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CIVB
Volume: 58.39K

Civista Bancshares (CIVB) Stock Forecast & Price Target

Civista Bancshares (CIVB) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Civista Bancshares Inc demonstrated a positive financial trajectory with a net interest margin (NIM) expanding to 3.69%, indicative of improved profitability from its loan activities. The company's noninterest income rose by 2.6% quarter-over-quarter, exceeding previous forecasts, while spread income also increased significantly, suggesting strong operational performance and revenue generation capabilities. Furthermore, Civista's strategic expansion in Ohio's largest metro areas positions the company to capture a larger market share, enhancing its overall growth potential in a dynamic banking environment.

Bears say

Civista Bancshares Inc has raised asset quality concerns with its current non-performing assets to total assets (NPA/TA) ratio of 55 basis points, which exceeds that of its peers, despite a low net charge-off (NCO) rate. Additionally, while the company reported a core earnings per share (EPS) of $0.75 for the fourth quarter of 2025, this was influenced by lower core expenses and a reduced loan loss provision, indicating potential underlying vulnerabilities. Lastly, the recent capital raise and the company's history of active mergers and acquisitions may lead to investor apprehensions regarding the effective management of capital resources.

Civista Bancshares (CIVB) has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Civista Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Civista Bancshares (CIVB) Forecast

Analysts have given Civista Bancshares (CIVB) a Buy based on their latest research and market trends.

According to 4 analysts, Civista Bancshares (CIVB) has a Buy consensus rating as of Feb 20, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $26, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $26, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Civista Bancshares (CIVB)

Volume: 58.39K

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