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AFRM
Volume: 6.64M

Affirm (AFRM) Stock Forecast & Price Target

Affirm (AFRM) Analyst Ratings

Based on 25 analyst ratings
Buy
Strong Buy 44%
Buy 44%
Hold 12%
Sell 0%
Strong Sell 0%

Bulls say

Affirm Holdings demonstrated strong financial performance with a revenue of $1.12 billion in fiscal 2025, reflecting a 29.6% year-over-year increase and surpassing both estimates and consensus expectations. The company's gross merchandise volume (GMV) reached $13.8 billion, marking a notable year-over-year growth of 36.6%, indicating robust demand for its services. Furthermore, Affirm's strong credit performance and potential access to a bank charter could enhance its funding efficiency, leading to significant earnings per share (EPS) improvements and supporting positive growth momentum in the buy-now, pay-later market.

Bears say

Affirm Holdings operates in a competitive buy-now, pay-later industry, facing challenges in attracting and retaining customers and merchant partnerships, which could hinder growth. The company's expectation of gross merchandise volume (GMV) for 4Q falling slightly below consensus reflects underlying concerns, compounded by the risk of higher credit losses due to poor loan performance or unfavorable macroeconomic conditions. Additionally, Affirm's reliance on various funding sources poses a risk; any adverse changes to funding agreements or difficulties in securing new funding could limit growth potential and negatively impact profitability.

Affirm (AFRM) has been analyzed by 25 analysts, with a consensus rating of Buy. 44% of analysts recommend a Strong Buy, 44% recommend Buy, 12% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Affirm and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Affirm (AFRM) Forecast

Analysts have given Affirm (AFRM) a Buy based on their latest research and market trends.

According to 25 analysts, Affirm (AFRM) has a Buy consensus rating as of Feb 19, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $86.56, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $86.56, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Affirm (AFRM)

Volume: 6.64M

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