
Popular (BPOP) Stock Forecast & Price Target
Popular (BPOP) Analyst Ratings
Bulls say
Popular is supported by a structurally advantaged Puerto Rico deposit franchise, dominant market share, and a strong capital base, with CET1 around 16.1% providing ample flexibility for growth and capital returns. Earnings momentum is improving as 2Q26 core EPS reached $4.35, ROTCE rose to 17.0%, ROA to 1.41%, and NII grew 9.8% year-over-year on a 32 bp NIM expansion to 4.17% while deposit costs fell to 1.57%. Credit quality remains resilient aside from a one-off commercial charge-off, with NPA ratio improving to 1.71% and low-risk underwriting across the mainland business, while the $1.0 billion buyback and 20% dividend increase reinforce confidence in sustained profitability and shareholder value creation.
Bears say
Popular is burdened by Puerto Rico’s shrinking tax base, outmigration, and debt distress, with the island losing credit market access in 2014 and declaring its debt unpayable in 2015, which weakens the operating backdrop for Banco Popular de Puerto Rico. PREPA’s unresolved Title III case and the need for four consecutive balanced budgets before FY29 ends keep fiscal uncertainty high, while macro risks in Puerto Rico, New York City, and Miami could pressure loan demand and collateral values. Fundamentally, the company is already seeing stress signals as net charge-offs guidance moved to 65-80 bps, loan growth is trending toward the low end of 3-4%, and noninterest expense rose to $484 million, indicating limited earnings resilience if credit quality deteriorates further.
This aggregate rating is based on analysts' research of Popular and is not a guaranteed prediction by Public.com or investment advice.
Popular (BPOP) Analyst Forecast & Price Prediction
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Popular (BPOP) Analyst Forecast & Price Prediction
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