Bread Financial Holdings Inc

Bread Financial Holdings, Inc. engages in the provision of data-driven and transaction-based marketing, customer loyalty and payment solutions. Its products and services include credit cards, loan financing, processing, and servicing, marketing, data and analytics, and digital offerings. The company was founded in 1996 and is headquartered in Columbus, OH.

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Bread Financial Holdings Inc reports strong Q4 performance amidst challenges

Bread Financial Holdings Inc's Q4 2022 performance reflects robust revenue growth, successful product launches, and strategic partnerships, despite facing challenges related to regulatory uncertainties and inflationary pressures.
The company's focus on innovation, technology investments, and digital channels positions it well to capitalize on market opportunities and drive future growth through enhanced customer experiences.
Navigating economic challenges and maintaining growth momentum while addressing portfolio risks and competitive pressures will be key focus areas for Bread Financial Holdings Inc in the coming quarters.

Bread Financial Holdings Inc reports robust Q1 performance amidst economic challenges

BFH's Q1 earnings call highlighted strong financial performance, strategic initiatives, and a focus on balance sheet strength. The company faces challenges from consumer pressures and economic uncertainties but has opportunities to leverage its competitive strengths and adapt to changing market dynamics.

Bread Financial reduces debt, faces macro challenges, eyes growth opportunities

Bread Financial's Q2 performance reflects a mix of achievements and challenges amidst macroeconomic headwinds impacting credit sales and expenses.
The company's strengths lie in its strategic focus on responsible growth, diversified portfolio, and improved credit risk management practices.
While facing challenges such as elevated delinquency rates and processing expenses, Bread Financial can leverage opportunities in new partnerships and evolving consumer spending habits for future growth.

Bread Financial reports solid Q3 earnings amidst regulatory challenges

Bread Financial Holdings Inc had a strong Q3 performance with a focus on responsible growth and capital strengthening. Challenges lie ahead with expected slowing sales growth and higher loss rates in 2023. The company is proactively addressing regulatory changes and aiming to balance profitability with capital requirements.

Bread Financial reports resilient Q4 performance amidst macroeconomic challenges

Bread Financial Holdings Inc navigated challenging macroeconomic conditions in Q4 2023 to achieve sustainable growth and financial resilience. Despite facing higher credit losses and regulatory uncertainties, the company focused on managing risks, enhancing efficiency, and driving long-term value creation. Anticipated balanced growth in 2024 presents opportunities for responsible expansion and mitigating potential regulatory impacts.

Bread Financial reports solid Q1 earnings amidst market challenges

Bread Financial's Q1 2024 performance reflects resilience amidst challenging market conditions, with a focus on financial stability and responsible growth.
The company's proactive measures to strengthen the balance sheet, reduce debt, and adapt to regulatory changes position it well for long-term success.
Despite challenges from consumer spending moderation and regulatory adjustments, Bread Financial remains committed to shareholder value, innovation, and operational excellence.

Bread Financial Holdings Inc reports solid Q2 performance and strategic growth outlook

Bread Financial Holdings Inc demonstrated resilience and strategic growth initiatives in Q2 2024 despite challenges in credit sales and revenue.
The company's focus on responsible growth, risk management, and operational excellence positions it well for sustainable performance.
With a strong financial foundation, strategic partnerships, and proactive risk mitigation strategies, Bread Financial Holdings Inc is poised for continued success.

Bread Financial Holdings Inc reports strong Q3 performance and growth opportunities

Bread Financial Holdings Inc (BFH) delivered a solid performance in Q3, marked by strong financial results and strategic initiatives. While facing challenges related to regulatory changes and seasonal delinquency rates, the company remains focused on responsible growth and capital improvement. With a diverse product suite and mitigation strategies in place, BFH is poised for continued success.

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Bread Financial Holdings, Inc. engages in the provision of payment, lending, and saving solutions. The firm also offers private label and co-brand credit cards and buy now, pay later products such as installment loans and split-pay offerings. The company was founded in 1996 and is headquartered in Columbus, OH.

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COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH) provided a performance update.

Bread Financial™ Provides Performance Update for August 2023

Credit card use is increasing as interest rates rise and excess savings are depleted among low-income groups. Risky buy-now, pay-later firms are facing challenges. Bread Financial is being upgraded from a hold to a buy based on its modest valuation and improved technical situation.

Bread Financial: A Spooky Macro, But A Continued Strong Valuation With A Better Chart

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH) today announced the company's participation in the Barclays Financial Services Conference on Sept. 12.

Bread Financial™ to Participate in the Barclays Financial Services Conference

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Bread Financial Holdings (BFH) is a Top-Ranked Momentum Stock: Should You Buy?

Bread Financial™ Provides Performance Update for July 2023

Bread Financial (BFH) Q2 results reflect improved credit sales and higher total non-interest expenses.

Bread Financial (BFH) Q2 Earnings Top, Revenues Miss Estimates

Bread Financial Holdings, Inc. (NYSE:BFH ) Q2 2023 Earnings Conference Call July 27, 2023 8:30 AM ET Company Participants Brian Vereb - Head of Investor Relations Ralph Andretta - President & Chief Executive Officer Perry Beberman - Executive Vice President & Chief Financial Officer Conference Call Participants Sanjay Sakhrani - KBW Robert Napoli - William Blair Mihir Bhatia - Bank of America Merrill Lynch Jeff Adelson - Morgan Stanley Bill Carcache - Wolfe Research Dominick Gabriele - Oppenheimer Reggie Smith - JPMorgan David Scharf - JMP Alexander Villalobos - Jefferies John Pancari - Evercore ISI Operator Good morning, and welcome to Bread Financial's Second Quarter Earnings Conference Call. My name is Emily, and I'll be coordinating your call today.

Bread Financial Holdings, Inc. (BFH) Q2 2023 Earnings Call Transcript

Bread Financial Holdings (BFH) came out with quarterly earnings of $1.27 per share, beating the Zacks Consensus Estimate of $0.23 per share. This compares to earnings of $0.25 per share a year ago.

Bread Financial Holdings (BFH) Q2 Earnings and Revenues Beat Estimates

Bread Financial™ Provides Performance Update for June 2023

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial today announced it has signed an agreement to provide a suite of payment solutions for Dell Technologies.

Bread Financial™ to Provide Consumer Credit Program for Top Technology Company

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. today announced its second quarter 2023 financial results.

Bread Financial™ Reports Second Quarter 2023 Results

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Announces Approval of $35 Million Share Repurchase Program; Also Declares Quarterly Dividend on Common Stock.

Bread Financial™ Announces Approval of $35 Million Share Repurchase Program; Also Declares Quarterly Dividend on Common Stock

Bread Financial (BFH) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Bread Financial Holdings (BFH) Earnings Expected to Grow: Should You Buy?

Bread Financial (BFH) stands to gain from solid consumer spending, credit sales performance, strategic investments and a robust capital position.

Here's Why Hold Strategy is Apt for Bread Financial (BFH)

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COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, will host a conference call on Thursday, July 27, 2023, at 8:30 a.m. ET to discuss the company's second quarter 2023 results. Conference Call/Webcast Information Participants can register in advance here, and the conference call will be available at the company's investor relations website. Analysts planning.

Bread Financial Schedules Second Quarter 2023 Earnings Conference Call for July 27, 2023

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH) today announced that Joyce St. Clair, a veteran financial services senior executive, has joined the Company's board as an independent director, effective July 10, 2023. In connection with her appointment, Ms. St. Clair will also serve as a member of the board's compensation & human capital committee and risk committee. In 2022, Ms. St. Clair retired from Northern Trust Corporation after a successful 30-year tenure w.

Joyce St. Clair Appointed to Bread Financial's Board of Directors

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Excepting for the March-April 2020 pandemic-related selloff, shares of credit card concern Bread Financial Holdings, Inc. are trading near 14-year lows on an uncertain macro backdrop. That said, its balance sheet is strong with a common equity tier 1 (CET1) capital ratio of over 20% and FDIC-insured direct-to-consumer deposits of over 90% of the total. With a tangible book value of $38.44 a share and the Street forecasting Bread to earn $21.61 a share during 2023-24, the recent beneficial owner buying merited a deeper dive.

Bread Financial Holdings: Weathering The Storm

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced the results, as of 5:00 p.m., New York City time, on June 14, 2023 (the “Expiration Time”), of its previously announced cash tender offer for its outstanding 4.750% Senior Notes due 2024 (the “Notes”). The cash tender offer was announced on June 8, 2023 and was made pursuant to the Offer to Purchase and the related Notice of Guaranteed Delivery, each dated June 8, 2023 (the.

Bread Financial Announces Results of Tender Offer for Any and All of Its Outstanding 4.750% Senior Notes Due 2024

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, provided a performance update. The following tables present the Company's net loss rate and delinquency rate for the periods indicated.   For the month ended May 31, 2023   For the month ended May 31, 2022   (dollars in millions) End-of-period credit card and other loans $ 18,078     $ 17,515   Average cr.

Bread Financial Provides Performance Update for May 2023

COLUMBUS, Ohio--(BUSINESS WIRE)--Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the pricing of its private offering of $275 million in aggregate principal amount of its 4.25% convertible senior notes due 2028 (the “Convertible Notes”) in a private placement (the “Offering”) to eligible purchasers under Rule 144A of the Securities Act of 1933, as amended (the “Securities Act”). In connection with the Offering, if the initial purchasers sell more t.

Bread Financial Announces Pricing of Private Offering of $275 Million of New Convertible Senior Notes

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Stocks like American Airlines (AAL), Bread Financial (BFH), American Axle (AXL), Boise Cascade (BCC) and Abercrombie & Fitch (ANF) that are preferred by brokers remain in focus.

News for Bread Financial Holdings Inc Stock (BFH)