
AII Stock Forecast & Price Target
AII Analyst Ratings
Bulls say
American Integrity Insurance Group Inc demonstrates a strong market position in the property and casualty insurance sector, particularly within the high-demand Florida market, where it specializes in residential property insurance. The company has expanded its geographical footprint to include South Carolina and Georgia, thereby diversifying its revenue streams and reducing reliance on a single state. Additionally, the robust performance metrics reflect significant growth potential, bolstering confidence in American Integrity's future financial stability and profitability.
Bears say
American Integrity Insurance Group Inc. has an overwhelming concentration of its direct premiums written (DPW) in Florida, which accounts for 99% of its business as of December 31, 2024, exposing the company to significant market risks associated with this geographic reliance. The company's net retention figures display a concerning trend, starting at $35 million for initial events but dramatically decreasing to $10 billion for subsequent occurrences, indicating potential vulnerability during multiple losses. Furthermore, fluctuations in loss experience could adversely impact the availability and cost of reinsurance, further amplifying the financial risks and jeopardizing the company’s overall financial outlook.
This aggregate rating is based on analysts' research of American Integrity Insurance Group Inc and is not a guaranteed prediction by Public.com or investment advice.
AII Analyst Forecast & Price Prediction
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