AUB Stock Forecast & Price Target

Atlantic Union Bankshares Corp is positioned for growth, with management increasing earnings estimates for 2026 to $3.80 and $3.93, largely due to stronger performance in the fourth quarter of 2025 and enhanced loan growth expectations. The bank's net interest margin (NIM) is forecasted to expand to between 3.90% and 4.00% in 2026, supported by significant accretion income, which bodes well for profitability moving forward. Additionally, with robust commercial pipelines and anticipated efficiencies following merger cost savings, the projected 12-15% growth in tangible book value per share positions the bank favorably for long-term performance.

Atlantic Union Bankshares Corporation faces several challenges that contribute to a negative outlook for its stock. Macroeconomic risks, particularly rising unemployment and a weakening housing market, pose threats to credit quality, potentially leading to accelerated loan defaults and increased credit losses that could diminish earnings expectations. Additionally, competitive pressures affecting asset yields and funding costs may compress profit margins, while underwhelming earnings results and difficulties in integrating acquired entities raise concerns about the company's operational performance and future profitability.