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BSRR
Volume: 39.54K

Sierra Bancorp (BSRR) Stock Forecast & Price Target

Sierra Bancorp (BSRR) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 0%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Sierra Bancorp reported net interest income (NII) of $32.4 million, maintaining consistency with the prior quarter and slightly exceeding expectations, while net interest margin (NIM) saw a modest expansion to 3.79%. The company experienced a notable increase in the loan growth outlook for 2026, positioned in the mid-single digit range, and a strategic focus on enhancing commercial deposit growth to support balance sheet expansion. Additionally, average earning asset yield rose to 5.18%, underscored by a loan yield increase, indicating strong fundamentals driving positive financial momentum.

Bears say

Sierra Bancorp is facing challenges reflected in its declining efficiency ratio, projected at 56.7% due to a flat net interest expense outlook and the necessity for cost reductions to support investments in technology and talent. The company's average earning asset yield has decreased, with a notable 6 basis point decline to 5.12%, indicating pressure on loan yields and profitability. Additionally, the consistent drop in deposits, exemplified by a $56 million reduction (7.7% LQA) in end-of-period deposits compared to the previous quarter, raises concerns about the bank's funding stability amidst robust loan growth.

Sierra Bancorp (BSRR) has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 0% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Sierra Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Sierra Bancorp (BSRR) Forecast

Analysts have given Sierra Bancorp (BSRR) a Buy based on their latest research and market trends.

According to 3 analysts, Sierra Bancorp (BSRR) has a Buy consensus rating as of Apr 23, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $37, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $37, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Sierra Bancorp (BSRR)

Volume: 39.54K

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