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AXP
Volume: 2.6K

American Express (AXP) Stock Forecast & Price Target

American Express (AXP) Analyst Ratings

Based on 16 analyst ratings
Buy
Strong Buy 25%
Buy 19%
Hold 50%
Sell 0%
Strong Sell 6%

Bulls say

American Express is supported by a more productive investment flywheel, where spending on acquisition, rewards, technology, and commercial capabilities is translating into durable revenue growth rather than simply higher costs. Revenue per dollar of investment spending and OpEx stabilized at $1.63 in LTM2Q26, while investment spending rose at an ~11% CAGR from 2Q18 to 2Q26 versus ~9% revenue growth and only ~2% OpEx growth, showing disciplined expense control and improving conversion. The company is also deepening monetization, with net card fees compounding at an ~16% CAGR from 2Q18 to 2Q26 as proprietary cards-in-force grew ~3% and average fee per proprietary card rose ~12%, while younger cohorts’ share of U.S. Consumer Services billed business increased to ~38% in 2Q26.

Bears say

American Express is facing a negative fundamental backdrop because its growth engine depends on sustaining premium-card demand, yet new-account growth, card-fee acceleration, and billed-business momentum are showing signs of deceleration. Heightened competition in both Consumer and Commercial, the rollout of similar premium products by rivals, and the possibility that willingness to pay higher fees for richer rewards has peaked all threaten revenue growth and relationship depth. Although the company still benefits from a premium customer base and reserve rates that remain materially below selected issuers, a 1% EPS miss with only 10% y/y growth, unchanged 2026 revenue guidance versus 2025 performance, and risks from slower spending, weaker investment returns, and credit deterioration support a cautious outlook.

American Express (AXP) has been analyzed by 16 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 19% recommend Buy, 50% suggest Holding, 0% advise Selling, and 6% predict a Strong Sell.

This aggregate rating is based on analysts' research of American Express and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About American Express (AXP) Forecast

Analysts have given American Express (AXP) a Buy based on their latest research and market trends.

According to 16 analysts, American Express (AXP) has a Buy consensus rating as of Oct 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $362.69, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $362.69, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

American Express (AXP)

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