Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Bank of America

Boston Properties

Deutsche Telekom AG

Enel SpA

Highwoods Properties

Kilroy Realty

Lincoln National

Realty Income Corp

Truist Financial

Volkswagen AG

I am, at heart, a contrarian value investor with an eye towards anything that people "hate" for the time being. My latest article lifted 3 such potentials. This time, and following a very chaotic week with more chaos to come, I'm highlighting more options in various sectors that I view as very good.

What I Am Currently Buying - Finance, Real Estate, And Industrials

Goldman Sachs

JPMorgan Chase & Co

Morgan Stanley

Wells Fargo

This week's chart of the week shows the S&P Regional Bank index performance year-to-date. The Index is down -27% this year and -34% from its high.

Chart Of The Week - Are The Banks On Fire?

PNC Financial Services

U.S. Bancorp

Bank of America, Citigroup, JPMorgan Chase, and Wells Fargo are the four big banks considered ‘too-big-to-fail'.

These Seven Big Banks Are Deep Into Bear Market Territory. Should Investors Try To Catch A Falling Knife?

Banking stocks have been hit strongly this year amid the bankruptcy of several high-profile banks, deteriorating sentiment, and the expectation that the worst is yet to come.

2 Banking Stocks in Buying Zones Amid Market Sell-off

Citigroup's financials could appear not on the strong side, as the gain in the client base could be offset by the net interest spread compression. Citigroup is taking the right steps for reorganization and improvement of business efficiency amid the uncertainty that is amplified by the Fed's move.

Citigroup: Cheap, Relatively Safe, And That Dividend

American Express

Bank of New York Mellon

Mastercard

Visa

If any investor has stood the test of time, it is Warren Buffett. For years, the “Oracle of Omaha” has had a rock-star-like presence in the investing world.

With Interest Rates the Highest Since 2007, These 6 Warren Buffett Dividend Stocks Could Be Huge Winners

You may think dividend-paying bank stocks are in trouble, or at least their dividends are given the current climate. The banking crisis that began with the collapse of Silicon Valley Bank continues, leaving what look like bargains but could be yield traps.

4 Bank Stocks STILL Paying Secure Dividends

As a series of U.S. lenders were besieged by customers yanking out their money this month, banking behemoths JPMorgan Chase & Co and Citigroup Inc warned employees: do not make it worse.

Exclusive: JPMorgan, Citi tell staff not to poach clients from banks under stress -source, memo

Policymakers are sending mixed signals about the future of federal deposit insurance and the resulting uncertainty is rippling through financial markets.

Debate over expanding deposit insurance weighs on bank stocks. Here's what to know.

Citigroup Inc. Chief Executive Officer Jane Fraser said the U.S. banking system remains in solid shape despite the demise of Silicon Valley Bank and Signature Bank in the past two weeks and a swoon in bank stocks.

Citi CEO Jane Fraser sees no banking crisis afoot

Citizens Financial Group

Fifth Third Bancorp

First Republic

KeyCorp

M&T Bank

New York Community Bancorp

Regions Financial

While the chaos is not necessarily over, many bank stocks look to have been indiscriminately sold off. Many banks have managed interest rate risk much better than Silicon Valley Bank.

14 Bank Stocks to Buy After the Recent Silicon Valley Bank Collapse

Citigroup Inc Chief Executive Officer Jane Fraser expressed confidence in the U.S. banking system after a series of U.S. bank failures rattled investors and fueled turmoil across global financial markets.

Citigroup CEO says 'this is not a credit crisis' after US bank failures

Ally Financial

Bank stocks across the board have sold off, presenting a potentially attractive entry point. Buffett has reportedly been speaking with officials from the Biden administration about the banks.

Will Warren Buffett Buy the Dip on Bank Stocks?

Reuters said on Wednesday it accepted that an article it published on May 10 2022 could have been understood to mean that Ali Omari, then head of a trading unit at Citigroup in London, was personally involved in causing a "flash crash" which led to declines in European stock markets.

Reuters apologises over May 2022 Citi 'flash crash' article

BankUnited

Capital One

Customers Bancorp

Old National Bancorp

PacWest Bancorp

Texas Capital Bancshares

Western Alliance Bancorporation

No investor is surprised that the banking crisis has sent industry stocks tumbling, but following a two-day rally, it is time to take a closer look at bank valuations to consider which stocks may soar from here.

10 bank stocks that look cheap based on this valuation method — First Republic heads the list

NEW YORK--(BUSINESS WIRE)--Citigroup will issue its first quarter results via press release at approximately 8 a.m. (ET) on Friday, April 14, 2023. At 11 a.m. (ET), results will be reviewed via live webcast and teleconference. The press release, webcast and presentation materials will be available at https://www.citigroup.com/citi/investor/pres.htm. A replay and transcript of the webcast will be available shortly after the event.

Citi First Quarter 2023 Earnings Review

The recent sell-off of bank stocks has triggered a drastic plunge in Citigroup's stock price to its pandemic and 8 Year lows, suggesting an improved margin of safety to our price target. The bank also boasted an excellent Liquidity Coverage Ratio [LCR] of 118% in the latest quarter, with an ambitious RoTCE target of 12% in the intermediate term.

Citigroup: Why The Stock Is A Gift Near 8-Year Lows

Booking Hlds

Citi has launched a travel portal that gives customers a wealth of ways to book trips. Citi Travel, created in partnership with Booking.com, is debuting “in time to book spring and summer adventures,” the two companies said in an announcement provided to PYMNTS Monday (March 20).

Citi and Booking.com Team to Streamline Travel

Credit Suisse

Following a week of turmoil in the banking sector, stock indices managed to close the week in the green on Friday.

Banking Stocks And The Fed

NEW YORK--(BUSINESS WIRE)--Citi's Issuer Services, acting through Citibank, N.A., has been appointed by Fangda Carbon New Material Co., Ltd. (“Fangda”), a leading company engaged in the research, development, production and sales of carbon materials, to act as the Depositary Bank for its Global Depositary Receipt (“GDR”) Program.

Citi Appointed as Depositary Bank for the GDR Program of Fangda Carbon New Material Co., Ltd.

Banks stocks have been making headlines due to the collapse of the nation's 16th largest bank, Silicon Valley Bank and Signature Bank. Notably, the regional bank stocks have been mercilessly punished as the market adopts a "Throw the baby out with the bath water" mentality.

Risk-Free Money Market vs. Bank Dividend Stock, Which is Better?

Is the financial sector a buy-low right now for opportunistic investors?

Should We Avoid Bank Stocks in 2023?

SPDR S&P Bank ETF

Invesco KBW Bank ETF

First Trust NASDAQ ABA Community Bank Index Fund

In a simple and elegant way, the large banks may have found a way to restore confidence in the U.S. banking system. In total, the banks will deposit $30 billion in First Republic, with an initial term of 120 days at prevailing market rates.

Big Banks To The Rescue

News for Citigroup Stock (C)