
BHRB Stock Forecast & Price Target
BHRB Analyst Ratings
Bulls say
Burke & Herbert Financial Services Corp has demonstrated strong operational performance by outperforming cost savings expectations and expanding its core net interest margin (NIM), indicating a positive trajectory of growth. The company's decision to maintain its allowance for credit losses (ACL) at 1.20%, despite a 32% increase in non-performing assets (NPAs), reflects confidence in its asset quality and a low expectation of losses, which supports stable earnings. Analysts project a robust earnings per share (EPS) growth of 9% for 2025 and 11% for 2026, fueled by improving loan growth and favorable credit trends, contributing to a positive outlook for the financial institution.
Bears say
Burke & Herbert Financial's stock outlook is negatively impacted by several key financial metrics, particularly the decline in loans, which fell 4.0% quarter-over-quarter, deviating significantly from consensus growth expectations. The net interest margin (NIM) also faced a setback, decreasing by 2 basis points to 4.16%, with the core NIM dropping by 6 basis points, indicating ongoing pressure on profitability despite a temporary boost from fair value accretion. Furthermore, the company experienced a substantial deposit decline of 9.2% quarter-over-quarter, largely attributed to a significant runoff of brokered deposits, which raises concerns about liquidity and the overall stability of its funding sources.
This aggregate rating is based on analysts' research of Burke & Herbert Financial Services Corp and is not a guaranteed prediction by Public.com or investment advice.
BHRB Analyst Forecast & Price Prediction
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