24 per diluted common share.

Capital One Reports Fourth Quarter 2023 Net Income of $706 million, or $1.67 per share

American Express

Visa

Analysts expect diverging results for Dow Jones credit card giants Visa, Capital One late Thursday. American Express reports Friday.

Visa, Capital One Earnings Due; American Express On Deck

Lennar

Occidental Petroleum

Capital One may be fending off the credit market's deterioration better than most investors appreciate. Energy outfit Occidental Petroleum has a brighter, longer future than you might realize.

3 Stocks Buffett Is Buying That Should Be on Your List, Too

Capital One's (COF) interest income is expected to have improved in the fourth quarter of 2023 on higher interest rates.

Higher Rates Likely to Support Capital One (COF) in Q4 Earnings

Capital One (NYSE: COF) is scheduled to report its fiscal Q4 2023 results on Thursday, January 25, 2024. We expect the revenues to be just above (in line) the expectations, while earnings are likely to miss the consensus.

Up 40% Since The Beginning Of 2023, How Will Capital One Stock Trend After Q4 Earnings

Evaluate the expected performance of Capital One (COF) for the quarter ended December 2023, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.

Unveiling Capital One (COF) Q4 Outlook: Wall Street Estimates for Key Metrics

Capital One (COF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Capital One (COF) Q4 Earnings Expected to Decline

Capital One's shares rallied when Warren Buffett bought the lender, making it a potentially good investment for shareholders in 2024. The end of the Federal Reserve's Bank Term Funding Program could cause stress in the regional banking sector. Capital One's lending business could benefit from hopes of a soft landing in the economy and positive credit conditions, while its strong cash build is undervalued.

Reasons To Be Bullish On Capital One Financial

Ally Financial

The Fed suggested that interest rates could be cut in 2024. This should improve demand for consumer lending products.

News for Capital One Stock (COF)