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BCAL
Volume: 54.73K
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BCAL Stock Forecast & Price Target

BCAL Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

California BanCorp has demonstrated significant improvement in its credit metrics, with classified loans decreasing by 27% quarter-over-quarter, indicating a strengthening credit quality. The positive outlook is further supported by the expectation of a recovery in deposit growth, projected to align with loan growth in the fourth quarter of 2023 and continuing into 2026. Additionally, the bank's core Net Interest Margin (NIM) has shown a slight expansion to 4.04%, reflecting enhanced profitability from its commercial banking operations.

Bears say

California BanCorp has faced a concerning decrease in total loan yields, which fell by 3 basis points to 6.58%, indicating a potential deterioration in profitability. Furthermore, the bank's held-for-investment (HFI) loans declined by $77.2 million, representing a 10.1% decrease on a linked-quarter annualized basis, which significantly missed the forecasted growth of 2.0%. This combination of margin compression and reduced loan balances has resulted in net interest income (NII) totaling only $41.4 million, reflecting challenges in achieving top-line revenue growth.

BCAL has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Southern California Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Southern California Bancorp (BCAL) Forecast

Analysts have given BCAL a Buy based on their latest research and market trends.

According to 3 analysts, BCAL has a Buy consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $20, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $20, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Southern California Bancorp (BCAL)

Volume: 54.73K

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