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AFRM
Volume: 3.04M

Affirm (AFRM) Stock Forecast & Price Target

Affirm (AFRM) Analyst Ratings

Based on 25 analyst ratings
Buy
Strong Buy 40%
Buy 44%
Hold 16%
Sell 0%
Strong Sell 0%

Bulls say

Affirm Holdings achieved a revenue of $1.12 billion for fiscal 2025, reflecting a significant year-over-year growth of 29.6%, surpassing both internal and consensus estimates. The company's gross merchandise volume (GMV) reached $13.8 billion in the second quarter of FY26, representing a robust increase of 36.6% compared to the previous year, again exceeding projections. With a strong credit performance and the potential addition of a bank charter to lower funding costs, Affirm is well-positioned for continued growth and enhanced profitability.

Bears say

Affirm Holdings operates in a highly competitive environment, with significant risks associated with potential customer losses and challenges in attracting merchant partners, which could negatively impact growth. The company's projected Gross Merchandise Volume (GMV) for 4Q is expected to fall slightly below analyst consensus, raising concerns about revenue and earnings per share growth amid macroeconomic uncertainties and the possibility of increased credit losses. Additionally, Affirm's reliance on diverse funding sources poses a risk; any changes to funding agreements or difficulties in securing new funding could hinder growth and profitability, especially given the delay or rejection of its Industrial Loan Company (ILC) application, which potentially leads to higher funding costs.

Affirm (AFRM) has been analyzed by 25 analysts, with a consensus rating of Buy. 40% of analysts recommend a Strong Buy, 44% recommend Buy, 16% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Affirm and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Affirm (AFRM) Forecast

Analysts have given Affirm (AFRM) a Buy based on their latest research and market trends.

According to 25 analysts, Affirm (AFRM) has a Buy consensus rating as of Apr 22, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $85.68, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $85.68, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Affirm (AFRM)

Volume: 3.04M

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