
City Hld (CHCO) Stock Forecast & Price Target
City Hld (CHCO) Analyst Ratings
Bulls say
City Holding Co has demonstrated strong financial performance, with shares trading at a premium valuation of 15.6x estimated 2026 EPS and 3.1x tangible book value per share, indicating investor confidence in its future earnings potential. Recent upward revisions of 24% in 2025 EPS estimates highlight resilience in net interest margin, credit quality, and fee income, coupled with robust asset earnings growth of 6%, surpassing expectations. Furthermore, the company is well-positioned in the current volatile rate environment due to a low, stable cost of deposits and substantial increases in fee income from service charges and bankcard fees, which contribute significantly to its overall revenue.
Bears say
City Holding Co faces significant regulatory risks that could adversely impact revenue, particularly concerning the potential risk of losing revenue due to ongoing political and regulatory scrutiny, which has historically pressured its stock performance. Despite minor improvements in non-performing assets (NPAs) and allowance for credit losses (ACL), these metrics remain low, suggesting limited room for error in the company's financial stability. Additionally, fluctuations in tangible book value (TBV) may directly influence the stock's price, indicating heightened sensitivity to market valuation amidst these persistent challenges.
This aggregate rating is based on analysts' research of City Hld and is not a guaranteed prediction by Public.com or investment advice.
City Hld (CHCO) Analyst Forecast & Price Prediction
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