
BMRC Stock Forecast & Price Target
BMRC Analyst Ratings
Bulls say
Bank of Marin Bancorp is expected to experience significant operating leverage and core earnings power acceleration due to its effective deployment of excess capital, which stands at 15.3%. The bank's projected improvement in earnings per share (EPS) growth is estimated at 6% for 2025 and 12% for 2026, driven by a resumption of net interest income (NII) growth and margin expansion, particularly as lower interest rates bolster profitability. Additionally, upcoming strategic transactions are anticipated to yield an annual increase of approximately $5.7 million in NII and a 15% boost to consensus EPS estimates for 2026, further supporting a positive outlook for the bank's financial performance.
Bears say
Bank of Marin Bancorp faces significant risks that contribute to a negative outlook, including potential deposit outflows that may force the bank to increase short-term borrowings, adversely impacting net interest margin (NIM) and earnings per share (EPS) forecasts. Additionally, the bank's high exposure to the office real estate sector poses a risk amid negative market sentiment surrounding that property type. While capital levels remain strong, the anticipated decline in common equity tier 1 (CET1) from approximately 15.5% to 14.7% further underscores the challenges the bank may encounter in maintaining financial stability amidst these pressures.
This aggregate rating is based on analysts' research of Bank of Marin Bancorp and is not a guaranteed prediction by Public.com or investment advice.
BMRC Analyst Forecast & Price Prediction
Start investing in BMRC
Order type
Buy in
Order amount
Est. shares
0 shares