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CHYM
Volume: 19.62M

CHYM Stock Forecast & Price Target

CHYM Analyst Ratings

Based on 19 analyst ratings
Buy
Strong Buy 32%
Buy 58%
Hold 11%
Sell 0%
Strong Sell 0%

Bulls say

Chime Financial is poised for significant growth due to strong execution and the potential for upward revisions to earnings estimates. The company's recent acquisition of Stride Bank will drive revenue synergies through faster product velocity and a larger total addressable market. Additionally, the acquisition will help reduce expenses for Chime and improve its adjusted EBITDA margins, which are already in the high teens and could potentially expand by 1,700-2,000 bps over the next 2-3 years. With a current active member base of 10.4 million and potential LTV per share of $44 at a 1% churn rate, Chime has a strong foundation for continued growth and potential upside to its stock.

Bears say

Chime Financial is experiencing strong core business performance, which has led to a raise in revenue and EBITDA guidance for the third quarter. However, there are concerns about the potential credit exposure and competition in the industry. Additionally, there are risks related to system downtime, regulatory compliance, and reliance on interchange fees. The recent acquisition of Stride Bank may bring opportunities, but the success of the integration remains to be seen.

CHYM has been analyzed by 19 analysts, with a consensus rating of Buy. 32% of analysts recommend a Strong Buy, 58% recommend Buy, 11% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Chime Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Chime Financial Inc (CHYM) Forecast

Analysts have given CHYM a Buy based on their latest research and market trends.

According to 19 analysts, CHYM has a Buy consensus rating as of Sep 19, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $37.84, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $37.84, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Chime Financial Inc (CHYM)

Volume: 19.62M

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