
Amerant Bancorp (AMTB) Stock Forecast & Price Target
Amerant Bancorp (AMTB) Analyst Ratings
Bulls say
Amerant Bancorp demonstrates positive financial fundamentals through a 3.5% quarter-over-quarter growth in tangible book value per share (TBVPS) and projected return on assets (ROA) of 80-90 basis points for the fourth quarter of 2025. The bank anticipates organic deposit growth aligned with a 2.5% increase in loan growth, suggesting a stable lending environment that could bolster overall profitability. Additionally, management's ongoing efficiency initiatives, targeting $2 million to $3 million in quarterly cost savings starting in 2026, along with expected recoveries from loan payoffs, indicate a proactive approach to enhancing financial performance and addressing credit concerns.
Bears say
Amerant Bancorp's stock outlook is hindered by significant loan growth challenges, as recent quarterly results reflected negative impacts from loan payoffs and asset quality-related sales, indicating a potential decline in net income due to rising nonperforming assets amidst an economic slowdown. Additionally, the bank's reliance on brokered deposits, coupled with poor loan/deposit ratios in comparison to peers, raises concerns about its balance sheet stability and net interest margin (NIM) sustainability. The potential for greater asset sensitivity issues arising from a compression in interest rate spreads or an inverted yield curve further exacerbates the risks of declining earnings estimates.
This aggregate rating is based on analysts' research of Amerant Bancorp and is not a guaranteed prediction by Public.com or investment advice.
Amerant Bancorp (AMTB) Analyst Forecast & Price Prediction
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