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BANC
Volume: 1.53M
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BANC Stock Forecast & Price Target

BANC Analyst Ratings

Based on 19 analyst ratings
Buy
Strong Buy 26%
Buy 37%
Hold 37%
Sell 0%
Strong Sell 0%

Bulls say

Banc of California Inc. is experiencing notable growth in its lending activities, as highlighted by a 4.3% quarterly increase in held-for-investment loan balances, amounting to an additional $253.9 million, suggesting strong demand for financing among its client base. The company's deposits also rose significantly by $363.6 million, indicating growing financial confidence and stability. Furthermore, despite slight increases in nonperforming loans, the overall asset quality remains positive, with expectations for continued loan growth in 2025, reflecting a favorable outlook for the company's financial performance.

Bears say

Banc of California Inc has reported a significant decline in new loan yields, which dropped to 7.02% in Q4 2024, reflecting a reduction of 127 basis points quarter-over-quarter, primarily due to the previously favorable impact of acquired lender finance loans. Additionally, the financial institution faces heightened risks stemming from economic slowdowns that could lead to increased nonperforming assets and net charge-offs, potentially undermining net interest income against income estimates. The company's heavy reliance on the California market also raises concerns, as a weakening real estate sector could increase default risks and further pressure financial performance in a protracted low-interest-rate environment.

BANC has been analyzed by 19 analysts, with a consensus rating of Buy. 26% of analysts recommend a Strong Buy, 37% recommend Buy, 37% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Banc of California and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Banc of California (BANC) Forecast

Analysts have given BANC a Buy based on their latest research and market trends.

According to 19 analysts, BANC has a Buy consensus rating as of Jul 12, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $16.63, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $16.63, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Banc of California (BANC)

Volume: 1.53M

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