Revenue segments as reported by the company.

Premiums

Products

Services

Investment and other income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Medical costs

Operating costs

Depreciation and amortization

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

UnitedHealth Group

Optum is a Health Services platform. It is a leading information and technology-enabled health services business dedicated to modernizing the system and improving the health of people and communities.

Optum

UnitedHealth Group, Inc. engages in the provision of health care coverage, software, and data consultancy services. It operates through the following segments: UnitedHealthcare, OptumHealth, OptumInsight, and OptumRx. The UnitedHealthcare segment utilizes Optum's capabilities to help coordinate patient care, improve affordability of medical care, analyze cost trends, manage pharmacy benefits, work with care providers more effectively, and create a simpler consumer experience. The OptumHealth segment provides health and wellness care, serving the broad health care marketplace including payers, care providers, employers, government, life sciences companies, and consumers. The OptumInsight segment focuses on data and analytics, technology, and information to help major participants in the healthcare industry. The OptumRx segment offers pharmacy care services. The company was founded by Richard T. Burke in January 1977 and is headquartered in Minnetonka, MN.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

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Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

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Earnings data Q4 2023

Earnings data Q1 2024

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Earnings data Q4 2024

UnitedHealth Group reports strong Q4 earnings and growth opportunities

UnitedHealth Group's Q4 2022 Earnings Call highlighted strong financial performance, growth initiatives, and confidence in sustainable earnings growth. The company is focused on enhancing consumer experiences, expanding value-based care, and driving growth through strategic investments and M&A priorities. Challenges include managing cost impacts from flu and respiratory issues, while opportunities lie in continued growth in key segments and strategic M&A.

UnitedHealth Group reports robust Q1 earnings, eyes growth opportunities

UnitedHealth Group's strong performance in Q1 2023 reflects growth across its segments, driven by a focus on value-based care and consumer-centric initiatives. While challenges exist with potential Medicare Advantage model changes, the company remains optimistic about sustained growth and opportunities for expansion.

UnitedHealth Group posts robust Q2 earnings, eyes tech-driven growth

UnitedHealth Group delivered strong financial performance in Q2 2023, with a focus on expanding patient care, driving cost efficiencies, and responding to changing healthcare dynamics. Challenges include margin pressures and managing investment gains unpredictability. Opportunities lie in leveraging technology for cost reduction and enhancing care capabilities post acquisitions.

UnitedHealth Group reports robust Q3 growth, eyes expansion in value-based care

UnitedHealth Group's Q3 performance showcased robust revenue growth and strengthened earnings outlook. The company's focus on value-based care, strong performance in pharmacy services, and investments in home care present opportunities for future growth. However, challenges related to wage inflation and margin impact at Optum Health require attention.

UnitedHealth Group posts strong 2023 results, eyes growth opportunities

UnitedHealth Group's 2023 performance showcased robust financial results, strategic investments in digital engagement, and a focus on improving healthcare quality and accessibility. While facing challenges in cost trends and industry dynamics, the company remains optimistic about its competitive positioning and growth prospects in 2024.

UnitedHealth Group resilient post-cyberattack, eyes growth opportunities

UnitedHealth Group navigated cyberattack impacts while maintaining outlook.
Strong response to challenges, focusing on growth and customer support.
Balanced approach to capital deployment and confidence in future opportunities.
Optimism in controlling costs and driving growth through innovation.

UnitedHealth Group reports resilient growth amidst cyberattack challenges

UnitedHealth Group's Q2 2024 performance reflects resilience and growth potential despite challenges from a cyberattack and other disruptions.
The company's strengths in customer recognition, Medicare Advantage programs, and technology innovation position it well for future success and market expansion.
While facing challenges like cyberattack impacts and medical care ratio issues, UnitedHealth Group remains focused on opportunities for growth and returning to baseline performance in 2025.

UnitedHealth Group affirms growth outlook amidst challenges, eyes 2025 strategy

UnitedHealth Group's Q3 2024 performance reflects strong revenue growth and a commitment to value-based care and innovation. Despite challenges like cyberattacks and care patterns impacting earnings outlook, the company remains focused on long-term growth objectives. UNH's strategic investments, focus on consumer experience, and capital deployment priorities signal a proactive approach to driving future growth.

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Cost of revenue

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Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

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Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

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Cash from financing

Change in stock

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Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Broadcom

Microsoft

The past four years have been a roller coaster for investors. The pandemic brought the longest bull market in history to a screeching halt, only to see it quickly rebound and go on a two-year extended run.

3 Stocks To Turn $1,000 Into $10,000 in 10 Years

The big banks will get the headlines, but investors should watch UnitedHealth Group Inc. NYSE: UNH. The health insurance giant scored a double beat when it reported fourth-quarter earnings on January 12, 2024.

UnitedHealth Group Looks Buyable After AI-Fueled Double Beat

UnitedHealth Group Incorporated (UNH) Q4 2023 Earnings Call Transcript

UnitedHealth Group Inc (NYSE:UNH) stock is weighing on the Dow today , though the shares have pared their sharper premarket losses.

UnitedHealth Stock Drags Sector on High Medical Costs

While the top- and bottom-line numbers for UnitedHealth (UNH) give a sense of how the business performed in the quarter ended December 2023, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

UnitedHealth (UNH) Reports Q4 Earnings: What Key Metrics Have to Say

UnitedHealth Group's (UNH) shares dropped roughly 3% in early trading despite reporting better-than-expected revenue and profit in the fourth quarter as higher-than-expected claims costs spooked investors.

UnitedHealth Shares Drop Despite Earnings Beat as Higher Medical Costs Spook Investors

UnitedHealth Group Inc (NYSE:UNH) shares fell in early Friday trading despite the healthcare and wellbeing company reporting fourth-quarter earnings ahead of analysts' expectations. Minnesota-based UnitedHealth owns insurer UnitedHealthcare (UNH) as well as Optum, which provides primary and surgical care, pharmacy benefits and services to providers, hospitals and insurers across the health system.

UnitedHealth shares fall as 4Q medical costs outpace revenue growth

UnitedHealth Group (UNH) came out with quarterly earnings of $6.16 per share, beating the Zacks Consensus Estimate of $5.98 per share. This compares to earnings of $5.34 per share a year ago.

UnitedHealth Group (UNH) Beats Q4 Earnings and Revenue Estimates

UnitedHealth Group reported $23 billion in 2023 profits and $5.7 billion in net income for the fourth quarter as its diversified portfolio of health insurance and provider services grew by double-digit percentages.

UnitedHealth Group Profits Hit $23 Billion In 2023

Shares of UnitedHealth Group Inc. UNH, +0.38% slipped 0.2% in premarket trading Friday, after the health insurer reported higher-than-expected fourth-quarter medical costs, but earnings that beat forecasts. Net income rose to $5.46 billion, or $5.83 a share, from $4.76 billion, or $5.03 a share, in the year-ago period.

UnitedHealth's stock slips as medical costs top expectations, but earnings beat

UnitedHealth on Friday reported better-than-expected profit for the fourth quarter even as high demand for non-urgent medical procedures drove up costs for the healthcare conglomerate.

UnitedHealth beats quarterly profit estimates despite higher medical costs

--(BUSINESS WIRE)--UnitedHealth Group Reports 2023 Results.

UnitedHealth Group Reports 2023 Results

Amazon

Alphabet

NVIDIA

Visa

Too much tech and communication services. Not enough finance and healthcare.

So Long, Apple and Tesla. We Built a Better Magnificent 7.

Bank of America

Citigroup

Delta Air Lines

JPMorgan Chase & Co

Wells Fargo

We turn our attention to Q4 earnings season, which picks up steam Friday morning before the opening bell.

Q4 Earnings from Wall Street On Deck: JPMorgan, Citi, BofA and Wells Fargo

Investors will watch closely for updates on how intensely patients used healthcare services in the fourth quarter.

UnitedHealth Reports Earnings Friday. What to Watch.

UnitedHealth earnings per share are seen rising 12%, continuing a track of reliable growth. But UNH stock has missed the Dow Jones rally.

UnitedHealth Earnings Due; Will UNH Stock Finally Leave The Waiting Room?

UnitedHealth's (UNH) fourth-quarter results are expected to benefit from an increase in UnitedHealthcare's Medicare & Retirement revenues as well as the number of people it served.

Can UnitedHealth's (UNH) UnitedHealthcare Unit Aid Q4 Earnings?

Core CPI year over year of +3.9% is the first sub-4% print since May 2021.

CPI Warmer than Expected; Jobless Claims Stay Low

Automatic Data Processing

McDonald's

The appeal of finding the best dividend stocks will be a growing trend for decades to come. Investors often find themselves sacrificing income for growth, and that doesn't always have to be the case.

The 3 Best Dividend Stocks to Buy in January 2024

SPDR Dow Jones Industrial Average ETF

Dow Inc

Goldman Sachs

Intel

Johnson & Johnson

Let's delve deeper into the probable fourth-quarter earnings picture that will likely aid Dow ETF in the coming days.

Will Q4 Earnings Push Dow ETF Higher?

KB Home

Among big news on deck this week are CPI and PPI data, Weekly Jobless Claims and the start of Q4 earnings season.

Quiet Before the Economic Data Storm

UnitedHealth's (UNH) fourth-quarter results are likely to reflect growth in domestic commercial customers and premium levels.

Can UnitedHealth (UNH) Q4 Earnings Navigate Through High Costs?

Cigna

Elevance Health Inc

Humana

Incyte

Insulet

Health Care Select Sector SPDR Fund

Zoetis

Each earnings reporting season, you can count on a flurry of articles with headlines saying companies “beat” consensus estimates for quarterly profits. But that “success” alone means nothing.

Here are Wall Street's favorite stocks in the sector expected to grow profits the most in 2024

If the economy were to start showing clear signs of weakening, defensive healthcare stocks such as UnitedHealth, Humana, and Cigna would look relatively attractive.

Healthcare Stocks Are Trying to Break Out. What They Need Now.

Improving membership levels, strategic acquisitions, expanding government business, improving operating margin and solid growth outlook poise UnitedHealth Group (UNH) well for growth.

News for UnitedHealth Group Stock (UNH)