
AII Stock Forecast & Price Target
AII Analyst Ratings
Bulls say
American Integrity Insurance Group Inc. is showing a promising financial outlook, with upward revisions to its earnings per share (EPS) estimates for 2025, 2026, and 2027, reflecting improved net investment income and robust underwriting margins. The company's core loss ratios are expected to stabilize despite a slight increase, and its strategic positioning in Florida, particularly in under-penetrated middle-aged homes and the Tri-County region, provides significant opportunities for organic growth. Additionally, the reduction in catastrophe losses and an advantageous reinsurance contract structure are expected to facilitate net premium growth that surpasses gross premium growth, reinforcing the company's favorable financial prospects.
Bears say
The analysis indicates a negative outlook for American Integrity Insurance Group Inc., largely due to its substantial geographical concentration, with 99% of its direct premiums written (DPW) derived from Florida, exposing the company to significant regional risks. Additionally, the company's net retention levels, particularly decreasing significantly for subsequent events, suggest vulnerability to catastrophic losses and may impact financial stability. Finally, external risk factors, including adverse economic conditions and rising loss cost inflation, further complicate its operational environment and negatively influence the financial outlook.
This aggregate rating is based on analysts' research of American Integrity Insurance Group Inc and is not a guaranteed prediction by Public.com or investment advice.
AII Analyst Forecast & Price Prediction
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