
AUB Stock Forecast & Price Target
AUB Analyst Ratings
Bulls say
Atlantic Union Bankshares Corp has demonstrated resilience in its loan portfolio, achieving a 3% increase in end-of-period loans quarter over quarter, primarily fueled by its commercial and industrial sectors. The company's trajectory toward enhanced profitability is reflected in its projected return on assets (ROA) improvement to 1.13% and a pre-provision net revenue (PPNR) of 1.6% by 2025, indicating effective management of expenses and a robust banking strategy. Furthermore, the acceleration in growth noted in December, alongside the advancement of the SASR deal's closing date, signals a strengthening outlook for earnings per share in 2025, contributing positively to the overall financial health of the institution.
Bears say
The analysis of Atlantic Union Bankshares Corp indicates a negative outlook primarily due to a decline in the net interest margin (NIM), which decreased by 5 basis points to 3.33%, falling short of estimates and reflecting a weaker funding mix. The tangible book value (TBV) also experienced a 2% decline, suggesting vulnerability in its financial health, while the low interest-bearing (IB) beta of 21% was insufficient compared to the significantly higher loan beta of 32%. Additionally, the bank's current trading valuation is below industry peers despite the anticipated performance improvement post-completion of strategic initiatives, creating concerns about its investment viability.
This aggregate rating is based on analysts' research of Atlantic Union Bankshares Corp and is not a guaranteed prediction by Public.com or investment advice.
AUB Analyst Forecast & Price Prediction
Start investing in AUB
Order type
Buy in
Order amount
Est. shares
0 shares