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AFRM
Volume: 5.53M
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Affirm (AFRM) Stock Forecast & Price Target

Affirm (AFRM) Analyst Ratings

Based on 28 analyst ratings
Buy
Strong Buy 32%
Buy 32%
Hold 29%
Sell 7%
Strong Sell 0%

Bulls say

Affirm Holdings Inc. reported a substantial 113% increase in Affirm Card gross merchandise volume (GMV) to $845 million during F2Q25, highlighting significant growth driven by 70% growth in 0% APR GMV. The company's revenue guidance for FY25 has been raised, projecting GMV between $34.74 billion and $35.34 billion, alongside anticipated revenue of $3.13 billion to $3.19 billion, reflecting strong operational momentum. Additionally, active cardholder growth reached approximately 20% quarter-over-quarter, contributing to a notable 138% year-over-year increase in revenue generated from loan sales, underscoring Affirm's expanding market presence and financial health.

Bears say

Affirm Holdings operates in a highly competitive industry, facing challenges from larger players that could result in customer attrition and hinder its ability to attract merchant partners, ultimately impacting revenue growth. Additionally, poor loan performance and macroeconomic pressures could lead to increased credit losses, further straining revenue and earnings per share (EPS) growth amidst declining performance in specific market verticals. The reliance on various funding sources, coupled with escalating interest rates and slowing consumer discretionary spending, poses significant risks to the company's profitability and growth prospects.

Affirm (AFRM) has been analyzed by 28 analysts, with a consensus rating of Buy. 32% of analysts recommend a Strong Buy, 32% recommend Buy, 29% suggest Holding, 7% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Affirm and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Affirm (AFRM) Forecast

Analysts have given Affirm (AFRM) a Buy based on their latest research and market trends.

According to 28 analysts, Affirm (AFRM) has a Buy consensus rating as of Jul 2, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $57.39, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $57.39, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Affirm (AFRM)

Volume: 5.53M

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