Axos Financial Inc.

Axos Financial, Inc. is a holding company, which engages in the provision of banking and financing services. It operates through the following segments: Banking Business and Securities Business. The Banking Business segment includes online banking, concierge banking, prepaid card services, and mortgage, vehicle, and unsecured lending through online and telephonic distribution channels. The Securities Business segment is involved in the clearing broker-dealer, registered investment advisor, and introducing broker-dealer lines of businesses. The company was founded on July 6, 1999 and is headquartered in Las Vegas, NV.

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

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Earnings data Q1 2025

Earnings data Q2 2025

Axos Financial reports strong Q1 earnings, faces challenges in securities

Axos Financial delivered strong financial results but faces challenges in loan originations and the securities business. However, it has opportunities for growth through loan expansion, margin improvement, and market share expansion in the RIA segment.

Axos Financial Inc. reports robust Q2 performance amidst market challenges

Axos Financial Inc. delivered strong financial performance in Q2 2023 with notable growth in key metrics and a focus on organic growth strategies.
While facing challenges in loan originations and regulatory uncertainties, the company is well-positioned to capitalize on opportunities in evolving markets.
With a solid operational foundation, emphasis on efficiency, and strategic growth initiatives, Axos Financial is poised for continued success and value creation.

Axos Financial Inc. reports robust Q3 performance and strategic growth plans

Axos Financial Inc. delivered a strong performance in Q3 2023, marked by robust financial metrics and growth in key areas.
While facing challenges in addressing Moody's concerns and managing shifting cash balances, the company is well-positioned to capitalize on growth opportunities.
Strategic initiatives in the security segment and plans for loan growth underscore Axos Financial's focus on innovation and sustainable growth.
Overall, Axos Financial Inc. remains resilient in navigating challenges and leveraging opportunities for future expansion and client engagement.

Axos Financial reports robust Q4 earnings amidst strategic growth plans

Axos Financial's Q4 performance reflects strong financial results, robust credit quality, and strategic capital management.
The company's strengths lie in its focus on AI integration, resilience in the real estate sector, and strategic growth initiatives.
Challenges include information security concerns, declining commercial deposits, and regulatory uncertainties in exiting digital assets.
Opportunities for Axos Financial include leveraging competitor weaknesses, enhancing AI capabilities, and expanding market reach through strategic partnerships.

Axos Financial Inc. reports robust Q1 performance and growth outlook

Axos Financial Inc. delivered strong financial results in Q1 2024, marked by robust earnings growth, improved margins, and solid credit quality.
While facing challenges such as increased professional services expenses and legacy business TAM losses, the company remains focused on growth opportunities.
With a clear strategic vision, strong capital levels, and a commitment to innovation, Axos Financial Inc. is well-positioned for continued success and expansion in the market.

Axos Financial reports robust Q2 earnings, eyes digital banking growth

Axos Financial Inc. delivered strong financial performance in Q2 2024, driven by robust earnings growth and strategic initiatives.
The company's focus on credit quality, capital strength, and growth in lending businesses positions it well for future opportunities.
While challenges like interest rate changes and expense management exist, Axos Financial remains optimistic about its growth trajectory.

Axos Financial Inc. reports robust Q3 earnings amidst strategic challenges

Axos Financial Inc. delivered impressive financial performance in Q3 2024, driven by strong loan and deposit growth.
While challenges persist in fee-based segments and certain markets, strategic adjustments and product innovations offer growth potential.
Management's focus on operational efficiency, loan growth, and capital priorities positions the company well for future success and resilience.

Axos Financial Inc. reports stellar Q4 results and eyes growth

Axos Financial Inc. delivered outstanding Q4 2024 results, showcasing strong financial performance and operational efficiency across key metrics.
The company's prudent financial management, focus on risk mitigation, and strategic investments in technology position it well for future growth and market resilience.
While facing challenges in loan portfolio optimization and market dynamics, Axos Financial Inc. has opportunities to leverage its strengths and drive innovation for sustained success.
Overall, Axos Financial Inc.'s Q4 earnings call highlights a solid foundation for growth, supported by a strategic vision for operational excellence and market competitiveness.

Axos Financial Inc. reports robust Q1 performance amidst challenges

Axos Financial Inc. demonstrated strong financial performance with notable growth in key metrics, reflecting resilience and strategic management.
While facing challenges in nonperforming assets and competition, the company has opportunities to enhance its position and optimize its operations.
Strategic focus on managing interest rate risk and addressing key challenges will be crucial for sustained growth and profitability.

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Axos Financial, Inc. is a holding company, which engages in the provision of banking and financing services. It operates through the Banking Business and Securities Business segments. The Banking Business segment includes online banking, concierge banking, prepaid card services, mortgage, vehicle, unsecured lending through online, and telephonic distribution channels. The Securities Business segment involves clearing broker-dealer, registered investment advisor, and introducing broker-dealer lines of businesses. The company was founded on July 6, 1999 and is headquartered in Las Vegas, NV.

LAS VEGAS--(BUSINESS WIRE)--Axos Financial, Inc. (NYSE: AX) (“Axos” or the “Company”), parent of Axos Bank (the “Bank”), announced that the Company made the 2022 Piper Sandler (“Piper Sandler) Sm-All Stars. This is the seventh time the Company has received this recognition since 2013. “We are pleased to be selected to the Piper Sandler Sm-All Stars once again,” stated Greg Garrabrants, President and Chief Executive Officer of Axos Financial, Inc. “Our consistent growth and profitability through

Axos Financial, Inc. Makes Piper Sandler's 2022 Sm-All Stars

Axos Financial stock is off 37% from its high in early 2022. Axos Financial is interesting at the current level.

Gator Capital - Axos Financial: An Outsized Opportunity

LAS VEGAS--(BUSINESS WIRE)--Axos Financial, Inc. (NYSE: AX) (“Axos” or the “Company”), parent of Axos Bank (the “Bank”), announced the election of Roque A. Santi as an independent director of the Board of Directors of the Company and the Bank, effective August 22, 2022. Mr. Santi has extensive accounting, strategic planning, mergers and acquisitions, and public board experience. “We are delighted to have Roque join our Board,” said Paul Grinberg, Chairman of the Board of Directors. “Roque's div

Axos Announces the Election of Roque Santi as an Independent Member of the Board of Directors

Artis Real Est In Tr ( ARESF ) Q2 2022 Earnings Conference Call August 5, 2022 1:00 PM ET Company Participants Heather Nikkel - Vice President, Investor Relations and Sustainability Samir Manji - President and Chief Executive Officer Jaclyn Koenig - Chief Financial Officer Conference Call Participants Jonathan Kelcher - TD Securities Matt Kornack - National Bank Financial Sumayya Syed - CIBC Jimmy Shan - RBC Capital Markets Mario Saric - Scotiabank Operator Good afternoon, ladies and gentlemen, my name is Pam and I will be your conference operator today. At this time, I would like to welcome everyone to Artis REIT's Second Quarter 2022 Results Conference call.

Artis Real Est In Tr (ARESF) CEO Samir Manji on Q2 2022 Results - Earnings Call Transcript

Axos Financial (AX) delivered earnings and revenue surprises of 9.80% and 6.47%, respectively, for the quarter ended June 2022. Do the numbers hold clues to what lies ahead for the stock?

Axos Financial (AX) Tops Q4 Earnings and Revenue Estimates

Axos Financial, Inc. (NYSE:AX ) Q4 2022 Earnings Conference Call August 4, 2022 5:00 PM ET Company Participants Johnny Lai - Corporate Development and IR Greg Garrabrants - President and CEO Derrick Walsh - EVP and CFO Andy Micheletti - EVP-Finance Conference Call Participants David Feaster - Raymond James Gary Tenner - D.A. Davidson Andrew Liesch - Piper Sandler Michael Perito - KBW Operator Good day, ladies and gentlemen, and welcome to your Axos Financial Inc. Fiscal Fourth Quarter 2022 Conference Call.

Axos Financial, Inc. (AX) CEO Greg Garrabrants on Q4 2022 Results - Earnings Call Transcript

LAS VEGAS--(BUSINESS WIRE)--Axos Financial, Inc. (NYSE: AX) (“Axos”), parent company of Axos Bank (the “Bank”), today announced unaudited financial results for the fourth fiscal quarter and full fiscal year ended June 30, 2022. Net income for the quarter was $57.9 million, an increase of 6.7% over net income of $54.3 million for the quarter ended June 30, 2021. Earnings per diluted share for the quarter were $0.96, an increase of $0.06, or 6.7%, as compared to earnings per diluted share of $0.9

Axos Financial, Inc. Announces Record Net Income of $240.7 million for Fiscal 2022

Axos Financial (AX) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Can Axos Financial (AX) Keep the Earnings Surprise Streak Alive?

LAS VEGAS--(BUSINESS WIRE)--Axos Financial, Inc. (NYSE: AX) (“Axos” or the "Company”), parent of Axos Bank, announced today that it will host a conference call on Thursday, August 4, 2022 at 5:00 PM ET (2:00 PM PT) to discuss financial results for the fourth quarter of fiscal 2022 ended June 30, 2022. Joining Gregory Garrabrants, President and Chief Executive Officer of the Company, will be Andrew Micheletti, Executive Vice President, Finance, and Derrick Walsh, Executive Vice President and Chi

Axos Financial, Inc. to Announce Fourth Quarter Fiscal 2022 Results on August 4, 2022

LAS VEGAS--(BUSINESS WIRE)---- $AX #banks--Axos Financial, Inc. (NYSE: AX) (“Axos” or the "Company”), parent of Axos Bank, announced today that it will attend the following investor conferences. 22nd Annual B.Riley Securities Institutional Investor Conference Location: Beverly Hills, California Dates: May 25-26, 2022   Deutsche Bank Global Financial Services Conference Location: New York, New York Dates: May 31-June 1, 2022   KBW US Regional Banking Growth Conference Location: London, United Kingdom Dates: Ju

Axos Financial, Inc. Attending Investor Conferences

Axos Financial, Inc. (NYSE:AX ) Q3 2022 Earnings Conference Call April 28, 2022 5:00 PM ET Company Participants Johnny Lai – Senior Vice President-Corporate Development and Investor Relations Greg Garrabrants – President and Chief Executive Officer Derrick Walsh – Executive Vice President and Chief Financial Officer Andy Micheletti – Executive Vice President-Finance Conference Call Participants David Feaster – Raymond James Andrew Liesch – Piper Sandler Gary Tanner – D.A. Davidson Edward Hemmelgarn – Shaker Investments Michael Perito – KBW Operator Greetings.

Axos Financial's (AX) CEO Greg Garrabrants On Q3 2022 Results - Earnings Call Transcript

LAS VEGAS--(BUSINESS WIRE)---- $AX #RIA--Axos Financial, Inc. (NYSE: AX) (“Axos”), parent company of Axos Bank (the “Bank”), today announced unaudited financial results for the third fiscal quarter ended March 31, 2022. Net income was $61.8 million, an increase of 15.2% from $53.6 million for the three months ended March 31, 2021. Earnings per diluted share was $1.02, an increase of $0.13, or 14.6%, as compared to earnings per diluted share of $0.89 for the three months ended March 31, 2021. Adjusted earnin

Axos Financial, Inc. Reports Record Third Quarter Fiscal 2022 Results

LAS VEGAS--(BUSINESS WIRE)---- $AX #Banks--Axos Financial, Inc. (NYSE: AX) (“Axos” or the "Company”), parent of Axos Bank, announced today that it has been added to KBW's 2022 Bank Honor Roll. To be eligible for inclusion in the 2022 KBW Bank Honor Roll, banks with more than $500 million in total assets must have reported consecutive increases in annual earnings per share over the past decade. Axos joins sixteen other banks in KBW's 2022 Bank Honor Roll. “We are proud to make KBW's 2022 Bank Honor Roll,” said

Axos Financial, Inc. Named to 2022 KBW Bank Honor Roll

LAS VEGAS--(BUSINESS WIRE)--Axos Financial, Inc. (NYSE: AX) (“Axos” or the "Company”), parent of Axos Bank, announced today that it will host a conference call on Thursday, April 28, 2022 at 5:00 PM ET (2:00 PM PT) to discuss financial results for the third quarter of fiscal 2022 ended March 31, 2022. Joining Gregory Garrabrants, President and Chief Executive Officer of the Company, will be Andrew Micheletti, Executive Vice President of Finance, and Derrick Walsh, Executive Vice President and C

Axos Financial, Inc. to Announce Third Quarter Fiscal 2022 Results on April 28, 2022

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LAS VEGAS--(BUSINESS WIRE)---- $AX #Fintech--Axos Financial, Inc. (NYSE: AX) (“Axos” or the “Company”), parent of Axos Bank (the “Bank”), announced today the pricing of a public offering of $150 million in aggregate principal amount of the Company's 4.00% Fixed-to-Floating Rate Subordinated Notes due 2032 (the “Notes”). The Notes will bear interest at a rate of 4.00% per year, payable semi-annually in arrears on March 1 and September 1 of each year, beginning on September 1, 2022. From and including March 1, 20

Axos Financial, Inc. Announces Issuance of Subordinated Notes Offering

Axos is growing steadily and looks well-priced.

Axos Financial Is Doing a Lot of Things Right

This bank isn't a household name, but it could be a big winner as interest rates rise.

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Axos Financial, Inc. (AX) CEO Gregory Garrabrants on Q2 2022 Results - Earnings Call Transcript

Axos Financial (AX) delivered earnings and revenue surprises of 6.12% and 0.87%, respectively, for the quarter ended December 2021. Do the numbers hold clues to what lies ahead for the stock?

Axos Financial (AX) Beats Q2 Earnings Estimates

LAS VEGAS--(BUSINESS WIRE)---- $AX #RIA--Axos Financial, Inc. (NYSE: AX) (“Axos”), parent company of Axos Bank (the “Bank”), today announced unaudited financial results for the second fiscal quarter ended December 31, 2021. Net income was $60.8 million, an increase of 11.0% from $54.8 million for the quarter ended December 31, 2020. Earnings per diluted share was $1.00, an increase of $0.09, or 9.9%, as compared to earnings per diluted share of $0.91 for the three months ended December 31, 2020. Adjusted ea

Axos Financial, Inc. Reports Record Second Quarter Fiscal 2022 Results

LAS VEGAS--(BUSINESS WIRE)---- $AX #RIA--Axos Financial, Inc. (NYSE: AX) (“Axos” or the "Company”), parent of Axos Bank, announced today that it will host a conference call on Thursday, January 27, 2022 at 5:00 PM ET (2:00 PM PT) to discuss financial results for the second quarter of fiscal 2022 ended December 31, 2021. Joining Gregory Garrabrants, President and Chief Executive Officer of the Company, will be Andrew Micheletti, Executive Vice President Finance, and Derrick Walsh, Executive Vice President an

Axos Financial, Inc. to Announce Second Quarter Fiscal 2022 Results on January 27, 2022

Axos' digital products capture the generational theme of digital banking. The company's high profitability and lack of branch footprint make it best suited to the current environment of rising costs. Axos should be able to further differentiate itself over the coming quarters.

Axos Is The Bank That's Best Positioned For The Day

SAN DIEGO--(BUSINESS WIRE)--Axos Invest, the retail investing arm of digital financial services leader Axos Financial, Inc., announced today that it is offering a $100 cash bonus to eligible customers who open an account on its new Self-Directed Trading platform. Launched earlier this year, Axos Invest Self-Directed Trading offers commission-free trades on eligible stocks, Exchange-Traded Funds (ETFs) and no-load mutual funds ($0 per trade on eligible stocks and ETFs; other fees may apply). Sel

Axos Invest Inaugurates Self-Directed Trading With $100 Account-Opening Bonus

Axos Financial, Inc. (AX) CEO Greg Garrabrants on Q1 2022 Earnings Call Transcript

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