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CIVB
Volume: 52.26K

Civista Bancshares (CIVB) Stock Forecast & Price Target

Civista Bancshares (CIVB) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Civista Bancshares Inc has demonstrated a solid credit quality with a modest increase in non-performing loans, moving to 13 basis points, which reflects the company's ability to manage risk effectively. Concurrently, the increase in security yields to 3.58%, rising 8 basis points quarter-over-quarter, underscores the company's potential to enhance revenue generation through its investment portfolio. Additionally, the growth in commercial and agricultural loan balances, along with non-owner occupied commercial real estate loans, indicates a positive trajectory in loan demand, supportive of Civista's expansion strategy in Ohio's largest metro areas.

Bears say

Civista Bancshares Inc. has experienced a decline in its adjusted margin, falling by 4 basis points quarter-over-quarter due to decreasing loan yields, which could impact overall profitability. Additionally, the company faced a shortfall in fee income driven primarily by softer leasing revenue, further indicating weaknesses in its revenue-generating capabilities. Moreover, a significant annualized reduction of 27% in real estate construction loans raises concerns about the company's growth potential and its ability to diversify its loan portfolio effectively.

Civista Bancshares (CIVB) has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Civista Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Civista Bancshares (CIVB) Forecast

Analysts have given Civista Bancshares (CIVB) a Buy based on their latest research and market trends.

According to 4 analysts, Civista Bancshares (CIVB) has a Buy consensus rating as of Jan 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $25.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $25.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Civista Bancshares (CIVB)

Volume: 52.26K

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