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CATY
Volume: 558.27K
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CATY Stock Forecast & Price Target

CATY Analyst Ratings

Based on 9 analyst ratings
Hold
Strong Buy 11%
Buy 33%
Hold 44%
Sell 11%
Strong Sell 0%

Bulls say

Cathay General Bancorp has demonstrated resilience and growth potential, with guidance indicating a projected increase in both deposits and loans of 3% to 4% for fiscal year 2025, compared to the full year 2024 figures. The company has also revised its earnings per share (EPS) estimates upwards for 2025 and 2026, reflecting improvements in net interest margin (NIM) and fee income, despite the anticipated impact of a higher tax rate and increased loan loss provisions (LLPs). Furthermore, the growth in core deposit balances, alongside a positive trend in loan repricing, suggests a favorable outlook for NIM expansion, indicating the bank's strong position within its service areas.

Bears say

Cathay General Bancorp has experienced a decline in loan yields, which fell by 16 basis points to 6.19%, driven significantly by a reduction in certificates of deposit totaling $572.2 million. Additionally, the company reported a decrease in end-of-period deposits by $257.7 million, while loan growth was stagnant as gains in commercial real estate and construction loans were negated by a downturn in single-family residence loans. The potential weakening in the commercial real estate market raises concerns about increased default risk, which could negatively impact the company's overall financial stability and asset valuations.

CATY has been analyzed by 9 analysts, with a consensus rating of Hold. 11% of analysts recommend a Strong Buy, 33% recommend Buy, 44% suggest Holding, 11% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Cathay General Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Cathay General Bancorp (CATY) Forecast

Analysts have given CATY a Hold based on their latest research and market trends.

According to 9 analysts, CATY has a Hold consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $46, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $46, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Cathay General Bancorp (CATY)

Volume: 558.27K

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