Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Citigroup has already earned $14B of net income YTD, with much more to come, versus a market capitalization of $134B.

Buy Citigroup Before Long-Term Margin Expansion Bears Fruit

Putting intraday liquidity to use in real-time, Citi's latest solution helps clients improve liquidity and working capital management

Citi Drives Liquidity Innovation with the Launch of Real-Time Liquidity Sharing

Bank of America

Goldman Sachs

iShares U.S. Broker-Dealers & Securities Exchanges ETF

iShares US Financial Services ETF

JPMorgan Chase & Co

Invesco KBW Bank ETF

Morgan Stanley

Vanguard Financials ETF

Financial Select Sector SPDR Fund

The financial sector, which accounts for around one-fifth of the S&P 500 Index, had a decent Q2.

Banking Earnings Decent: Time to Buy Financial ETFs on Value?

U.S. Bancorp

Wells Fargo

Investors may have "sold the news" with bank stocks after their quarterly results, but many factors still make these seven names appealing. The post 7 Best Bank Stocks to Buy Following Q2 Earnings Headlines appeared first on InvestorPlace.

7 Best Bank Stocks to Buy Following Q2 Earnings Headlines

The bank's expenses came in higher this quarter, as it deals with regulatory issues and attempts to head in a new strategic direction.

Citigroup May Have Elevated Expenses for Some Time, but That's Okay

Nasdaq

SVB Financial Group

Nasdaq Private Market to be spun out from Nasdaq and contributed to the joint venture Nasdaq Private Market to be spun out from Nasdaq and contributed to the joint venture

Nasdaq, SVB, Citi, Goldman Sachs, and Morgan Stanley Launch New Platform for Trading Private Company Stock

With second-quarter earnings season now underway, let's take a closer look at how the group of big banks performed during the period. The post Here's How the Big Banks' Earnings Stacked Up appeared first on InvestorPlace.

Here's How the Big Banks' Earnings Stacked Up

Following the lifting of restrictions on June 30, Citigroup was one of the only large major banks not to raise its dividend.

Why Citigroup Isn't Raising Its Dividend Right Now

Citigroup Inc. (NYSE: C) shares weakened last week despite the fact that this bank reported better than expected second-quarter earnings. Fundamental analysis: Citigroup's outlook remains stable Citigroup reported its second-quarter results on Wednesday; total revenue has decreased by -11.6% Y/Y to $17.47 billion, while the GAAP EPS was $2.84 (beats by $0.88).

Is Citigroup stock a good buy in July 2021?

Banks have been on a shopping spree for the past year — and that's raising some alarm bells in Washington.

Big banks are getting even bigger, raising alarms in Washington

Options activity after earnings suggests that traders are optimistic that Citigroup stock could trend upwards.

Citigroup (C) Option Traders Remain Optimistic

PNC Financial Services

Truist Financial

Q2 earnings begin on a positive note with major banks like JPMorgan (JPM), BofA (BAC), Citi (C), Wells Fargo (WFC), PNC Financial (PNC) & Truist (TFC) outpacing estimates, mainly driven by reserve releases and decent fee income performance.

Bank Stock Roundup: JPM, WFC, BAC, C, TFC & PNC in Focus as Q2 Earnings Start

NEW YORK--(BUSINESS WIRE)--The Preferred Stock Committee of the Board of Directors of Citigroup Inc. today declared dividends on Citigroup's preferred stock as follows: – 5.950% Fixed Rate/Floating Rate Noncumulative Preferred Stock, Series A, payable July 30, 2021, to holders of record on July 20, 2021. Holders of depositary receipts, each representing one-twenty-fifth of a full preferred share, will be paid $29.75 for each receipt held. – 5.900% Fixed Rate/Floating Rate Noncumulative Preferre

Citigroup Declares Preferred Dividends

J. M. Smucker

Viatris

The S&P 500 continues to hit record highs. At the time of this article, the S&P 500 finished at nearly 4,375.

Bert's Dividend Stock Watch List: July 2021

For banks this earnings season, it's variations on the “reserve release” theme. It's a common refrain now – and Citigroup joins the fray.

Citi's US Branded Card Spend Surges 40 Percent Year On Year

The start of big bank earnings has proved promising for the group, three market analysts say.

Big bank earnings begin. What Cramer and other market analysts see ahead

NEW YORK--(BUSINESS WIRE)--Mark Mason, Chief Financial Officer, and Michael Verdeschi, Treasurer, will conduct the Citigroup second quarter 2021 Fixed Income Investor Review at 1:00 PM (ET) on Friday, July 30, 2021. The review will be available live via webcast and teleconference. The webcast and presentation materials will be available at www.citigroup.com/citi/investor. A replay and transcript of the webcast will be available after the call. To dial-in to the live teleconference, please dial:

Citi Second Quarter 2021 Fixed Income Investor Review

Citigroup Inc. (C) CEO Jane Fraser on Q2 2021 Results - Earnings Call Transcript

Lululemon Athletica

Some fundamental business strength isn't hurting either.

Wall Street Love Is Sending These 2 Nasdaq Stocks Higher

Citigroup's (C) Q2 results are largely driven by a rise in revenues, while rising expenses and lower revenues in debt underwriting have been undermining factors.

Citigroup (C) Q2 Earnings Top Estimates, Revenues Down Y/Y

The four largest U.S. consumer banks posted blockbuster second-quarter results this week, after pandemic loan losses failed to materialize and the U.S. economy began roaring back to life.

Top U.S. banks smash profit estimates on rebounding economy

Find out why the stock market is headed higher again.

Investors Need to Look Closely at These 3 Earnings Reports

Barclays

Mitsubishi UFJ Financial

NatWest Group plc 

UBS Group AG

A proposed multi-billion pound claim against powerful banks over alleged foreign exchange (forex) rigging is too weak and speculative to be allowed to proceed as a U.S.-style class action, the banks' lawyer told a London court on Wednesday.

Big banks seek to curb "speculative" planned UK forex class action

Citigroup's second-quarter results topped Wall Street expectations, giving investors reason to hope for a turnaround under Chief Executive Jane Fraser.

Citigroup Earnings Show There Is Hope for a Turnaround

Citi's equities sales and trading revenue grew 37% year over year to $1.06 billion, crushing analyst estimates.

News for Citigroup Stock (C)