
Byline Bancorp (BY) Stock Forecast & Price Target
Byline Bancorp (BY) Analyst Ratings
Bulls say
Byline Bancorp's stock is positioned positively due to projected revenue growth, particularly with a forecast of 10% year-over-year growth in SBA GOS revenue for 2025 and increasing secondary market premiums anticipated alongside rate cuts. The company's unique local market positioning is expected to support robust core deposit gathering in tandem with loan growth, with a projected improvement in the net loan-to-deposit ratio to 89% by the fourth quarter of 2025. Furthermore, strong asset quality is reflected in stable-to-improving trends, with regulatory capital ratios showing sequential increases, including an 11.4% CET1 ratio, which enhances the bank's financial stability.
Bears say
The analysis of Byline Bancorp indicates concerns over declining revenues in core sectors, particularly with a projected small decrease in SBA GOS revenue to $5.6 million in the fourth quarter, leading to a reduced overall 2025 core fee income outlook that is 2% lower than prior forecasts. Additionally, risks such as asset quality deterioration, slower growth in loans, core deposits, and fees, as well as increased operating expenses may hinder the company’s financial performance. Furthermore, the decline in loan yields and the reliance on a single portfolio for net charge-offs suggest vulnerabilities that could pose challenges for Byline Bancorp in maintaining profitability moving forward.
This aggregate rating is based on analysts' research of Byline Bancorp and is not a guaranteed prediction by Public.com or investment advice.
Byline Bancorp (BY) Analyst Forecast & Price Prediction
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