
First Busey (BUSE) Stock Forecast & Price Target
First Busey (BUSE) Analyst Ratings
Bulls say
First Busey Corporation exhibits a positive outlook due to its robust revenue growth, highlighted by a 1.6% increase in spread income to $157.6 million, surpassing projections. The company's solid capital position is evidenced by increases in its capital ratios, including a Common Equity Tier 1 (CET1) ratio of 12.4%, and strong internal capital generation showcased by a reported return on assets (ROA) of 1.2%. Additionally, the increase in total book value (TBV) by 3% quarter-over-quarter underscores the company's effective management and growth potential in its banking and wealth management segments.
Bears say
First Busey Corporation's financial outlook is negatively impacted by a decline in payment revenue from its FirsTech segment, with a reported drop of 4% quarter-over-quarter, which could hinder overall revenue growth despite anticipated rebounds in the coming year. The decreased utilization of the commercial and industrial (C&I) line from 52% to 49%, combined with declining demand for certificates of deposits and non-CD interest-bearing deposits, highlights concerns about the company's lending activity and funding strategy. Additionally, revised projections for operating earnings per share and a less favorable efficiency ratio outlook for 2026 signal potential challenges in achieving profitability, reflecting broader concerns over net interest income and operating expenses.
This aggregate rating is based on analysts' research of First Busey and is not a guaranteed prediction by Public.com or investment advice.
First Busey (BUSE) Analyst Forecast & Price Prediction
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