
CCBG Stock Forecast & Price Target
CCBG Analyst Ratings
Bulls say
Capital City Bank Group has demonstrated a strong improvement in its net interest margin (NIM), which expanded by 8 basis points quarter-over-quarter to reach 4.30%, surpassing previous expectations. This consistent NIM outperformance, with a cumulative increase of 18 basis points since the beginning of the easing cycle, indicates the company's effective management of its balance sheet in a challenging economic environment. Additionally, the slight increase in reserves to 1.13% further reflects a prudent approach to risk management, positioning the bank favorably amidst soft growth trends.
Bears say
The analysis indicates a negative outlook for Capital City Bank Group's stock despite reporting robust revenue growth and record profitability. A concerning factor is the decline in period-end loans, which fell by 4% on a last quarter annualized (LQA) basis, highlighting potential challenges in loan demand. Furthermore, deposits also experienced a significant drop of 8% LQA following a seasonal peak, suggesting weaknesses in the bank’s deposit base that could impede future financial performance.
This aggregate rating is based on analysts' research of Capital City Bank Group and is not a guaranteed prediction by Public.com or investment advice.
CCBG Analyst Forecast & Price Prediction
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