Revenue segments as reported by the company.

Non-interest revenues

Interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Interest expense

Provisions for credit losses

Marketing and business development

Card Member rewards

Card Member services

Salaries and employee benefits

Other expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

American Express

American Express Co. engages in the provision of charge and credit card products and travel-related services. It operates through the following segments: U.S Consumer Services (USCS), Commercial Services (CS), International Card Services (ICS), Global Merchant and Network Services (GMNS), and Corporate and Other. The USCS segment issues a wide range of proprietary consumer cards to U.S consumers. The CS segment offers proprietary corporate and small business cards and provides services to U.S. businesses, including payment and expense management, banking and non-card financing products. The ICS segment focuses on a range of proprietary consumer, small business and corporate cards outside the United States. It also provides services to international customers, including travel and lifestyle services, and manages certain international joint ventures and loyalty coalition businesses. The GMNS segment operates a global payments network that processes and settles card transactions, acquires merchants, and provides multi-channel marketing programs and capabilities, services, and data analytics. The Corporate and Other segment covers corporate functions and certain other businesses and operations. The company was founded by Henry Wells, William G. Fargo, and John Warren Butterfield on March 28, 1850 and is headquartered in New York, NY.

Earnings data Q1 2021

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Earnings data Q1 2022

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Earnings data Q4 2022

Earnings data Q1 2023

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Earnings data Q1 2024

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Earnings data Q4 2024

American Express exceeds revenue targets, eyes growth through innovation

American Express (AXP) delivered strong financial performance in Q4 2022, exceeding revenue and EPS guidance. The company focuses on innovation, marketing, and risk management to drive growth in 2023. AXP's revenue growth was driven by discount revenue, net card fee revenues, and net interest income.
Despite challenges such as increased operating expenses and strong competition, AXP's strategic focus on premium customers and efficiencies positions them well for future growth. The company's emphasis on customer retention, efficient marketing spend, and international growth presents opportunities for expansion amidst competitive pressures and potential macroeconomic fluctuations.

American Express reports record Q1 revenues and reaffirms strong outlook

American Express delivered a robust performance in Q1 2023, driven by strong revenue growth, resilient credit metrics, and strategic acquisitions, positioning the company for continued success.
While facing challenges such as evolving spending trends and competitive risks, the company's focus on customer value propositions and operational efficiency provides avenues for sustained growth and profitability.
Opportunities in expanding T&E spending, enhancing competitive positioning, and leveraging capital strength underscore American Express's potential for future growth and value creation.

American Express (AXP) reports record Q2 revenues and eyes global expansion

American Express (AXP) delivered strong financial performance in Q2 2023, driven by record revenues and strategic initiatives.
While facing challenges such as credit normalization and competitive pressures, AXP's focus on partnerships and customer segments positions it for growth.
Opportunities in expanding network partnerships, marketing investments, and revenue diversification pave the way for future success.

American Express (AXP) reports record Q3 revenues and strong growth outlook

American Express (AXP) reported strong Q3 results, showcasing consistent growth and performance across key metrics, including record revenues and earnings per share.
The company's focus on innovation, enhancing value propositions, and attracting premium Card Members positions it well for sustainable growth and value creation in the market.
While facing challenges in regulatory discussions and evolving consumer behaviors, American Express (AXP) remains optimistic about achieving full-year revenue and EPS growth in line with guidance.

American Express reports record revenues and strategic growth plans

American Express (AXP) delivered strong financial performance in 2023, with record revenues and net income. The company's focus on growth post-COVID and strategic partnerships position it well for the future.
While facing challenges in small business spending and potential regulatory changes, American Express remains resilient with a commitment to innovation and enhancing customer value propositions.
Opportunities lie in dividend increases, new business segments, and strategic card acquisition strategies, offering avenues for continued growth and shareholder value creation.

American Express (AXP) reports robust Q1 earnings and outlines growth strategies

American Express (AXP) showcased strong financial performance in Q1, driven by revenue and EPS growth, robust spending trends, and disciplined credit management. While facing challenges in SME spending and Goods & Services growth, the company remains focused on growth opportunities in international markets and premium consumer segments. AXP's strategic focus on showcasing growth strategies and financial performance at the Investor Day underscores its commitment to sustained growth and innovation.

American Express (AXP) reports record Q2 earnings and optimistic outlook

American Express (AXP) delivered exceptional Q2 results, raising EPS guidance and emphasizing growth drivers. Despite elevated marketing spend, they remain confident in their ability to meet expectations and drive long-term growth.

American Express (AXP) reports robust Q3 earnings and eyes dining market for growth

American Express (AXP) delivered strong financial results in Q3, raising full-year guidance and showcasing consistent revenue growth. The company's strategic product refreshes and focus on dining experiences position it well for future growth. While facing some cost challenges, Amex remains resilient with a strong credit performance.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

American Express Co. is an integrated payments company, which engages in the provision of credit and charge cards to consumers, small businesses, mid-sized companies, and large corporations. It operates through the following segments: the United States Consumer Services (USCS), Commercial Services (CS), International Card Services (ICS), Global Merchant and Network Services (GMNS), and Corporate and Other. The USCS segment includes proprietary consumer cards and provides services to consumers including travel and lifestyle services as well as banking and non-card financing products. The CS segment offers proprietary corporate and small business cards and provides services to businesses including payment and expense management, banking, and non-card financing products. The ICS segment focuses on providing services to international customers including travel and lifestyle services and managing certain international joint ventures and loyalty coalition businesses. The GMNS segment is involved in operating a global payments network that processes and settles card transactions, acquires merchants, and provides multi-channel marketing programs and capabilities, services and data analytics. The Corporate and Other segment covers corporate functions and certain other businesses and operations. The company was founded by Henry Wells, William G. Fargo, and John Warren Butterfield on March 28, 1850 and is headquartered in New York, NY.

Apple

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Each of Buffett's top five stocks in Berkshire Hathaway's portfolio pays dividends. Income, value, and growth investors should find a stock to their liking in this group.

Warren Buffett Has Over $270 Billion Invested in These 5 Dividend Stocks

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Goldman Sachs

Goldman Sachs is in talks to offload its Apple credit card and high-yield savings account products to American Express, a source told CNBC's Leslie Picker.

Goldman in talks to offload Apple credit, savings products to American Express, source says

Occidental Petroleum

Warren Buffett has led Berkshire Hathaway's Class A shares (BRK.A) to a better-than-4,100,000% aggregate return since he became CEO. The Buffett-ism that's not given nearly enough credit for his long-term success is his penchant for portfolio concentration.

77% of Warren Buffett's $366 Billion Portfolio Is Invested in Only 6 Stocks

Visa

Many investors put these in the same category, but there are some big differences.

Better Buy: Visa vs. American Express

American Express, in a push to grow its market share, made an aggressive card revamp and advertising push to its top cards. While it made some noise and garnered interest, it also increased the company's expenses and as a result, it is projected to underperform peers when it comes to revenues and profits. Due to these facts, I believe AXP makes for an inferior investment in the financial industry, even within the growing credit card market.

American Express: A Bad Investment As Marketing Push Flops

After a decade with the company, American Express Chief Financial Officer Jeffrey Campbell is set to retire. The company announced Campbell's departure in a Tuesday (June 27) press release, saying he would be succeeded by Deputy CFO Christophe Le Caillec.

American Express Names New CFO as Jeffrey Campbell Announces Retirement

Credit card giant American Express Co said on Tuesday Chief Financial Officer Jeffrey Campbell has decided to retire, and Deputy CFO Christophe Le Caillec would succeed him.

American Express names insider Le Caillec as finance chief, Campbell to retire

NEW YORK--(BUSINESS WIRE)--American Express Company (NYSE:AXP) today announced that Jeffrey C. Campbell, Vice Chairman and Chief Financial Officer, has decided to retire from the company. He will step down as the company's CFO as of August 14, 2023, at which time Christophe Le Caillec, Deputy Chief Financial Officer, will succeed him as CFO, and join the American Express Executive Committee. Mr. Campbell will remain with American Express as Vice Chairman until March 2024. “On behalf of the Boar.

American Express Announces Retirement of Chief Financial Officer Jeffrey C. Campbell and Names Deputy Chief Financial Officer Christophe Le Caillec as Successor

American Express is Warren Buffett's third-largest holding. As a closed-loop network that targets affluent cardholders, American Express has its advantages.

Is This Top Warren Buffett Holding a No-Brainer Stock for Your Portfolio?

American Express is making the right moves to position itself for the future. The company's dividend could have significant upside.

This Dow Jones Stock Is a Blue Chip Bargain

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Two new Breakout Stocks for Week 26 with better than 10% short-term upside, ETF updates and two Dow 30 Picks. Average cumulative returns for 2023 are down to +101.9% YTD. Last week was the worst week in 2023 for breakout picks and first week since February that neither the MDA nor Bounce/Lag models had any 10% peak gainers. The streak of weekly picks gaining over 10% in less than a week has reached 252 out of 317 trading weeks (79.5%) not considering multiple gainers or negative signals.

June MDA Breakout Stocks/ETFs Week 26 - 2023: High-Frequency Gainers To Give You An Edge

American Express has succeeded at recruiting a younger prosperous client base. It's feeling economic pressure in its net income, as it has built up provisions for losses.

Where Will American Express Be in 1 Year?

Moody's

One stock has accounted for most of Buffett's year-to-date gains. Dividends have kicked in a nice amount of additional income.

Warren Buffett Has Made $54 Billion So Far This Year With These 3 Stocks

The operational risk facing American Express Company (NYSE:AXP) from the forthcoming Basel 3 endgame/Basel 4 proposal (B3/B4), being efforts by regulators to amend certain aspects of large banks' capital rules, has been overstated according to analysts at UBS. “Calculation of operational risk-weighted assets (RWAs) under the Basel proposal is especially punitive for firms with greater size and fee income streams,” the analysts explained in a note to clients.

American Express operational risk from new international regulations ‘overstated,' analysts say

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Financial Select Sector SPDR Fund

The chairman of the Federal Deposit Insurance Corp. said Thursday that U.S. regulators are considering a plan to include banks with assets as low as $100 billion in the international regime for capital requirements known as Basel III.

FDIC studying plan to include smaller U.S. banks in Basel III capital requirements after failures in early 2023

NEW YORK--(BUSINESS WIRE)--American Express Company (NYSE: AXP) plans to host a live audio webcast of its earnings conference call at 8:30 a.m. (ET) on Friday, July 21, 2023, to discuss second-quarter 2023 financial results. The webcast will be accessible to the general public through the American Express Investor Relations website at https://ir.americanexpress.com/. The financial results and presentation materials are scheduled to be released and posted on the website at approximately 7 a.m. (.

American Express Plans Live Audio Webcast of Second Quarter 2023 Earnings Conference Call

PayEm has integrated its global spend management and procurement platform with American Express. This integration allows American Express Corporate and Business Card Members to use their existing account and PayEm's platform to create and distribute on-demand virtual cards, PayEm said in a Wednesday (June 21) press release.

PayEm Integrates Spend Management and Procurement Platform With American Express

MicroSectors U.S. Big Banks Index 3X Leveraged ETN

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Two new Breakout Stocks for Week 25 with better than 10% short-term upside, ETF updates, and two Dow 30 Picks. Average cumulative returns for 2023 are +105.71% YTD. Last week, we had peak gains in LUNR +25.7%, PDD +8.8%, AVO +8.3%, and the Active ETF portfolio slipped to +15.64% YTD, with top gains in UCO +7.3% YINN +6.8%. The streak of weekly picks gaining over 10% in less than a week has reached 252 out of 316 trading weeks (79.7%), not considering multiple gainers or negative signals.

June MDA Breakout Stocks/ETFs Week 25 - 2023: High-Frequency Gainers To Give You An Edge

Kraft Heinz

The Oracle of Omaha has led Berkshire Hathaway's Class A shares to a gain of more than 4,100,000% since he became CEO in 1965. Income stocks have been Berkshire Hathaway's unsung hero for decades.

Warren Buffett Is Raking in $5.17 Billion in Annual Dividend Income From These 7 Stocks

An analyst from Citi lowered American Express's price target and put it on a negative catalyst watch. American Express remains a solid long-term stock, and is coming off a strong Q1.

Why American Express Stock Was Volatile Today

Coinbase

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Analysts are busy weighing in today , and the three stocks below are making bigger-than-usual moves following updates from some of Wall Street's biggest firms.

3 Stocks Making Moves After Analyst Notes

UnitedHealth Group

Blue-chip stocks are securities of companies that have been around for a long time, have an established track record, are profitable and are viewed as financially fit. Blue-chip stocks tend to be more stable during a market downturn and they are often the first names to recover when conditions improve.

Millionaires' Secret: Buy These 3 Reliable Blue-Chip Growth Stocks

American Express (AXP) enters into collaborations for boosting its digital capabilities and lending enhanced account management capabilities to its customer base.

AmEx (AXP) Eyes Tie-Ups to Keep Up With the Digitization Trend

News for American Express Stock (AXP)