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BCAL
Volume: 113.14K
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BCAL Stock Forecast & Price Target

BCAL Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

California BanCorp has demonstrated a significant improvement in its credit metrics, with classified loans decreasing by 27% quarter-over-quarter, indicating enhanced asset quality. The company anticipates a potential uptick in deposit growth beginning in the fourth quarter and continuing into 2026, aligning with expected loan growth, which bodes well for overall financial stability and expansion. Additionally, the core net interest margin (NIM) has marginally increased by 1 basis point to 4.04%, reflecting continued operational efficiency and profitability.

Bears say

California BanCorp's stock faces a negative outlook primarily due to a significant decline in high-quality earning loans, with held-for-investment (HFI) loans decreasing by $77.2 million, or 10.1%, which starkly contrasts with projections for positive growth. This reduction in loans is attributable to notable balance compression, particularly within the commercial and industrial (C&I) sector, which fell by $64.6 million. Moreover, a combination of a miss in net interest margin and a smaller-than-expected balance sheet culminated in a total net interest income (NII) of $41.4 million, indicating underperformance relative to expectations.

BCAL has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Southern California Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Southern California Bancorp (BCAL) Forecast

Analysts have given BCAL a Buy based on their latest research and market trends.

According to 3 analysts, BCAL has a Buy consensus rating as of Nov 4, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $20, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $20, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Southern California Bancorp (BCAL)

Volume: 113.14K

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