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ATLC
Volume: 27.93K
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Atlanticus Holdings (ATLC) Stock Forecast & Price Target

Atlanticus Holdings (ATLC) Analyst Ratings

Based on 8 analyst ratings
Buy
Strong Buy 38%
Buy 38%
Hold 25%
Sell 0%
Strong Sell 0%

Bulls say

Atlanticus Holdings Corp has demonstrated a significant positive trajectory in its financial metrics, highlighted by a 17% quarter-over-quarter increase in net margin in Q4, reaching $117.5 million, surpassing prior expectations. The company's core revenues rose by 0.6% quarter-over-quarter and 14.4% year-over-year, with contributions from both general purpose cards and retail balances bolstering managed receivables, which increased by 2.7% quarter-over-quarter and 13% year-over-year. With ongoing improvements in macroeconomic conditions and a strategic focus on enhancing technology and compliance, Atlanticus expects to capitalize on growth opportunities, reinforcing its position within the financially underserved consumer credit market.

Bears say

Atlanticus Holdings's stock outlook is negatively influenced by its history of severe liquidity issues following the financial crisis, which led to a reduced business size and ongoing earnings volatility. The company reported managed receivables for its C&O segment at $2.725 billion, falling short of forecasts and signaling potential challenges in collectability, directly impacting future earnings. Additionally, external risks such as a material slowdown in economic growth and volatile interest rates further complicate the company's financial stability and growth prospects.

Atlanticus Holdings (ATLC) has been analyzed by 8 analysts, with a consensus rating of Buy. 38% of analysts recommend a Strong Buy, 38% recommend Buy, 25% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Atlanticus Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Atlanticus Holdings (ATLC) Forecast

Analysts have given Atlanticus Holdings (ATLC) a Buy based on their latest research and market trends.

According to 8 analysts, Atlanticus Holdings (ATLC) has a Buy consensus rating as of Sep 10, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $59.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $59.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Atlanticus Holdings (ATLC)

Volume: 27.93K

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