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BCAL
Volume: 74.28K
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BCAL Stock Forecast & Price Target

BCAL Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 50%
Buy 0%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

California BanCorp demonstrates a positive outlook primarily due to the significant improvement in credit metrics, highlighted by a 27% quarter-over-quarter reduction in classified loans. Additionally, while there may be a modest rotation in deposits anticipated in the third quarter, expectations for deposit growth to align with loan growth from the fourth quarter into 2026 indicate strong future performance potential. Furthermore, the company's operating basis shows a slight expansion in the core net interest margin, rising by 1 basis point to 4.04%, reflecting effective management of its financial resources.

Bears say

California BanCorp has faced a notable decline in its loan yields, decreasing by 3 basis points to 6.58%, which may indicate pressure on the bank's interest income. Additionally, the bank reported a significant decrease in held-for-investment (HFI) loans, down by $77.2 million or 10.1% quarter-over-quarter, failing to meet the growth forecast of 2.0%. This combination of margin compression and reduced balance sheet size has resulted in a lower-than-expected net interest income (NII) of $41.4 million, reflecting challenges in maintaining profitability amidst adverse trends.

BCAL has been analyzed by 2 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 0% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Southern California Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Southern California Bancorp (BCAL) Forecast

Analysts have given BCAL a Buy based on their latest research and market trends.

According to 2 analysts, BCAL has a Buy consensus rating as of Oct 14, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $19.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $19.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Southern California Bancorp (BCAL)

Volume: 74.28K

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