
First Busey (BUSE) Stock Forecast & Price Target
First Busey (BUSE) Analyst Ratings
Bulls say
First Busey Corporation is demonstrating a positive financial trajectory, underscored by a sequential increase in tangible book value (TBV) to $19.69 and a tangible common equity (TCE) ratio of 9.88%, attributed to improved profitability metrics and a favorable shift in accumulated other comprehensive income (AOCI). The company's revenue from its FirsTech payment segment has shown a steady growth of 3% to $5.1 million, with projections indicating further growth to $5.3 million in Q4 2025 and $5.9 million by Q4 2026. Additionally, the banking segment continues to drive strong performance, as evidenced by a core net interest margin (NIM) improvement to 3.45%, supporting the overall growth in net interest income (NII) to $155.9 million.
Bears say
First Busey Corporation's declining commercial and industrial (C&I) line utilization, which fell to 49% from 52% in the prior quarter, raises concerns about future revenue generation. Additionally, the drop in Certificates of Deposit (CDs) by 4% and decreasing non-CD interest-bearing deposits signal potential weaknesses in liquidity and funding strategies, contributing to lowered expectations for net interest income (NII). The company's historical underperformance in net interest margin compared to peers, combined with a less favorable efficiency ratio outlook and anticipated low-to-mid single-digit loan growth, further supports a negative outlook on the stock's financial health.
This aggregate rating is based on analysts' research of First Busey and is not a guaranteed prediction by Public.com or investment advice.
First Busey (BUSE) Analyst Forecast & Price Prediction
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