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AFRM
Volume: 5.33M

Affirm (AFRM) Stock Forecast & Price Target

Affirm (AFRM) Analyst Ratings

Based on 24 analyst ratings
Buy
Strong Buy 42%
Buy 42%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

Affirm Holdings achieved revenue of $1.12 billion for the fiscal year, reflecting a 29.6% year-over-year increase, and surpassing both estimates and consensus expectations. The company's gross merchandise volume (GMV) reached $13.8 billion in the second quarter of FY26, marking a substantial 36.6% increase year-over-year, indicative of strong market demand and operational growth. Additionally, Affirm's favorable credit performance, potential access to a bank charter, and disciplined expense management contribute to an optimistic outlook for accelerated revenue growth and improved profitability.

Bears say

Affirm Holdings operates in a highly competitive market with significant risks related to customer retention and merchant partnerships, which could hinder its growth potential. The company anticipates lower gross merchandise volume in the fourth quarter, falling slightly below consensus expectations, indicating potential challenges in demand. Furthermore, reliance on various funding sources to sustain growth, coupled with the possibility of poor loan performance and macroeconomic concerns, may lead to increased credit losses, impacting revenue and earnings per share growth.

Affirm (AFRM) has been analyzed by 24 analysts, with a consensus rating of Buy. 42% of analysts recommend a Strong Buy, 42% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Affirm and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Affirm (AFRM) Forecast

Analysts have given Affirm (AFRM) a Buy based on their latest research and market trends.

According to 24 analysts, Affirm (AFRM) has a Buy consensus rating as of Apr 1, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $86.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $86.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Affirm (AFRM)

Volume: 5.33M

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