United Community Banks

United Community Banks, Inc. is a bank holding company, which engages in the provision of consumer and business banking services. The firm caters to individuals and small and medium-sized businesses. It offers checking, savings, mortgages, borrowing, digital baking, credit cards, and investing services. The company was founded in 1950 and is headquartered in Blairsville, GA.

Earnings data Q4 2020

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United Community Banks (UCBI) reports robust Q4 earnings and growth prospects

United Community Banks (UCBI) delivered strong financial performance in Q4 2022, driven by improved earnings, robust credit quality, and strategic acquisitions. While facing challenges such as deposit outflows and rising expenses, UCBI remains optimistic about future loan growth and opportunities in high-growth markets.

United Community Banks posts solid Q1 results amid strategic expansion

United Community Banks delivered solid financial performance in Q1 2023, with strong deposit and loan growth. The company's strategic acquisitions and focus on efficiency underscore its resilience and growth potential.
While facing challenges such as margin compression and expense management, United remains well-positioned to capitalize on opportunities in mortgage banking, acquisitions, and operational efficiency.
By addressing challenges effectively and leveraging growth opportunities, United Community Banks can sustain its growth trajectory and enhance profitability. The company's strategic initiatives and financial performance position it favorably in the competitive financial services landscape.
Investors should take note of United Community Banks' strong performance metrics, strategic acquisitions, and focus on efficiency as key drivers of future growth and value creation in the financial sector.

United Community Banks reports steady performance and strategic acquisitions

UCBI's performance saw slight declines in earnings per share but positive deposit and loan growth.
The bank is strategically managing expenses and focusing on customer retention post-acquisition.
Challenges include increased reserves and nonaccrual loans, with plans to wind down certain loan types.
Opportunities lie in customer relationship analysis, stable borrower ability, and growth prospects at First Miami.

United Community Banks reports Q3 challenges and opportunities for growth

UCBI demonstrated strong deposit growth and maintained a robust liquidity position. However, challenges in net interest margin and increased charge-offs impacted earnings. Expense management and fee income normalization are key focus areas for future growth.
Opportunities lie in optimizing expenses, normalizing charge-offs, and leveraging market presence. Strategic adjustments in response to margin expectations and cost savings realization are crucial for enhancing operational efficiency.
The company faces challenges in profitability amidst margin compression and expense escalation. Monitoring Navitas charge-offs and managing expenses while driving revenue growth are critical for sustained performance.

United Community Banks (UCBI) reports improved Q4 performance and targets growth in 2024

United Community Banks (UCBI) showed improved operating earnings and strong deposit growth in Q4 2023.
The company faces challenges in margin contraction, credit performance, and expense management.
Opportunities lie in managing rate exposures, improving credit results, and pursuing market share growth.
Overall, United Community Banks (UCBI) aims for enhancements in performance and strategic positioning in 2024.

United Community Banks reports solid Q1 performance amidst challenges

United Community Banks navigated Q1 2024 with resilience, maintaining strong credit metrics and liquidity. While facing challenges in loan growth and rising expenses, the company capitalized on opportunities in core deposit growth and noninterest income. Overall, the performance reflects stability and strategic positioning for future growth.

United Community Banks (UCBI) reports solid Q2 performance and eyes growth opportunities

United Community Banks (UCBI) delivered solid Q2 2024 performance with earnings per share growth, an expansion in net interest margin, and improved tangible book value. The company's balance sheet strength and focus on core wealth businesses are notable strengths.
Challenges include managing noninterest income, loan portfolio shrinkage, and credit quality movements. Opportunities lie in enhancing credit quality, strategic growth through M&A, and optimizing revenue streams.
UCBI's outlook for stable net interest margin, controlled expenses, and anticipated loan growth in Q3 and Q4 indicate a balanced approach to financial management and growth strategies.

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United Community Banks, Inc. is a bank holding company, which engages in the provision of diversified financial services. The firm also offers checking, savings, mortgages, borrowing, digital banking, credit cards, and investing services. The company was founded in 1950 and is headquartered in Greenville, SC.

United Community Banks (UCBI) has seen solid earnings estimate revision activity over the past month, and belongs to a strong industry as well.

How United Community Banks (UCBI) Stock Stands Out in a Strong Industry

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Community Banks (UCBI) have what it takes?

This is Why United Community Banks (UCBI) is a Great Dividend Stock

GREENVILLE, S.C., March 30, 2021 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NASDAQ: UCBI) announces it will release its first quarter 2021 financial results on Tuesday, April 20, 2021 after the stock market closes. The company also will hold a conference call at 11:00 a.m. ET on Wednesday, April 21, 2021 to discuss its financial results, business highlights and outlook.

United Community Banks, Inc. Announces Date for First Quarter 2021 Earnings Release and Conference Call

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Why United Community Banks (UCBI) is a Great Dividend Stock Right Now

The IBD SmartSelect Composite Rating for United Community Banks increased from 94 to 96 Thursday. The post United Community Banks Earns Membership In 95-Plus Composite Rating Club appeared first on Investor's Business Daily.

United Community Banks Earns Membership In 95-Plus Composite Rating Club

The IBD SmartSelect Composite Rating for United Community Banks rose from 93 to 96 Wednesday. The post United Community Banks Jumps To 96 CR; Rotation To Financials Continues appeared first on Investor's Business Daily.

United Community Banks Jumps To 96 CR; Rotation To Financials Continues

The IBD SmartSelect Composite Rating for United Community Banks rose from 93 to 96 Wednesday. The post Composite Rating For United Community Banks Jumps To 96 appeared first on Investor's Business Daily.

Composite Rating For United Community Banks Jumps To 96

GREENVILLE, S.C., Feb. 18, 2021 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NASDAQ: UCBI) (“United”), reported that its Board of Directors approved an increase of its regular quarterly cash dividend to $0.19 per share on the Company's common stock. The dividend is payable April 5, 2021 to shareholders of record as of March 15, 2021. This represents a 5.6% increase over the quarterly dividend in the last five quarters.

United Community Banks, Inc. Announces Quarterly Cash Dividend On Preferred Stock And Quarterly Cash Dividend Increase On Common Stock

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United Community Banks, Inc. (UCBI) CEO Lynn Harton on Q4 2020 Results - Earnings Call Transcript

Shares of United Community Banks (NASDAQ:UCBI) decreased 2.08% in after-market trading after the company reported Q4 results. Quarterly Results Earnings per share rose 11.48% year over year to $0.68, which beat the estimate of $0.60.

Recap: United Community Banks Q4 Earnings

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Six mid-cap stocks with a favorable Zacks Rank are poised to beat on fourth-quarter earnings this week. These are: AA, UMPQ, WBS, OZK, FULT and UCBI.

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As of late, it has definitely been a great time to be an investor in United Community Banks, Inc. (UCBI).

United Community Banks' (UCBI) Shares March Higher, Can It Continue?

GREENVILLE, S.C., Jan. 06, 2021 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NASDAQ: UCBI) announces it will release its fourth quarter 2020 financial results on Tuesday, January 19, 2021 after the stock market closes. The company also will hold a conference call at 11:00 a.m. ET on Wednesday, January 20, 2021 to discuss its financial results, business highlights and outlook.

United Community Banks, Inc. Announces Date for Fourth Quarter 2020 Earnings Release and Conference Call

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United Community Banks, Inc. (UCBI) CEO Lynn Harton on Q3 2020 Results - Earnings Call Transcript

United Community Banks (UCBI) delivered earnings and revenue surprises of 52.78% and 5.74%, respectively, for the quarter ended September 2020. Do the numbers hold clues to what lies ahead for the stock?

United Community Banks (UCBI) Q3 Earnings and Revenues Beat Estimates

As of late, it has definitely been a great time to be an investor in United Community Banks.

United Community Banks' Shares March Higher, Can It Continue?

GREENVILLE, S.C., Oct. 07, 2020 (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NASDAQ: UCBI) (United) announces it will release its third quarter 2020 financial results on Tuesday, October 20, 2020 after the stock market closes. The company also will hold a conference call at 11:00 a.m. ET on Wednesday, October 21, 2020 to discuss its financial results, business highlights and outlook.

United Community Banks, Inc. Announces Date For Third Quarter 2020 Earnings Release and Conference Call and Provides Updated Loan Payment Deferral Information

United Community Banks, Inc. (UCBI) CEO Lynn Harton on Q2 2020 Results - Earnings Call Transcript

Shares of United Community Banks (NASDAQ:UCBI) were flat in after-market trading after the company reported Q2 results.

Recap: United Community Banks Q2 Earnings

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United Community Banks' new preferred stock, UCBIO, is trading 2.6% below its par value.

United Community Banks, Inc.: Another Bank Preferred Stock IPO

GREENVILLE, S.C., June  12, 2020  (GLOBE NEWSWIRE) -- United Community Banks, Inc. (NASDAQ: UCBI) (“United”) today announced the pricing of its public offering of $100 million aggregate principal amount of 5.000% Fixed-to-Floating Senior Notes due 2030 (the “Senior Notes”).  The price to the public for the Senior Notes is 100% of the principal amount of the Senior Notes.  The Senior Notes will have an initial fixed interest rate from and including June 17, 2020, but excluding June 15, 2025, payable semi-annually in arrears on June 15 and December 15 of each year. From, and including June 15, 2025, the Senior Notes will bear interest at a floating rate per annum equal to a benchmark rate, which is expected to be Three-Month Term SOFR (as defined in the Senior Notes), plus a spread of 487 basis points, payable quarterly in arrears on March 15, June 15, September 15 and December 15 of each year.

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