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CIVB
Volume: 77.24K
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Civista Bancshares (CIVB) Stock Forecast & Price Target

Civista Bancshares (CIVB) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Civista Bancshares has demonstrated a positive trajectory in its financial performance, as evidenced by an increase in security yields to 3.58%, reflecting an 8 basis point rise quarter-over-quarter. Additionally, the growth in commercial and agricultural loan balances, along with non-owner occupied commercial real estate (NOO CRE) loans, indicates strong demand and effective lending strategies. Although net charge-offs (NCOs) increased to 13 basis points, this marginal rise from 8 basis points in the previous quarter suggests manageable credit quality within the bank's loan portfolio.

Bears say

Civista Bancshares Inc. has experienced a concerning decline in its adjusted margin, which fell by 4 basis points quarter-over-quarter to 3.51% due to decreasing loan yields. Additionally, the company faced challenges with fee income, as softer leasing revenue contributed to a financial miss, further indicating potential weaknesses in their revenue streams. Although nonperforming assets saw a decrease to $23.2 million in 2Q25, this improvement may not sufficiently counterbalance the negative trends in loan yields and fee income that could impact the company's overall financial performance.

Civista Bancshares (CIVB) has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Civista Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Civista Bancshares (CIVB) Forecast

Analysts have given Civista Bancshares (CIVB) a Buy based on their latest research and market trends.

According to 4 analysts, Civista Bancshares (CIVB) has a Buy consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $25.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $25.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Civista Bancshares (CIVB)

Volume: 77.24K

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