TransUnion

TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services and decision making capabilities to businesses. The firm operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services and decision making capabilities to businesses. The International segment provides credit reports, analytics and decision making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.

Earnings data Q1 2021

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TransUnion reports robust Q4 performance and outlines growth strategies

TransUnion's Q4 2022 performance showcased resilience with strong revenue growth and margin expansion despite market challenges.
The company's strategic focus on margin expansion, commitment to targets, and confidence in achieving EPS goals position it well for future growth.
Challenges in revenue guidance, margin impacts, and market conditions are being addressed through prudent cost management and growth strategies.
Opportunities for growth lie in cost savings, revenue uptick, effective integration of acquisitions, and maintaining workforce quality for project execution.

TransUnion beats Q1 guidance, eyes margin expansion and fintech

TransUnion surpassed Q1 guidance, with strong performance in US markets and international segments.
Diversified customer base shields from direct impact of recent failures, focusing on margin expansion and AI capabilities.
Challenges include market uncertainties and a decline expected in Consumer Lending business.
Opportunities lie in revenue acceleration in emerging verticals and embracing fintech solutions for customer demands.

TransUnion reports solid Q2 growth, eyes Neustar integration benefits

TransUnion's Q2 performance showed revenue growth and strong international segment results.
Partnerships and Neustar's growth potential are key strengths for future opportunities.
Market uncertainties and competition pose challenges, but revenue diversification and cost management are key focus areas.
Optimism about accelerating insurance growth and EBITDA margin improvement signal positive outlook.

TransUnion reports Q3 growth amidst market challenges and launches OneID platform

TransUnion's Q3 performance showed revenue and EBITDA growth, despite challenges in key markets. The company is focusing on launching innovative solutions like OneID and addressing regulatory and market challenges to drive future growth.

TransUnion surpasses Q4 expectations, eyes growth amidst challenges

TransUnion's Q4 2023 performance exceeded expectations, with strong revenue growth and strategic priorities set for 2024 to drive further growth.
While facing challenges in certain segments, the company's strengths lie in its diverse revenue streams and margin improvement initiatives.
Opportunities for growth include leveraging NuStar's capabilities, sector recoveries, and transformation initiatives, positioning TransUnion for a promising year ahead.

TransUnion exceeds $1B revenue in Q1 2024, raises guidance

TransUnion's Q1 2024 earnings call highlighted strong revenue growth exceeding $1 billion, driven by mortgage performance. Full-year guidance raised due to robust Q1 results and better mortgage price realization. International business momentum is strong, with a shift towards low double-digit growth expectations.
Challenges in tenant and employment screening due to regulatory requirements may impact growth, but improvements expected. Insurance industry faces challenges with increased events affecting underwriting volumes and consumer prices. Technology transformation through OneTru platform offers opportunities for enhanced data analytics.
Diversified portfolio balance, intentional growth in core U.S. financial services, and stable trends indicate strength. India market showcases growth potential, while integration of Argus and Sontiq's performance contribute positively. Expectations for higher growth from emerging verticals and improved international market results present opportunities.

TransUnion surpasses Q2 guidance, eyes global growth and tech innovation

TransUnion's Q2 performance exceeded expectations, driven by strong revenue growth and operational efficiency initiatives
The company's strategic focus on technology modernization, debt management, and global expansion positions it for sustained growth and profitability
While challenges like economic uncertainties persist, TransUnion's conservative guidance and diversified market presence offer stability and growth potential

TransUnion surpasses Q3 expectations, drives innovation for sustained growth

TransUnion delivered a robust performance in Q3, surpassing guidance and demonstrating strong revenue growth across key segments.
The company's focus on innovation, operational efficiency, and strategic transformation positions it well for future growth and value creation.
While facing challenges in a dynamic market environment, TransUnion remains agile and poised to capitalize on opportunities for expansion and revenue diversification.
With an upward revision of full-year guidance and a clear strategic roadmap, TransUnion is on track to deliver sustainable value to shareholders and stakeholders.

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TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. It operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. The International segment provides credit reports, analytics and decision-making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments, and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.

TransUnion's (TRU) addressable market includes the burgeoning Big Data and analytics market, which is expanding at a rapidly accelerating pace.

TransUnion (TRU) Rises 28% in 3 Months: What You Should Know

Insurance Summit research presents a new world of risks for carriers, including changes in personal and commercial driving patterns Insurance Summit research presents a new world of risks for carriers, including changes in personal and commercial driving patterns

TransUnion Insurance Research Highlights Link Between 13% Decrease in Traffic Enforcement and 22% Rise in Driving Fatalities

CHICAGO, June 21, 2023 (GLOBE NEWSWIRE) -- VyStar Credit Union, the 13th largest credit union in the country, and TransUnion (NYSE: TRU) have forged a new partnership to promote more financial inclusion in the mortgage sector. VyStar will leverage TransUnion and FinLocker data through its latest product, Dream2Own, to better serve its members during and well before the mortgage process, leading to more homeownership opportunities.

VyStar Partners with TransUnion and FinLocker to Increase Mortgage Inclusion While Mitigating Risk

Newly released TransUnion and J.D. Power study shows that while most remain in positive equity positions, potential risk is increasing among some consumers and lenders Newly released TransUnion and J.D. Power study shows that while most remain in positive equity positions, potential risk is increasing among some consumers and lenders

As Loan-to-Value Ratios Rise and Used Vehicle Values Fall, More Consumers Find Themselves with Negative Equity

CHICAGO, June 16, 2023 (GLOBE NEWSWIRE) -- Liz Pagel, senior vice president and consumer lending leader at TransUnion (NYSE: TRU), was recently recognized as a finalist for American Banker's inaugural Most Influential Women in FinTech Award. This newly launched recognition program honors women founders, thought leaders, and innovators in the financial technology community.

American Banker Recognizes TransUnion's Liz Pagel as one of the Most Influential Women in FinTech

The move is part of TransUnion's (TRU) bid to cater to the increased demand for VOIE services.

TransUnion (TRU) Teams Up With Truework for Verified Income

CHICAGO, June 14, 2023 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) announced today a strategic partnership with Truework, a leading provider of verification of income and employment (VOIE) services in the U.S. Truework provides a comprehensive and efficient one-stop platform for VOIE information while also giving consumers greater control of their personal and financial information. This strategic partnership follows a strategic minority investment TransUnion made in Truework earlier this year.

TransUnion Announces Strategic Partnership with Truework to Expand Income and Employment Verification Solutions

Nearly half of those who report rent payments to credit reporting agencies began doing so in 2022 Nearly half of those who report rent payments to credit reporting agencies began doing so in 2022

TransUnion Report Finds 37% Increase in Number of Property Managers Reporting Rent Payments Since Last Year

TORONTO, June 07, 2023 (GLOBE NEWSWIRE) -- TransUnion® (NYSE: TRU) has expanded TruValidate Identity Exchange across industries in Canada to help financial institutions, credit card issuers, fintechs, telecommunications providers and other companies grow their business while combatting fraud with a new patent-pending, multi-layered approach to risk management and identity verification. Combining advanced analytics and machine learning, Identity Exchange is a dynamic solution that proactively assesses identity fraud risk – for example, during an application process when consumers are applying for loans, credit cards or phone contracts – to enable businesses to more confidently approve authentic customers. Early adopters of the solution have benefitted from increased acquisition while preventing fraud.

Canadian Businesses Can Drive Stronger Growth and Reduce Identity Fraud Risks with TruValidate Identity Exchange from TransUnion®

Fintel reports that on June 5, 2023, Goldman Sachs maintained coverage of TransUnion (NYSE:TRU) with a Neutral recommendation.

Goldman Sachs Maintains TransUnion Neutral Recommendation

TransUnion report explores the current state of consumer credit and its impact on credit unions CHICAGO, June 01, 2023 (GLOBE NEWSWIRE) -- The newly released Q2 Credit Union Market Perspectives Report from TransUnion (NYSE: TRU) shows that stubbornly-high inflation continues to put pressure on the monthly budgets of consumers, credit union members among them. This has led to increasing reliance on credit cards and personal loans as borrowers seek ways to make ends meet.

Credit Union Loan Account Balances Rising; Fewer Members Making Payments Above Monthly Minimums

NEW YORK--(BUSINESS WIRE)--VideoAmp and TransUnion® (NYSE: TRU) have joined forces to release a comprehensive analytics solution for cross-platform media measurement and optimization. Marketers will now have even more accurate visibility into the effectiveness of their linear television advertising by integrating VideoAmp's TV viewership dataset with the TruAudience® marketing analytics and attribution solution. The integration enables marketers to measure the impact of their campaigns across T.

VideoAmp Integrates with TransUnion's TruAudience Marketing Solutions Business to Offer Unmatched Marketing Attribution Capabilities and Media Plan Optimization

TORONTO, May 31, 2023 (GLOBE NEWSWIRE) -- TransUnion today released the findings of its Q1 2023 Credit Industry Insights Report (CIIR), which shows that the Canadian credit market remains resilient despite the current high cost of living and elevated interest rates.

Strong Borrowing Activity and Participation Continues in the Canadian Credit Market

TransUnion (TRU) reported earnings 30 days ago. What's next for the stock?

TransUnion (TRU) Up 12% Since Last Earnings Report: Can It Continue?

TransUnion's long-term commitment is expected to support development of 8.5 megawatts of new solar; help company reduce carbon emissions associated with its energy use by over 8,000 metric tons each year TransUnion's long-term commitment is expected to support development of 8.5 megawatts of new solar; help company reduce carbon emissions associated with its energy use by over 8,000 metric tons each year

TransUnion Signs Agreement with Constellation to Purchase Renewable Energy

Solution allows overburdened data and analytics teams to make quick and accurate decisions easily using AWS Machine Learning Services Solution allows overburdened data and analytics teams to make quick and accurate decisions easily using AWS Machine Learning Services

TransUnion Introduces TruIQ Analytics Studio to Help Businesses Make Better Decisions with Nimble, On-Demand Data and Analytics Experience

New TransUnion report finds consumers also increasingly turn to insurance agents for guidance on savings New TransUnion report finds consumers also increasingly turn to insurance agents for guidance on savings

Nearly 15% of Consumers Allow Auto Insurance Coverage to Lapse as Shopping Fails to Yield Lower Rates

Q1 2023 TransUnion Credit Industry Insights Report explores latest credit trends Q1 2023 TransUnion Credit Industry Insights Report explores latest credit trends

Credit Card and Unsecured Personal Loan Balances Remain at or Near-Record Levels as Consumers Navigate Challenging Economic Climate

Clark, former Spotify executive, to lead Media and Entertainment business; Matt Spiegel transitions to newly created TruAudience growth strategy role Clark, former Spotify executive, to lead Media and Entertainment business; Matt Spiegel transitions to newly created TruAudience growth strategy role

TransUnion Reinforces Commitment to Media and Entertainment Business with Addition of Industry Veteran Julie Clark

CHICAGO, May 05, 2023 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that its Board of Directors declared a cash dividend of $0.105 per share for the first quarter 2023. The dividend will be payable on June 2, 2023, to shareholders of record on May 19, 2023.

TransUnion Declares First Quarter 2023 Dividend of $0.105 per Share

TransUnion's (TRU) revenues grow year over year in the first quarter of 2023 due to better performance in international markets.

TransUnion's (TRU) Stock Gains 9.1% Post Q1 Earnings Beat

With the transformations of recent years in global industries, TransUnion is currently considered a valuable data manager. I would expect revenue growth from the sale of new products. I would also expect successful positioning in new market possibilities and expansion of services towards marketing fraud management.

TransUnion: AI And International Operations Could Imply $78.5 Per Share

TransUnion: A Buying Opportunity After The 50% Drop.

TransUnion: A Buying Opportunity After The 50% Drop

TransUnion (TRU) Q1 2023 Earnings Call Transcript.

TransUnion (TRU) Q1 2023 Earnings Call Transcript

While the top- and bottom-line numbers for TransUnion (TRU) give a sense of how the business performed in the quarter ended March 2023, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

News for TransUnion Stock (TRU)