World Acceptance

World Acceptance Corp. engages in the small-loan consumer finance business. It offers short-term small instalment, medium-term larger loans, related credit insurance, ancillary products and services to individuals. The firm also offers income tax return preparation services to customers. The company also markets computer software and related services to financial services companies through its subsidiary, ParaData Financial Systems. It operates in the following segments: Small Loans, Large Loans, and Tax Advance Loans. World Acceptance was founded in 1962 and is headquartered in Greenville, SC.

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WRLD reports improved credit quality and strategic underwriting changes

WRLD's Q1 2023 performance reflects a strategic shift in underwriting and a focus on improving credit quality. The company's management remains optimistic about funding and the potential for the long-term incentive plan. However, challenges persist in the form of book-to-look ratio fluctuations and upcoming credit facility negotiations.

WRLD reports strong Q2 performance, anticipates long-term incentive plan vesting

WRLD's Q2 2023 earnings call highlighted strong performance, positive adjustments, and potential challenges and opportunities. The company's focus on improving credit quality and increasing approval rates reflects a proactive approach to economic uncertainty. Analyst questions underscore areas of interest and potential challenges.

World Acceptance (WRLD) sees improved credit metrics and stable financial outlook

World Acceptance (WRLD) reports Q3 2023 earnings with positive trends in delinquency reduction and credit renormalization. The company anticipates improved metrics and stable financial performance in the upcoming quarters. Strategic investments in marketing and personnel expenses aim to drive growth and enhance operational efficiency.

World Acceptance reports improved credit quality and financial stability in Q4 2023

World Acceptance Corporation's Q4 2023 performance reflected enhanced credit quality and financial stability.
Management's strategic changes yielded positive results with improved credit metrics and profitability.
While facing challenges in credit facility discussions, the company remains poised for growth opportunities.

World Acceptance reports robust Q1 performance, eyes growth opportunities

World Acceptance's Q1 2024 earnings call highlighted strong performance driven by lower delinquency rates, increased customer base, and growth in new loan originations. The company's focus on credit quality and operational improvements bodes well for future growth and financial stability.

World Acceptance focuses on credit quality and yield improvement

World Acceptance Corporation's Q2 2024 earnings call reflects a strategic shift towards credit quality, operational efficiencies, and yield enhancement to drive financial performance. The company is adjusting its EPS target to $20.45 for fiscal year 2025 and remains focused on maintaining profitability while cautiously increasing approval rates for top applicants.

World Acceptance (WRLD) reports robust performance and strategic focus

World Acceptance (WRLD) reported strong performance in loan volume, credit quality, and approval rates. The company's focus on improving underwriting and marketing strategies is driving positive results. While challenges exist in acquiring new customers, opportunities for growth and value creation are present.

World Acceptance reports improved metrics and targets modest growth

World Acceptance Corporation's fiscal year 2024 performance reflects strategic actions to enhance credit quality and operational efficiency.
Despite challenges in reducing delinquency rates further, the company's strengths in managing credit risk and customer demand position it well for growth.
Opportunities lie in capitalizing on increased loan demand, maintaining prudent risk management, and driving shareholder value through targeted milestones.

World Acceptance (WRLD) reports growth and cost reductions in Q1

World Acceptance (WRLD) shows promising growth trends with a focus on prudent expansion strategies. Cost reduction efforts and customer base expansion are driving improved financial performance.

World Acceptance (WRLD) reports robust Q2 performance and growth opportunities

World Acceptance (WRLD) delivered a strong performance in Q2 2025 with notable improvements in customer base, portfolio performance, and approval rates. The company's strategic acquisition, expected EPS, and focus on small loans position it well for future growth. While challenges like maintaining loan sizes exist, opportunities for expansion and diversification through new products or markets are on the horizon.

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Award recognizes U.S companies that exemplify three public pillars of trust GREENVILLE, SC / ACCESSWIRE / March 29, 2023 / For the second year in a row, World Finance has been named to Newsweek's Most Trustworthy Companies in America 2023 list presented by Newsweek and Statista Inc., the world-leading statistics portal and industry ranking provider. The Greenville, S.C.

World Finance Named One of Newsweek's Most Trustworthy Companies in America 2023

In January, we wrote: A 3-5-month prospect from here of WRLD share prices could reasonably range from a $71.30 low to $92.22 forecast from its $79.88 present price, a +15.4% gain. Only 5 days later, its price jumped beyond that target price to $108, and its forecast price range high since has not been below $103.

World Acceptance: Again Best Nearby Consumer Finance Cap-Gain Prospect

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Award distinguishes the company as a leader in culture, employee satisfaction GREENVILLE, SC / ACCESSWIRE / February 7, 2023 / World Finance has ranked 44th nationally as a 2023 Top Workplaces USA winner in the large business category (over 2,500 employees). This is the third year in a row that World Finance has received this honor, making it the only large, SC-based company to rank nationally for the award for the last three consecutive years.

World Finance Named a Top Workplaces USA Winner for Third Consecutive Year

World Acceptance Corporation (NASDAQ:WRLD ) Q3 2023 Earnings Conference Call January 26, 2023 10:00 AM ET Company Participants Chad Prashad - President and CEO Johnny Calmes - Chief Financial and Strategy Officer Conference Call Participants John Rowan - Janney Montgomery Scott Vince Caintic - Stephens, Inc. Operator Good morning, and welcome to the World Acceptance Corporation Third Quarter 2023 Earnings Conference Call. This call is being recorded.

World Acceptance Corporation (WRLD) Q3 2023 Earnings Call Transcript

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Why Capital One, LendingTree, and World Acceptance Are Rising This Week

World Acceptance (WRLD) delivered earnings and revenue surprises of 7,900% and 5.54%, respectively, for the quarter ended December 2022. Do the numbers hold clues to what lies ahead for the stock?

World Acceptance (WRLD) Tops Q3 Earnings and Revenue Estimates

GREENVILLE, S.C.--( BUSINESS WIRE )--World Acceptance Corporation (the “Company”) (NASDAQ: WRLD) today reported financial results for its third quarter of fiscal 2023 and nine months ended December 31, 2022.

World Acceptance Corporation Reports Fiscal 2023 Third Quarter Results

A 3-5-month prospect from here of WRLD share prices could reasonably range from a $71.30 low to $92.22 forecast from its $79.88 present price, a +15.4% gain. 91 positions like today's in the past 5 years of 1261 market days have average net gains of 7.5% each during 29 market days (6 weeks), or +81% annually.

World Acceptance: Today's Best Consumer Finance Near-Term Cap-Gain Prospect

GREENVILLE, S.C.--( BUSINESS WIRE )--World Acceptance Corporation (NASDAQ:WRLD) will provide an online, real-time webcast and rebroadcast of its third quarter conference call to be held on Thursday, January 26. The earnings release will be issued prior to the call.

World Acceptance Corporation Announces Third Quarter 2023 Conference Call on the Internet

World Acceptance Corporation (NASDAQ:WRLD ) Q2 2023 Earnings Conference Call October 27, 2022 10:00 AM ET Company Participants Chad Prashad - President and CEO Johnny Calmes - Chief Financial and Strategy Officer Conference Call Participants John Rowan - Janney Vincent Caintic - Stephens Operator Good morning. And welcome to the World Acceptance Corporation Second Quarter Press Release Conference Call.

World Acceptance Corporation (WRLD) Q2 2023 Earnings Call Transcript

World Acceptance (WRLD) delivered earnings and revenue surprises of -205.26% and 3.62%, respectively, for the quarter ended September 2022. Do the numbers hold clues to what lies ahead for the stock?

World Acceptance (WRLD) Reports Q2 Loss, Tops Revenue Estimates

World Acceptance Corporation Reports Fiscal 2023 Second Quarter Results

World Acceptance Corporation Announces Second Quarter 2023 Conference Call on the Internet

GREENVILLE, SC / ACCESSWIRE / August 11, 2022 / World Finance was named a 2022 Top Workplaces Financial Services winner for the second year in a row. The independent award, presented by Energage, is based on employee feedback gathered from more than 1,100 large multi-state organizations.

World Finance Named a 2022 Top Workplaces Financial Services Industry Winner

A 3-5 month prospect from here of World Acceptance Corp.'s share prices could reasonably range from a $115 low to a $138.46 high from its present $122.64 price, a 12.9% gain. 76 positions like today's in the past 5 years' 1261 market days averaged 8.8% net gains each held 25 market days (5 weeks), a. +136% annual CAGR rate.

World Acceptance: Consumer Finance's Today-Best Near-Term Cap-Gain Prospect

GREENVILLE, SC / ACCESSWIRE / August 5, 2022 / World Finance was named one of Greater Knoxville's Top Workplaces in 2022 for the second year in a row. The independent award - presented by The Knoxville News Sentinel, in partnership with Energage - is based on anonymous survey data of employees, and measures 15 different drivers of company culture.

World Finance Named a Knoxville Top Workplaces in 2022 For Second Year in a Row

World Acceptance Corporation (NASDAQ:WRLD ) Q1 2023 Earnings Conference Call July 27, 2022 10:00 AM ET Company Participants Chad Prashad – President and Chief Executive Officer John Calmes – Chief Financial and Strategy Officer Conference Call Participants John Rowan – Janney Vincent Caintic – Stephens Jordan Hymowitz – Philadelphia Financial Guy Riegel – Ingalls & Snyder Operator Good morning, and welcome to the World Acceptance Corporation's sponsored First Quarter Press Release Conference Call. Today, this call is being recorded.

World Acceptance Corporation's (WRLD) CEO Chad Prashad on Q1 2023 Results - Earnings Call Transcript

GREENVILLE, S.C.--(BUSINESS WIRE)---- $WRLD--World Acceptance Corporation (NASDAQ: WRLD) today reported financial results for its first quarter of fiscal 2023 and three months ended June 30, 2022. First quarter highlights During its first quarter, the World Acceptance Corporation experienced exceptional growth in both loan balances and customer base even while tightening our underwriting at the beginning of the quarter. While this growth initially depresses current earnings due to the day one provisionin

World Acceptance Corporation Reports Fiscal 2023 First Quarter Results

GREENVILLE, S.C.--(BUSINESS WIRE)---- $WRLD--World Acceptance Corporation (NASDAQ:WRLD) will provide an online, real-time webcast and rebroadcast of its first quarter conference call to be held on Wednesday, July 27. The earnings release will be issued prior to the call. The live broadcast of World Acceptance Corporation's conference call will be available online at WRLD 1Q23 Webcast on July 27, beginning at 10:00 a.m. (Eastern Time). The online replay will follow immediately and continue for 30 days. Ab

World Acceptance Corporation Announces First Quarter 2023 Conference Call on the Internet

GREENVILLE, SC / ACCESSWIRE / June 27, 2022 / World Finance is honored to announce its first-time recognition as a Middle Tennessee area Top Workplaces. The independent award - presented by The Tennessean, in partnership with Energage - is based on anonymous employee surveys, and measures 15 drivers of company culture.

World Finance Named One of Nashville's Top Workplaces in 2022

World Acceptance (WRLD) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.

World Acceptance (WRLD) Moves 4.1% Higher: Will This Strength Last?

GREENVILLE, SC / ACCESSWIRE / June 6, 2022 / World Finance is honored to announce its first-time recognition as a Top Workplace in Indiana. The independent award - presented by The Indianapolis Star, in partnership with Energage - is based on anonymous employee surveys, and measures 15 drivers of company culture as compared among major employers across the state.

World Finance Named One of Indiana's Top Workplaces in 2022

World Acceptance Corporation (NASDAQ:WRLD ) Q4 2022 Results Conference Call May 5, 2022 10:00 AM ET Company Participants Chad Prashad - President & Chief Executive Officer Johnny Calmes - CFO & Strategy Officer Conference Call Participants Vincent Caintic - Stephens John Rowan - Janney Operator Good morning, and welcome to the World Acceptance Corporation sponsored fourth quarter press release conference call. This call is being recorded.

World Acceptance Corporation (WRLD) CEO Chad Prashad on Q4 2022 Results - Earnings Call Transcript

World Acceptance (WRLD) delivered earnings and revenue surprises of -56.83% and 4.36%, respectively, for the quarter ended March 2022. Do the numbers hold clues to what lies ahead for the stock?

News for World Acceptance Stock (WRLD)