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BLFY
Volume: 109.67K
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BLFY Stock Forecast & Price Target

BLFY Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Blue Foundry Bancorp demonstrates a strong capital position with a tangible common equity (TCE) ratio of 16.9% and a tangible book value per share (TBVPS) growth of 2.5% annualized, reaching $14.69. The bank reported a 2% quarter-over-quarter increase in deposits, primarily driven by a 5% growth in certificates of deposit, while net interest income (NII) improved by 2%, contributing to a net interest margin (NIM) expansion of 14 basis points to 1.96%. Furthermore, management indicated an improving loan pipeline and a positive growth outlook for the second half of 2024, suggesting a potential inflection point that could enhance the bank's earnings trajectory moving forward.

Bears say

Blue Foundry Bancorp reported a negative provision of -$762K, significantly contrasting with expectations of a positive provision, attributed to loan declines and a revised portfolio forecast, which resulted in an adverse change in the allowance for credit losses (ACL) to 0.84%. Additionally, the bank experienced a 2% decline in loans quarter-over-quarter, with weaknesses noted in residential real estate, commercial real estate, and commercial and industrial segments, further compounded by pressures on net interest income affecting earnings per share (EPS) estimates across the banking sector. Lastly, the tangible common equity to total assets ratio decreased to 16.9%, indicating potential risks to capital adequacy and overall asset quality, contributing to a pessimistic outlook for the stock.

BLFY has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Blue Foundry Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Blue Foundry Bancorp (BLFY) Forecast

Analysts have given BLFY a Hold based on their latest research and market trends.

According to 3 analysts, BLFY has a Hold consensus rating as of Jun 16, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $11.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $11.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Blue Foundry Bancorp (BLFY)

Volume: 109.67K

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