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CHYM
Volume: 1.18M

CHYM Stock Forecast & Price Target

CHYM Analyst Ratings

Based on 16 analyst ratings
Buy
Strong Buy 25%
Buy 44%
Hold 31%
Sell 0%
Strong Sell 0%

Bulls say

Chime Financial Inc. has demonstrated a significant upward trajectory, marked by a 6% year-over-year increase in average revenue per active member (ARPAM), reaching $245 in 3Q25, which reflects enhanced member engagement and successful monetization strategies. The company's platform-related revenue has experienced impressive growth, averaging 90% over the past four quarters, largely driven by the successful launch of its MyPay service in July 2024. Furthermore, Chime's active member base has expanded impressively, surpassing 8 million with a compound annual growth rate (CAGR) of 21% over the past two years, accelerating to 23% in the most recent quarter, indicating robust demand for its financial technology offerings.

Bears say

Chime Financial Inc faces significant risks that could hinder its growth potential, including potential inadequacies in its risk model, which may lead to increased credit-related losses during economic downturns. Despite a recent reduction in customer acquisition costs, the company may struggle to attract and retain active members or increase average revenue per active member, which could negatively impact its financial performance. Furthermore, challenges related to regulatory changes, competitiveness in the fintech landscape, and ineffective product launches could further strain revenue growth and overall business stability.

CHYM has been analyzed by 16 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 44% recommend Buy, 31% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Chime Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Chime Financial Inc (CHYM) Forecast

Analysts have given CHYM a Buy based on their latest research and market trends.

According to 16 analysts, CHYM has a Buy consensus rating as of Feb 19, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $33.38, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $33.38, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Chime Financial Inc (CHYM)

Volume: 1.18M

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