X Financial - ADR

X Financial engages in the development and provision of technology platform for personal finance services. The company was founded by Yue Tang on January 5, 2015 and is headquartered in Shenzhen, China.

Earnings data Q4 2020

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X Financial reports robust Q1 earnings, eyes growth opportunities ahead

X Financial's Q1 2024 performance reflects resilience amid challenges, with revenue and net income growth despite a decline in loan volume.
The company's proactive measures to stabilize asset quality and mitigate risks align with its commitment to financial health and shareholder value.
Opportunities lie in forecasted loan volume growth, presenting avenues for revenue expansion and market penetration in 2024.

X Financial reports record high net income and plans growth

X Financial's Q2 2024 earnings call showcased improved profitability, record high net income, and enhanced risk management. The company plans to ease loan volume controls, increase customer acquisition costs, and focus on sustainable profitability.

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SHENZHEN, China , May 18, 2023 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the first quarter ended March 31, 2023, before the open of U.S. markets on Thursday, May 25, 2023. X Financial's management team will host an earnings conference call at 7:00 AM U.S. Eastern Time on Thursday, May 25, 2023 (7:00 PM Beijing / Hong Kong Time on the same day).

X Financial to Report First Quarter 2023 Financial Results on May 25, 2023

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SHENZHEN, China , April 27, 2023 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it filed its annual report on Form 20-F for the fiscal year ended December 31, 2022 with the Securities and Exchange Commission ("SEC") on April 27, 2023. The annual report can be accessed on the Company's investor relations website at https://ir.xiaoyinggroup.com as well as the SEC's website at https://www.sec.gov.

X Financial Files Annual Report on Form 20-F for Fiscal Year 2022

X Financial (NYSE:XYF ) Q4 2022 Results Conference Call March 31, 2023 7:00 AM ET Company Participants Kan Li - President Frank Fuya Zheng - Chief Financial Officer Conference Call Participants Mason Bourne - AWH Capital Operator Good day, and welcome to the X Financial Fourth Quarter 2022 Earnings Conference Call. All participants will be in a listen-only mode.

X Financial (XYF) Q4 2022 Earnings Call Transcript

SHENZHEN, China , March 30, 2023 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2022. Fourth Quarter and Fiscal Year 2022 Operational Highlights Three Months Ended December 31, 2021 Three Months Ended September 30, 2022 Three Months Ended December 31, 2022 Twelve Months Ended December 31, 2021 Twelve Months Ended December 31, 2022 QoQ YoY YoY Total loan facilitation amount (RMB in million) 13,084 19,825 21,700 9.5 % 65.9 % 51,859 73,655 42.0 % Number of active borrowers 710,048 1,415,059 1,370,496 (3.1 %) 93.0 % 2,371,537 3,326,774 40.3 % The total loan amount facilitated and originated[1] in the fourth quarter of 2022 was RMB21,700 million, representing an increase of 65.9% from RMB13,084 million in the same period of 2021.

X Financial Reports Fourth Quarter and Fiscal Year 2022 Unaudited Financial Results

SHENZHEN, China , March 29, 2023 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2022, before the open of U.S. markets on Friday, March 31, 2023. X Financial's management team will host an earnings conference call at 7:00 AM U.S. Eastern Time on Friday, March 31, 2023 (7:00 PM Beijing / Hong Kong Time on the same day).

X Financial to Report Fourth Quarter and Fiscal Year 2022 Financial Results on March 31, 2023

X Financial (NYSE:XYF ) Q3 2022 Results Conference Call November 17, 2022 7:00 AM ET Company Participants Tanya Wen - Investor Relations Kan Li - President Frank Fuya Zheng - Chief Financial Officer Conference Call Participants Operator Hello, and welcome to the X Financial Third Quarter 2022 Earnings Conference Call. All participants will be in a listen-only mode.

X Financial (XYF) Q3 2022 Earnings Call Transcript

SHENZHEN, China , Nov. 16, 2022 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for the third quarter ended September 30, 2022. Third Quarter 2022 Financial Highlights Total net revenue in the third quarter of 2022 was RMB894.6 million (US$125.8 million), representing a decrease of 7.2% from RMB964.4 million in the same period of 2021.

X Financial Reports Third Quarter 2022 Unaudited Financial Results

SHENZHEN, China , Nov. 14, 2022 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it will hold its 2022 annual general meeting of shareholders at 7/F – 8/F, Block A, Aerospace Science and Technology Plaza, No. 168 Haide Third Avenue, Nanshan District, Shenzhen 518067, China on December 9, 2022, at 10:00 a.m.

X Financial to Hold Annual General Meeting on December 9, 2022

SHENZHEN, China , Nov. 10, 2022 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the third quarter ended September 30, 2022, before the open of U.S. markets on Thursday, November 17, 2022. X Financial's management team will host an earnings conference call at 7:00 AM U.S. Eastern Time on Thursday, November 17, 2022 (8:00 PM Beijing / Hong Kong Time on the same day).

X Financial to Report Third Quarter 2022 Financial Results on November 17, 2022

SHENZHEN, China , Sept. 30, 2022 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced the Company's board of directors (the "Board") has authorized to upsize its share repurchase program to US$20 million from US$15 million (the "Share Repurchase Program").

X Financial Upsizes Share Repurchase Program to US$20 Million

X Financial (NYSE:XYF ) Q2 2022 Earnings Conference Call August 9, 2022 7:00 AM ET Company Participants Tanya Wen - Investor Relations Kan Li - President Frank Fuya Zheng - Chief Financial Officer Conference Call Participants Mason Bourne - AWH Capital Operator Hello and welcome to the X Financial Second Quarter 2022 Earnings Conference Call. All participants will be in a listen-only mode.

X Financial (XYF) Management on Q2 2022 Results - Earnings Call Transcript

SHENZHEN, China , Aug. 8, 2022 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for the second quarter ended June 30, 2022. Second Quarter 2022 Financial Highlights Total net revenue in the second quarter of 2022 was RMB824.3 million (US$123.1 million), representing a decrease of 11.6% from RMB932.4 million in the same period of 2021.

X Financial Reports Second Quarter 2022 Unaudited Financial Results

SHENZHEN, CHINA , July 27, 2022 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the second quarter ended June 30, 2022, before the open of U.S. markets on Tuesday, August 9, 2022. X Financial's management team will host an earnings conference call at 7:00 AM U.S. Eastern Time on Tuesday, August 9, 2022 (7:00 PM Beijing / Hong Kong Time on the same day).

X Financial to Report Second Quarter 2022 Financial Results on August 9, 2022

X Financial (NYSE:XYF ) Q1 2022 Earnings Conference Call May 24, 2022 7:00 AM ET Company Participants Tanya Wen - Investor Relations Kan Li - President Frank Fuya Zheng - Chief Financial Officer Conference Call Participants Operator Hello and welcome to the X Financial First Quarter 2022 Earnings Conference Call. All participants will be in listen-only mode.

X Financial (XYF) Management on Q1 2022 Results - Earnings Call Transcript

SHENZHEN, China , May 23, 2022 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for the first quarter ended March 31, 2022. First Quarter 2022 Financial Highlights Total net revenue in the first quarter of 2022 was RMB888.4 million (US$140.1 million), representing a decrease of 2.0% from RMB906.3 million in the same period of 2021.

X Financial Reports First Quarter 2022 Unaudited Financial Results

SHENZHEN, China , May 17, 2022 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the first quarter ended March 31, 2022, before the open of U.S. markets on Tuesday, May 24, 2022. X Financial's management team will host an earnings conference call at 7:00 AM U.S. Eastern Time on Tuesday, May 24, 2022 (7:00 PM Beijing / Hong Kong Time on the same day).

X Financial to Report First Quarter 2022 Financial Results on May 24, 2022

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SHENZHEN, China , May 6, 2022 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced updates on its status under the Holding Foreign Companies Accountable Act (the "HFCAA"). The Company is aware of the fact that it was identified by the United States Securities and Exchange Commission (the "SEC") under the HFCAA on May 4, 2022.

X Financial Provides Update on its Status under the Holding Foreign Companies Accountable Act

SHENZHEN, China , April 28, 2022 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it filed its annual report on Form 20-F for the fiscal year ended December 31, 2021 with the Securities and Exchange Commission ("SEC") on April 28, 2022. The annual report can be accessed on the Company's investor relations website at http://ir.xiaoyinggroup.com as well as the SEC's website at http://www.sec.gov.

X Financial Files Annual Report on Form 20-F for Fiscal Year 2021

X Financial's (XYF) Q4 2021 Results - Earnings Call Transcript

SHENZHEN, China, March 30, 2022 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2021. Fourth Quarter 2021 Financial Highlights Total net revenue in the fourth quarter of 2021 was RMB823.4 million (US$129.2 million), representing an increase of 15.0% from RMB716.3 million in the same period of 2020.

X Financial Reports Fourth Quarter and Fiscal Year 2021 Unaudited Financial Results

SHENZHEN, China, March 22, 2022 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2021, before the open of U.S. markets on Thursday, March 31, 2022. X Financial's management team will host an earnings conference call at 7:00 AM U.S. Eastern Time on Thursday, March 31, 2022 (7:00 PM Beijing / Hong Kong Time on the same day).

X Financial to Report Fourth Quarter and Fiscal Year 2021 Financial Results on March 31, 2022

SHENZHEN, China, Dec. 29, 2021 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced the results of the Company's 2021 Annual General Meeting of Shareholders (the "AGM"), which was held at 7/F - 8/F, Block A, Aerospace Science and Technology Plaza, No. 168 Haide Third Avenue, Nanshan District, Shenzhen 518067, China, on December 29, 2021.

X Financial Announces Results of 2021 Annual General Meeting of Shareholders

X Financial (XYF) Management on Q3 2021 Results - Earnings Call Transcript

News for X Financial - ADR Stock (XYF)