Revenue segments as reported by the company.

Institutional Clients Group

Personal Banking and Wealth Management

Legacy Franchises

Services

Markets

Banking

U.S. Personal Banking

Wealth

All Other—managed basis

Reconciling Items—Divestiture-related impacts

Global Consumer Banking

Corporate / Other

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provisions for credit losses and for benefits and claims

Compensation and benefits

Premises and equipment

Technology / communication

Advertising and marketing

Other operating

Restructuring

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Citigroup

Banamex is the second largest bank in Mexico.

Banamex

Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking, Institutional Clients Group, and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets, and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Citigroup reports steady Q4 earnings, focuses on strategic transformation

Citigroup's Q4 2022 performance showed steady net income and revenue growth, with a focus on strategic priorities and transformation efforts. Challenges in investment banking and wealth management are being addressed through cost reduction and technology investments. Opportunities for growth exist in wealth management strategies and market improvements.

Citigroup reports robust Q1 earnings, eyes growth amidst uncertainties

Citigroup's Q1 2023 earnings call showcased strong financial performance, emphasizing growth in core businesses and positive prospects in Wealth Management. While facing global uncertainties and interest rate challenges, the company focuses on investments in modernization and growth opportunities in key markets. Citigroup aims for sustainable growth through strategic initiatives and prudent risk management.

Citigroup reports mixed Q2 results, focuses on revenue stability

Citigroup's Q2 performance showed mixed results with strong revenue growth in key segments but challenges in expenses and Investment Banking
The focus on steady revenues, cost reduction, and simplification efforts presents opportunities for improving returns and capital management
Client sentiment remains cautious amidst global uncertainties, with a strategic shift towards efficiency and innovation in response to market dynamics
Balancing capital adjustments, expense management, and client needs will be crucial for Citigroup's future growth and resilience

Citigroup reports solid Q3 earnings, focuses on revenue growth

Citigroup's Q3 results reflect strong revenue growth and strategic focus on capital optimization.
Despite challenges in organizational restructuring and capital requirements, the company is optimistic about revenue growth targets.
Investments in innovation and client relationships position Citigroup for future success in various business segments.
The company's commitment to efficiency and transparency underscores confidence in achieving long-term targets.

Citigroup reports record performance in 2023, outlines strategic priorities

Citigroup made strategic accomplishments in 2023 despite Q4 challenges, focusing on 2024 priorities.
The company is committed to transparency, accountability, and delivering results to shareholders.
Balancing near-term profitability improvements with future growth investments is a key focus for Citigroup.
Optimism in achieving long-term targets through expense reduction, revenue growth, and operational improvements.

Citigroup reports solid Q1 earnings, navigates challenges with strategic focus

Citigroup's Q1 earnings call showcased a mix of strong performance, strategic initiatives, challenges, and opportunities. The company's focus on cost management, revenue diversification, and enhancing client experience positions it well for future growth and profitability amidst a dynamic economic environment.

Citigroup reports robust Q3 earnings, eyes IPO readiness and compliance

Citigroup's Q3 performance showcased revenue growth, expense discipline, and progress in regulatory compliance, with a focus on optimizing shareholder value and market opportunities.
While facing challenges in Fixed Income revenues and regulatory reporting, the company aims to capitalize on opportunities in stock buybacks, IPO readiness, and client asset growth.
Overall, Citigroup's strategic initiatives position it well for sustained growth, profitability, and shareholder value creation, underpinned by a commitment to operational excellence and regulatory transparency.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Bank of America

BOA clearly generates stronger risk-adjusted returns compared to Citi. It is a superior banking franchise, no doubt. Citi's cheap valuation, however, is too tempting for some and yet many fear it is a value trap that will perennially underperform.

Citigroup Or Bank Of America: Which Is The Better Bank To Own In 2021?

JPMorgan Chase & Co

Morgan Stanley

Wells Fargo

Loans under deferral at the biggest four US banks plunged from $190 billion in June to $90 billion as of September 30, but it is uncertain whether they will continue declining in the coming months, according to Financial Times analysis of regulatory filings. The Q3 decline owes to consumers and businesses resuming payments as the economy began to reopen and social distancing measures eased in many regions. But spiking coronavirus infection rates across the US have raised concerns that the dip in deferrals could only be temporary.

Loans under deferral at the biggest US banks more than halved in Q3

Citizens Financial Group

Fifth Third Bancorp

First Republic

Huntington Bancshares

KeyCorp

SPDR S&P Regional Banking ETF

M&T Bank

Pfizer

PNC Financial Services

Regions Financial

Truist Financial

All banks are anticipating loan losses due to the pandemic, but the regional players appear more exposed to those risks than both their larger and smaller peers.

Why Regional Bank Stocks Will Benefit More From a COVID-19 Vaccine

EPR Properties

Empire State Realty Trust

Goldman Sachs

Tanger Factory Outlet Centers

Simon Property Group

Some of our favorite banks and real estate stocks are having their best rallies in years.

Why Coronavirus Vaccine News Is Great for Bank Stocks and REITs

Citigroup (C) reported earnings 30 days ago. What's next for the stock?

Citigroup (C) Up 13.7% Since Last Earnings Report: Can It Continue?

When the market blew up during the great financial crisis of 2007–2009, the banks and brokerage stocks were ostensibly part of the reason for the collapse as they had aided and abetted the mortgage crisis.

BofA Securities Raises Price Targets on Top Bank Dividend Stocks to Buy

HSBC Holdings

JPMorgan (JPM) slipped to join Citi (C) and HSBC (HSBC) on the 2020 G-SIB list. Goldman Sachs (GS) and Wells Fargo (WFC) dropped to the lowest bucket on the list.

FSB Issues the 2020 G-SIB List: Are Banks Less Risky Now?

Los Angeles, California--(Newsfile Corp. - November 11, 2020) -  The Schall Law Firm, a national shareholder rights litigation firm, announces the filing of a class action lawsuit against Citigroup Inc. (NYSE: C) ("Citigroup" or "the Company") for violations of §§10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder by the U.S. Securities and Exchange Commission.Investors who purchased the Company's securities between February 25, 2017 and October 12, 2020, inclusive...

SHAREHOLDER ACTION NOTICE: The Schall Law Firm Announces the Filing of a Class Action Lawsuit Against Citigroup Inc. and Encourages Investors with Losses in Excess of $100,000 to Contact the Firm

Many think a second round of stimulus could play a big role in how loan losses develop in the banking sector.

Why a Second Stimulus Is So Important for Bank Stocks

Citigroup Inc. (C) Management Presents at Bank of America Future of Financials Conference 2020 Conference (Transcript)

The vaccine is a complete game changer. The rotation to value and cyclical stocks has just begun.

Citigroup: The Vaccine Is A Game Changer

Prosperity Bancshares

Webster Financial

The coronavirus vaccine-related news by Pfizer (PFE) will have positive financial implications on banks. So, almost all banks - big/small like JPMorgan (JPM), BofA (BAC), Citi (C), Wells Fargo (WFC), Webster (WBS) and Prosperity (PB) - have been rallying.

Here's Why JPM, BAC, C, WFC and Other Bank Stocks are Soaring

Intel

Walgreens

Why settle for a yield of 2% when you can earn a whole lot more?

3 Dirt-Cheap Dividend Stocks With Above-Average Payouts

Bristol-Myers

GlaxoSmithKline

Merck

Seaboard

Kahn Brothers (Trades, Portfolio) has released its third-quarter portfolio. Throughout the portfolio holdings were reduced or sold completely, with the largest changes coming from Merck & Co. Inc. (NYSE:MRK), Bristol-Myers Squibb Company (NYSE:BMY), GlaxoSmithKline PLC (NYSE:GSK), Citigroup Inc. (NYSE:C) and Seaboard Corp. (SEB).

Kahn Brothers' Biggest 3rd-Quarter Sells

American Express

Capital One

Discover

Synchrony Financial

Credit card deferrals, charge-offs, and loans 90 days past due are all down from earlier this year or on a year-over-year basis. But will they continue to stay that way?

Credit Card Trends at Banks Are Much Improved, but Can It Last?

Loans showing some impairment or danger of default have risen significantly at banks this year. In the third quarter, they began to stabilize.

Criticized Loans Are Stabilizing at Many of the Large Banks

NEW YORK, Nov. 6, 2020 /PRNewswire/ -- Attorney Advertising -- Bronstein, Gewirtz & Grossman, LLC notifies investors that a class action lawsuit has been filed against Citigroup, Inc. ("Citigroup" or "the Company") (NYSE: C) and certain of its officers, on behalf of shareholders who...

C Investor Alert: Bronstein, Gewirtz & Grossman, LLC Notifies Citigroup, Inc. Investors of Class Action and Lead Plaintiff Deadline: December 29, 2020

In Q3, big banks - JPMorgan (JPM), BofA (BAC), Citigroup (C) and Wells Fargo (WFC) - benefit substantially from fee income. A similar trend is likely to continue over the next few quarters as the economy revives gradually.

Fee Income Supports Big Banks' Q3 Earnings: What's Next?

SPDR S&P Bank ETF

U.S. Bancorp

Financial Select Sector SPDR Fund

Bank stocks plummet on sharp fall in Treasury yields, bucking the rally in the broader market.

Bank Stocks Tank on Sharp Fall in Treasury Yields, Uncertainty

Citi is trading at 60% of tangible book value and I would expect a return to a more normal 80-90% of TBV. Citi's net interest margin, while it has suffered along with the rest of the industry, seems to be slightly higher than peers.

Citigroup Shares Appear Undervalued Here

Many Wall Street banks' favorite lawmakers were returned to Congress overnight, boding well for the industry which has been trying to rebuild a broad base of bipartisan support a decade after the financial crisis tarnished its image in Washington.

U.S. banks see several allies returned to key congressional seats

NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana, Charles C. Foti, Jr., Esq., a partner at the law firm of Kahn Swick & Foti, LLC (“KSF”), announces that KSF has commenced an investigation into Citigroup Inc. (NYSE: C). On August 12, 2020, it was revealed that the Company had inadvertently wired $900 million of its own money to various lenders of Revlon Inc., seemingly intended as an interest payment from Revlon on a loan for which Citibank acts as an administrative agent,

CITIGROUP INVESTIGATION INITIATED By Former Louisiana Attorney General: Kahn Swick & Foti, LLC Investigates the Officers and Directors of Citigroup Inc. - C

Barclays

Royal Bank of Canada

Eight big U.S. banks likely to be slapped with charges for allegedly conspiring and colluding information on a particular type of tax-exempt municipal bond -- VRDOs.

8 Big Banks in Murky Waters, To Face U.S. Cities' Allegations

NEW YORK--(BUSINESS WIRE)-- #citigroup--Bragar Eagel & Squire, P.C., a nationally recognized shareholder rights law firm, announces that a class action lawsuit has been filed in the United States District Court for the Southern District of New York on behalf of investors that purchased Citigroup, Inc. (NYSE: C) common stock between February 25, 2017 and October 12, 2020 (the “Class Period”). Investors have until December 29, 2020 to apply to the Court to be appointed as lead plaintiff in the lawsuit. Cl

CITIGROUP ALERT: Bragar Eagel & Squire, P.C. Announces That a Class Action Lawsuit Has Been Filed Against Citigroup, Inc. and Encourages Investors to Contact the Firm

News for Citigroup Stock (C)