
Cadence Bank (CADE) Stock Forecast & Price Target
Cadence Bank (CADE) Analyst Ratings
Bulls say
Cadence Bank has demonstrated a strong financial performance, reporting core net income of $137.5 million, equating to $0.73 per share, and an impressive return on assets (ROA) of 1.14% for the second quarter of 2025. The bank's organic loan growth reached $1.1 billion, representing a 12.6% annualized rate, which has led to an upward revision of full-year loan growth expectations from 8% to 12%, alongside a projected adjusted revenue increase of 10-12%. Additionally, the diversification in loan growth across various segments contributes to the overall stability and positive projection for the bank’s profitability and revenue trends moving forward.
Bears say
The analysis indicates a negative outlook on Cadence Bank's stock primarily due to a decline in the net interest margin (NIM), which fell 6 basis points to 3.40%, largely attributed to $2 billion in securities purchases funded by higher-term borrowings that increased the cost of funds. Furthermore, while credit quality metrics remained stable with manageable non-performing loans (NPLs) and non-charge offs (NCOs), the common equity tier 1 (CET1) capital ratio declined to 12.2%, suggesting potential challenges in maintaining capital strength. Overall, the combination of pressured margins and decreased capitalization could impact the bank's ability to generate sustainable growth and profitability, contributing to a cautious view on its stock performance.
This aggregate rating is based on analysts' research of Cadence Bank and is not a guaranteed prediction by Public.com or investment advice.
Cadence Bank (CADE) Analyst Forecast & Price Prediction
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