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BCAL
Volume: 167.42K

BCAL Stock Forecast & Price Target

BCAL Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

California BanCorp is well-positioned for steady full-year loan and deposit growth due to its recent derisking exercise and continued strong loan origination. They have also demonstrated the ability to lower deposit costs, leading to a positive outlook for net interest income and margin. Despite a modest sequential decline in net interest income, the company's NIM expansion and strong core performance support maintaining a BUY rating with a revised PT of $21.50, reflecting a 13x multiple on 2026E EPS and 1.4x 2026E TBV. EOP deposits saw a decline, but average balances increased, and the decline is largely attributable to seasonality and has since reversed in 1Q.

Bears say

California BanCorp is primarily focused on the California market, making it vulnerable to regional economic downturns. The recent increase in share repurchases and strong loan growth may indicate a lack of investment opportunities and a potential overvaluing of existing assets. There is also potential for risks related to asset quality, deposit liquidity, and loan demand, which could negatively affect net interest margin and overall profitability.

BCAL has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Southern California Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Southern California Bancorp (BCAL) Forecast

Analysts have given BCAL a Buy based on their latest research and market trends.

According to 3 analysts, BCAL has a Buy consensus rating as of Jul 18, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $20.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $20.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Southern California Bancorp (BCAL)

Volume: 167.42K

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