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ATLC
Volume: 223
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Atlanticus Holdings (ATLC) Stock Forecast & Price Target

Atlanticus Holdings (ATLC) Analyst Ratings

Based on 5 analyst ratings
Buy
Strong Buy 40%
Buy 40%
Hold 20%
Sell 0%
Strong Sell 0%

Bulls say

Atlanticus Holdings Corp is projected to experience portfolio growth of approximately 10% in 2026, driven by low- to mid-double digit receivables growth in its legacy portfolio and mid-single digit growth in the Mercury book. The company’s earnings per share (EPS) estimates for 2026 and 2027 have been raised to $8.72 and introduced at $11.63, respectively, reflecting management’s guidance for substantial EPS accretion associated with optimized yields and favorable fair value adjustments. Additionally, supportive macro trends in consumer finance are expected to enhance the demand for the company’s credit products, further solidifying a positive outlook for Atlanticus Holdings's stock.

Bears say

The financial outlook for Atlanticus Holdings Corp is negatively impacted by expected temporary negative operating leverage, primarily due to significant one-time acquisition costs forecasted to affect the second half of 2025. Additionally, changes to the Mercury book are likely to constrain growth and slow overall portfolio performance, which further exacerbates the challenges the company faces in achieving higher earnings. Most notably, the potential deterioration in net charge-offs (NCOs) could lead to a substantial adverse effect on the company's stock value, prompting a downward adjustment to the 2025 earnings per share (EPS) estimate from $5.97 to $5.74.

Atlanticus Holdings (ATLC) has been analyzed by 5 analysts, with a consensus rating of Buy. 40% of analysts recommend a Strong Buy, 40% recommend Buy, 20% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Atlanticus Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Atlanticus Holdings (ATLC) Forecast

Analysts have given Atlanticus Holdings (ATLC) a Buy based on their latest research and market trends.

According to 5 analysts, Atlanticus Holdings (ATLC) has a Buy consensus rating as of Nov 26, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $84.40, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $84.40, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Atlanticus Holdings (ATLC)

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