
Cullen/Frost Bankers (CFR) Stock Forecast & Price Target
Cullen/Frost Bankers (CFR) Analyst Ratings
Bulls say
Cullen/Frost Bankers has demonstrated strong financial growth, highlighted by a 24% increase in new loan commitments to $2 billion and a 35% rise in new loan opportunities, marking the highest fourth-quarter levels in the bank's history. The bank's noninterest income rose 8.0% sequentially to $122.8 million, showing robust performance across most segments, while deposit momentum continued with a 10% increase quarter-over-quarter annualized. Furthermore, management anticipates net interest income growth of 4% to 6%, supported by improved balance sheet trends and a significant increase in excess liquidity driven by strong deposit activity.
Bears say
Cullen/Frost Bankers has experienced a sequential decline in its margin, decreasing by 3 basis points to 3.53%, which signals potential pressure on profitability amid a challenging economic backdrop. Additionally, the bank's tangible book value compression of 7.5% and a slight decrease in total capital equity (TCE) to 5.9% further indicate concerns regarding its financial stability and growth prospects. The forecasted slowdown in loan growth, coupled with expected increases in credit costs, suggests a deteriorating macroeconomic environment that could negatively impact the bank's overall performance.
This aggregate rating is based on analysts' research of Cullen/Frost Bankers and is not a guaranteed prediction by Public.com or investment advice.
Cullen/Frost Bankers (CFR) Analyst Forecast & Price Prediction
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