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BCAL
Volume: 180.34K
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BCAL Stock Forecast & Price Target

BCAL Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

California BanCorp has shown a significant improvement in its creditmetrics, with classified loans decreasing by 27% quarter-over-quarter. The bank anticipates a pickup in deposit growth, which is expected to align with loan growth into 2026, despite a forecasted modest deposit rotation in the third quarter. Furthermore, the core net interest margin (NIM) has expanded slightly to 4.04%, indicating a positive trend in the bank's operational efficiency and profitability.

Bears say

California BanCorp's financial performance exhibits several concerning indicators, particularly reflected in a decrease of total loan yields by 3 basis points to 6.58%. The company experienced a significant decline in held-for-investment (HFI) loans, decreasing by $77.2 million, or 10.1%, which not only missed growth forecasts but also indicates potential issues in loan demand or credit quality. Compounding these challenges, the bank reported a net interest income (NII) of $41.4 million, driven by a reduced balance sheet, suggesting an unfavorable trend in profitability amid tightening margins.

BCAL has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Southern California Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Southern California Bancorp (BCAL) Forecast

Analysts have given BCAL a Buy based on their latest research and market trends.

According to 3 analysts, BCAL has a Buy consensus rating as of Dec 17, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $20, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $20, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Southern California Bancorp (BCAL)

Volume: 180.34K

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