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CIVB
Volume: 34.33K
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Civista Bancshares (CIVB) Stock Forecast & Price Target

Civista Bancshares (CIVB) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 17%
Buy 33%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Civista Bancshares Inc demonstrated a strong financial position in 4Q23, highlighted by an increase in the TCE capital ratio to 6.36% and impressive annualized loan growth of 14.8%. The bank's favorable balance sheet is well-suited for navigating higher interest rates, with a robust core deposit base contributing to an above-peer margin of 1.79%. Additionally, the company is focusing on improving operating leverage and enhancing fees, which supports a positive outlook for profitability as margins are expected to stabilize and improve in the coming years.

Bears say

Civista Bancshares Inc. experienced a quarter-over-quarter decline in net interest income (NII) of 5.5% in Q1, followed by a further decrease of 2.1% in Q2, attributed to notable compression in net interest margin (NIM), which fell to 3.22% and 3.09%, respectively. The company's outlook for loan growth is weakening, compounded by continued pressures on net interest income affecting earnings per share (EPS) estimates, particularly in the wake of the March banking crisis. Additionally, management's indications of ongoing deposit outflows have contributed to subdued valuation and reduced investor sentiment surrounding the company's financial prospects.

Civista Bancshares (CIVB) has been analyzed by 6 analysts, with a consensus rating of Buy. 17% of analysts recommend a Strong Buy, 33% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Civista Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Civista Bancshares (CIVB) Forecast

Analysts have given Civista Bancshares (CIVB) a Buy based on their latest research and market trends.

According to 6 analysts, Civista Bancshares (CIVB) has a Buy consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $25.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $25.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Civista Bancshares (CIVB)

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