
CCBG Stock Forecast & Price Target
CCBG Analyst Ratings
Bulls say
Capital City Bank Group has demonstrated strong financial performance, evidenced by a net interest margin (NIM) expansion of 8 basis points to 4.30%, surpassing expectations of stability at 4.22%. Additionally, the company's reserve on a percentage basis has increased slightly to 1.13%, indicating a prudent approach to risk management and asset quality. Although growth trends have shown softness, the overall balance sheet positioning enhances the bank's ability to maintain NIM stability, reflecting a cumulative margin expansion of 18 basis points since the onset of the easing cycle.
Bears say
The analysis indicates a negative outlook for Capital City Bank Group's stock primarily due to a decline in both loans and deposits, with period-end loans decreasing by 4% and deposits falling by 8% on a last quarter annualized (LQA) basis. Despite reporting robust revenue growth, operating leverage, and record profitability during the latest quarter, these underlying metrics suggest potential liquidity issues and reduced lending capacity. The decrease in loans and deposits highlights a concerning trend that may affect the bank's overall financial stability and growth prospects moving forward.
This aggregate rating is based on analysts' research of Capital City Bank Group and is not a guaranteed prediction by Public.com or investment advice.
CCBG Analyst Forecast & Price Prediction
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