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ATLC
Volume: 43.87K
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Atlanticus Holdings (ATLC) Stock Forecast & Price Target

Atlanticus Holdings (ATLC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 33%
Buy 50%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

Atlanticus Holdings Corp is poised for robust growth in the coming years, with an anticipated total portfolio growth of approximately 10% driven by low- to mid-double digit receivables growth in the legacy portfolio and mid-single-digit expansion in the Mercury book. The company's earnings per share (EPS) estimates have been adjusted upward, with projections of $8.72 for 2026 and $11.63 for 2027, bolstered by increased net yields and favorable fair value adjustments. Additionally, macroeconomic trends in consumer finance are likely to further enhance the demand for Atlanticus's credit card and point-of-sale financing products, underscoring a positive long-term outlook for the company.

Bears say

The financial outlook for Atlanticus Holdings is negatively impacted by anticipated temporary negative operating leverage due to significant one-time acquisition costs, projected to have a seven-figure effect in the second half of 2025. Additionally, growth within the Mercury segment is expected to be constrained, resulting in slower overall portfolio growth and subsequent lower earnings projections for the third and fourth quarters of 2025. The potential deterioration of non-operations costs (NCOs) could further exacerbate the situation, leading to an adverse impact on the company's share performance.

Atlanticus Holdings (ATLC) has been analyzed by 6 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 50% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Atlanticus Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Atlanticus Holdings (ATLC) Forecast

Analysts have given Atlanticus Holdings (ATLC) a Buy based on their latest research and market trends.

According to 6 analysts, Atlanticus Holdings (ATLC) has a Buy consensus rating as of Nov 5, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $79.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $79.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Atlanticus Holdings (ATLC)

Volume: 43.87K

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