
Civista Bancshares (CIVB) Stock Forecast & Price Target
Civista Bancshares (CIVB) Analyst Ratings
Bulls say
Civista Bancshares experienced a notable improvement in security yields, rising to 3.58%, which reflects a positive trend in interest income generation. The company's loan portfolio showed growth in commercial and agricultural loan balances as well as non-owner-occupied commercial real estate loans, indicating robust demand and effective lending practices. Although non-performing charge-offs (NCOs) increased to 13 basis points from 8 basis points, the overall financial metrics suggest a resilient credit quality that supports a favorable outlook for the company.
Bears say
Civista Bancshares has experienced a decline in its adjusted margin, which fell by 4 basis points quarter-over-quarter to 3.51%, primarily attributed to decreasing loan yields. Additionally, the company reported a shortfall in fee income, driven by softened leasing revenue, further exacerbating financial challenges. Although nonperforming assets improved to $23.2 million in 2Q25, the overall performance indicators suggest potential weaknesses in revenue generation and loan profitability, contributing to a negative outlook for the stock.
This aggregate rating is based on analysts' research of Civista Bancshares and is not a guaranteed prediction by Public.com or investment advice.
Civista Bancshares (CIVB) Analyst Forecast & Price Prediction
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