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CACC
Volume: 99.8K
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Credit Acceptance (CACC) Stock Forecast & Price Target

Credit Acceptance (CACC) Analyst Ratings

Based on 14 analyst ratings
Hold
Strong Buy 0%
Buy 14%
Hold 57%
Sell 14%
Strong Sell 14%

Bulls say

Credit Acceptance is poised for strong growth due to its unique business model that provides loans to consumers with limited financing options through a network of automobile dealers. Additionally, its various revenue streams, including finance charges, service contract premiums, and fees, provide a diverse and stable source of income. The risks to the target price mainly revolve around potential challenges in the loan accounting and used car market, as well as technical pressures from former executives. However, the company's recent strong financial results, with higher finance charges and steady loan terms, indicate a positive outlook for the stock.

Bears say

Credit Acceptance is currently facing several challenges, including the negative impact of used car prices on credit costs, changes in regulations, and a shrinking pool of eligible loan applicants. Despite potentially benefiting from higher loss-adjusted margins and increasing volume in the future, the company's forecasted collections have been revised lower and its credit provision split is currently skewed towards changes in expected loan performance rather than new loan originations. In addition, there are significant risks to the achievement of the target price set for the company, including regulatory risk, funding costs, and competition, which could all impact earnings negatively.

Credit Acceptance (CACC) has been analyzed by 14 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 14% recommend Buy, 57% suggest Holding, 14% advise Selling, and 14% predict a Strong Sell.

This aggregate rating is based on analysts' research of Credit Acceptance and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Credit Acceptance (CACC) Forecast

Analysts have given Credit Acceptance (CACC) a Hold based on their latest research and market trends.

According to 14 analysts, Credit Acceptance (CACC) has a Hold consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $294.68, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $294.68, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Credit Acceptance (CACC)

Volume: 99.8K

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