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BCBP
Volume: 56.19K
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BCB Bancorp (BCBP) Stock Forecast & Price Target

BCB Bancorp (BCBP) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 0%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

BCB Bancorp Inc. demonstrated a solid improvement in its tangible common equity (TCE) ratio, which increased to 8.18% by the end of the year, marking an approximate 80 basis point rise over the previous 12 months, indicating strengthened capital health. Additionally, the bank's total risk-based capital (RBC) ratio improved to 12.9% at year-end, up from 11.1% the prior year, reflecting enhanced regulatory capital levels that fortify its financial position. The company's focus on right-sizing its balance sheet and boosting core deposit growth, combined with expectations of positive earnings per share (EPS) growth resuming in 2025, supports a favorable outlook for the stock moving forward.

Bears say

BCB Bancorp's stock faces a negative outlook primarily due to a significant decline in net interest income (NII), which fell by 4% quarter-over-quarter driven by a reduction in loan volume and a slight dip in net interest margin (NIM), resulting in an overall weakening financial position. The company's loans decreased by 12% on a last quarter annualized (LQA) basis, reflecting broad-based declines within its commercial real estate (CRE) and construction portfolios, while deposits only marginally increased by 4% LQA. Furthermore, BCB Bancorp's core earnings per share (EPS) missed expectations due to higher loan loss provisions amid increasing non-performing assets (NPAs) and a cautious approach to growth as the bank aimed to stabilize its capital levels, indicating underlying concerns regarding asset quality and future profitability.

BCB Bancorp (BCBP) has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 0% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of BCB Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About BCB Bancorp (BCBP) Forecast

Analysts have given BCB Bancorp (BCBP) a Buy based on their latest research and market trends.

According to 3 analysts, BCB Bancorp (BCBP) has a Buy consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $12.83, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $12.83, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

BCB Bancorp (BCBP)

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