
CFG Stock Forecast & Price Target
CFG Analyst Ratings
Bulls say
Citizens Financial Group has demonstrated solid growth in its capital markets segment, with fees increasing by 46.4% in 2024 and an 18% compound annual growth rate (CAGR) from 2015 to 2024, reflecting a strong demand for its banking services. The company’s management has also raised its medium-term net interest margin (NIM) target to between 3.25% and 3.50%, indicating a positive outlook for profitability moving forward. Additionally, consensus earnings per share (EPS) estimates for 2025 and 2026 have been revised upwards by 0.5% and 1.9%, respectively, showcasing analysts' confidence in Citizens' financial performance.
Bears say
Citizens Financial Group is facing a challenging outlook as management anticipates a 2% to 3% decline in average loans for 2025, following a decrease expected in the second half of 2024 and the ongoing runoff of its non-core portfolio. Furthermore, a projected decline in net interest income by 1.5% to 2.5% from the fourth quarter of 2024 to the first quarter of 2025 raises concerns about the bank's profitability. Compounding these issues, potential economic deterioration in key markets could lead to rising credit costs and hinder organic growth, making the bank's financial stability increasingly precarious.
This aggregate rating is based on analysts' research of Citizens Financial Group and is not a guaranteed prediction by Public.com or investment advice.
CFG Analyst Forecast & Price Prediction
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