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ATLC
Volume: 90.71K

Atlanticus Holdings (ATLC) Stock Forecast & Price Target

Atlanticus Holdings (ATLC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 33%
Buy 50%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

Atlanticus Holdings Corp is projected to experience around 10% portfolio growth, driven primarily by anticipated low- to mid-double-digit receivables growth in its legacy portfolio and mid-single-digit growth in the Mercury book for 2026. The company has also seen upward revisions in its earnings per share (EPS) estimates, with expectations of $8.72 for 2026, reflecting improved yields on the Mercury portfolio and guidance for an additional $1.00 of EPS accretion. Additionally, management's forecast indicates further EPS growth to $11.63 in 2027, supported by sustained portfolio expansion, enhanced receivable yields, and gains in fair value, alongside favorable macro trends in consumer finance.

Bears say

Atlanticus Holdings Corp is facing a negative outlook primarily due to anticipated temporary negative operating leverage resulting from substantial one-time acquisition costs projected for the second half of 2025. This situation is expected to constrain growth in the Mercury book, leading to a slowdown in overall portfolio growth and negatively impacting earnings for the third and fourth quarters of 2025. Additionally, the potential deterioration of net charge-offs (NCOs) may exacerbate this downturn, culminating in a revised 2025 earnings per share (EPS) estimate that reflects a decline from previous projections.

Atlanticus Holdings (ATLC) has been analyzed by 6 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 50% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Atlanticus Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Atlanticus Holdings (ATLC) Forecast

Analysts have given Atlanticus Holdings (ATLC) a Buy based on their latest research and market trends.

According to 6 analysts, Atlanticus Holdings (ATLC) has a Buy consensus rating as of Jan 9, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $87, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $87, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Atlanticus Holdings (ATLC)

Volume: 90.71K

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