
Sierra Bancorp (BSRR) Stock Forecast & Price Target
Sierra Bancorp (BSRR) Analyst Ratings
Bulls say
Sierra is experiencing stable asset quality metrics, with a low NPAs of 0.42% and low NCOs of 0.05%, indicating a strong risk management strategy. The company reported a solid quarter, beating EPS estimates and maintaining a positive outlook for loan growth in the mid-single digit range. With a focus on capital deployment and well-controlled expenses, Sierra is well-positioned for continued success and we recommend a BUY rating with a revised PT of $44.
Bears say
Sierra is a California-based bank holding company that offers retail and commercial banking services. However, despite solid end-of-period loan growth, the company saw a decrease in deposits and a spread income miss due to net interest margin contraction. Additionally, the company operates in a primarily agriculture-dependent market, which exposes it to potential risks such as deterioration in asset quality or prolonged periods of low commodity prices. Furthermore, the company's plan to hold noninterest expenses flat in 2026 may restrict its ability to invest in new talent and technology, potentially hindering its growth in the long term.
This aggregate rating is based on analysts' research of Sierra Bancorp and is not a guaranteed prediction by Public.com or investment advice.
Sierra Bancorp (BSRR) Analyst Forecast & Price Prediction
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