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CATY
Volume: 156.11K
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CATY Stock Forecast & Price Target

CATY Analyst Ratings

Based on 9 analyst ratings
Hold
Strong Buy 11%
Buy 33%
Hold 44%
Sell 11%
Strong Sell 0%

Bulls say

Cathay General Bancorp has demonstrated a positive outlook, with the company's core efficiency ratio showing resilience at 39.5%, supported by a 4% quarter-over-quarter increase in fee income to $16.8 million. The bank is projecting steady growth in both deposits and loans, expecting an increase of 3% to 4% from 2024 levels, which signifies a robust demand for its banking services in the Chinese-American community and beyond. Furthermore, adjustments to earnings per share estimates reflect an anticipated improvement in net interest margin and lower non-interest expenses, positioning the company favorably for continued financial stability and growth into 2025 and beyond.

Bears say

Cathay General Bancorp has experienced a decline in loan yields, decreasing by 16 basis points to 6.19%, primarily driven by a significant run-off of certificates of deposit totaling $572.2 million. Additionally, the company's deposit balances fell by $257.7 million, highlighting a potential liquidity issue, while the stability of its loan book is threatened by stagnant overall loan growth and a weakening commercial real estate market, which poses increased risks of default. The decline in yields on both loans and securities, combined with macroeconomic uncertainties, could negatively impact the bank's financial stability and performance moving forward.

CATY has been analyzed by 9 analysts, with a consensus rating of Hold. 11% of analysts recommend a Strong Buy, 33% recommend Buy, 44% suggest Holding, 11% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Cathay General Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Cathay General Bancorp (CATY) Forecast

Analysts have given CATY a Hold based on their latest research and market trends.

According to 9 analysts, CATY has a Hold consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $46, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $46, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Cathay General Bancorp (CATY)

Volume: 156.11K

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