TransUnion

TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services and decision making capabilities to businesses. The firm operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services and decision making capabilities to businesses. The International segment provides credit reports, analytics and decision making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

TransUnion reports robust Q4 performance and outlines growth strategies

TransUnion's Q4 2022 performance showcased resilience with strong revenue growth and margin expansion despite market challenges.
The company's strategic focus on margin expansion, commitment to targets, and confidence in achieving EPS goals position it well for future growth.
Challenges in revenue guidance, margin impacts, and market conditions are being addressed through prudent cost management and growth strategies.
Opportunities for growth lie in cost savings, revenue uptick, effective integration of acquisitions, and maintaining workforce quality for project execution.

TransUnion beats Q1 guidance, eyes margin expansion and fintech

TransUnion surpassed Q1 guidance, with strong performance in US markets and international segments.
Diversified customer base shields from direct impact of recent failures, focusing on margin expansion and AI capabilities.
Challenges include market uncertainties and a decline expected in Consumer Lending business.
Opportunities lie in revenue acceleration in emerging verticals and embracing fintech solutions for customer demands.

TransUnion reports solid Q2 growth, eyes Neustar integration benefits

TransUnion's Q2 performance showed revenue growth and strong international segment results.
Partnerships and Neustar's growth potential are key strengths for future opportunities.
Market uncertainties and competition pose challenges, but revenue diversification and cost management are key focus areas.
Optimism about accelerating insurance growth and EBITDA margin improvement signal positive outlook.

TransUnion reports Q3 growth amidst market challenges and launches OneID platform

TransUnion's Q3 performance showed revenue and EBITDA growth, despite challenges in key markets. The company is focusing on launching innovative solutions like OneID and addressing regulatory and market challenges to drive future growth.

TransUnion surpasses Q4 expectations, eyes growth amidst challenges

TransUnion's Q4 2023 performance exceeded expectations, with strong revenue growth and strategic priorities set for 2024 to drive further growth.
While facing challenges in certain segments, the company's strengths lie in its diverse revenue streams and margin improvement initiatives.
Opportunities for growth include leveraging NuStar's capabilities, sector recoveries, and transformation initiatives, positioning TransUnion for a promising year ahead.

TransUnion exceeds $1B revenue in Q1 2024, raises guidance

TransUnion's Q1 2024 earnings call highlighted strong revenue growth exceeding $1 billion, driven by mortgage performance. Full-year guidance raised due to robust Q1 results and better mortgage price realization. International business momentum is strong, with a shift towards low double-digit growth expectations.
Challenges in tenant and employment screening due to regulatory requirements may impact growth, but improvements expected. Insurance industry faces challenges with increased events affecting underwriting volumes and consumer prices. Technology transformation through OneTru platform offers opportunities for enhanced data analytics.
Diversified portfolio balance, intentional growth in core U.S. financial services, and stable trends indicate strength. India market showcases growth potential, while integration of Argus and Sontiq's performance contribute positively. Expectations for higher growth from emerging verticals and improved international market results present opportunities.

TransUnion surpasses Q2 guidance, eyes global growth and tech innovation

TransUnion's Q2 performance exceeded expectations, driven by strong revenue growth and operational efficiency initiatives
The company's strategic focus on technology modernization, debt management, and global expansion positions it for sustained growth and profitability
While challenges like economic uncertainties persist, TransUnion's conservative guidance and diversified market presence offer stability and growth potential

TransUnion surpasses Q3 expectations, drives innovation for sustained growth

TransUnion delivered a robust performance in Q3, surpassing guidance and demonstrating strong revenue growth across key segments.
The company's focus on innovation, operational efficiency, and strategic transformation positions it well for future growth and value creation.
While facing challenges in a dynamic market environment, TransUnion remains agile and poised to capitalize on opportunities for expansion and revenue diversification.
With an upward revision of full-year guidance and a clear strategic roadmap, TransUnion is on track to deliver sustainable value to shareholders and stakeholders.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

TransUnion engages in the provision of information and risk management solutions. It also provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. It operates through the following segments: U.S. Markets, International, Consumer Interactive, and Corporate. The U.S. Markets segment provides consumer reports, risk scores, analytical services, and decision-making capabilities to businesses. The International segment provides credit reports, analytics and decision-making services and other value-added risk management services. The Consumer Interactive segment offers solutions that help consumers manage their personal finances and take precautions against identity theft. The Corporate segment provides support services to each segment, holds investments, and conducts enterprise functions. The company was founded on February 15, 2012, and is headquartered in Chicago, IL.

New TransUnion report shows tight housing market increases rental insurance shopping—particularly among Baby Boomers and Gen X New TransUnion report shows tight housing market increases rental insurance shopping—particularly among Baby Boomers and Gen X

Low Inventories Drive Continued Divergence in Property and Auto Insurance Shopping

Latest TransUnion Consumer Pulse study explores consumer sentiment changes in 2021 Latest TransUnion Consumer Pulse study explores consumer sentiment changes in 2021

Optimism Remains High Even as Inflation Concerns Grow and Vaccines Play Role in “Great Resignation”

New report from TransUnion and Aite-Novarica Group explores the latest trends in the collections industry New report from TransUnion and Aite-Novarica Group explores the latest trends in the collections industry

Collections Industry Increases Hiring and Technology Investments While Preparing for the “Next Normal”

CHICAGO, Nov. 11, 2021 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that Chris Cartwright, President and CEO, and Jason Laky, Executive Vice President, Financial Services, will present at the J.P. Morgan Ultimate Services Investor Conference on Thursday, November 18, 2021. The presentation is scheduled to begin at 9:15 a.m. CT (10:15 a.m. ET). A live webcast of the presentation will be made available at the TransUnion Investor Relations website at http://www.transunion.com/tru. A replay will be available on the company's website following the conclusion of the presentation.

TransUnion to Present at the 2021 J.P. Morgan Ultimate Services Investor Conference

New TransUnion report finds consumers planning to spend more, shop earlier and try new retailers New TransUnion report finds consumers planning to spend more, shop earlier and try new retailers

Supply Chain Concerns Drive Seven in 10 Consumers to Consider Changes to their Online Holiday Shopping Behaviors

CHICAGO, Nov. 10, 2021 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that its Board of Directors declared a cash dividend of $0.095 per share for the third quarter 2021. The dividend will be payable on December 9, 2021, to shareholders of record on November 24, 2021.

TransUnion Declares Third Quarter 2021 Dividend of $0.095 per Share

TransUnion's (TRU) third-quarter 2021 revenues increase year over year.

TransUnion's (TRU) Q3 Earnings Surpass Estimates, Up Y/Y

TransUnion (TRU) CEO Chris Cartwright on Q3 2021 Results - Earnings Call Transcript

TransUnion (TRU) delivered earnings and revenue surprises of 8.60% and 2.24%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?

TransUnion (TRU) Q3 Earnings and Revenues Beat Estimates

TransUnion (NYSE:TRU) reported its Q3 earnings results on Tuesday, October 26, 2021 at 06:00 AM. Here's what investors need to know about the announcement.

TransUnion: Q3 Earnings Insights

SANTA MONICA, Calif., and ALPHARETTA, Ga.

Clearlake Capital Backed nThrive To Acquire TransUnion's Healthcare Business

CHICAGO, Oct. 26, 2021 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) (the “Company”) today announced financial results for the quarter ended September 30, 2021.

TransUnion Announces Strong Third Quarter 2021 Results

CHICAGO, Oct. 26, 2021 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) has signed a definitive agreement to sell TransUnion Healthcare, Inc. (“TransUnion Healthcare”) to nThrive, Inc. (“nThrive”), a leading healthcare revenue cycle management (“RCM”) software-as-a-service (“SaaS”) platform backed by Clearlake Capital Group, L.P. (together with certain affiliates, “Clearlake”).

TransUnion Announces Agreement to Sell TransUnion Healthcare to Clearlake Capital Group-Backed nThrive for $1.7 Billion

The combined company will offer comprehensive identity solutions, further empowering consumers and businesses to shape and protect their financial futures The combined company will offer comprehensive identity solutions, further empowering consumers and businesses to shape and protect their financial futures

TransUnion Enhances Consumer Identity Protection Offerings with Agreement to Acquire Sontiq for $638 million

COLUMBIA, Md.--(BUSINESS WIRE)--Merkle, a leading data-driven customer experience management (CXM) company, has announced its new partnership with TransUnion (NYSE: TRU). Through the partnership, Merkle's identity resolution and data platform Merkury will leverage TransUnion's TruAudience® Data Marketplace, formerly Tru Optik, to enable people-based audience activation in Connected TV (CTV). As cord-cutting continues and streaming services gain momentum, Connected TV (CTV) has become a highly s

Merkle and TransUnion Partner to Enhance Audience Activation Across Connected TV

e2Value's Pronto® Solution Enables Carrier and Consumer Protection Against Underinsurance Risks e2Value's Pronto® Solution Enables Carrier and Consumer Protection Against Underinsurance Risks

TransUnion Delivers Up-to-Date Property Replacement Cost Estimations with New e2Value Partnership

Expanded partnership will help underrepresented populations build their credit history and financial futures Expanded partnership will help underrepresented populations build their credit history and financial futures

TransUnion Announces $400,000 Commitment to Advance Financial Inclusion with Credit Builders Alliance

New TransUnion study analyzes the creditworthiness of this consumer segment and how lenders can grow market share and revenue New TransUnion study analyzes the creditworthiness of this consumer segment and how lenders can grow market share and revenue

Low-to-Moderate Income Consumers Present $300 Billion Growth Opportunity for the Mortgage Industry

MINNEAPOLIS, Oct. 14, 2021 /PRNewswire/ -- Sezzle Inc. (ASX: SZL) (Sezzle or Company) // - Sezzle, the leading Buy Now, Pay Later solution, today announces the expansion of an existing partnership with TransUnion (NYSE: TRU) that will allow users to establish and build credit using their repayment history with Sezzle. The agreement supports financial empowerment by providing Sezzle users with a new way to improve their credit score.

Sezzle Expands Partnership with TransUnion

TransUnion (TRU) welcomes Susan Muigai to the position of chief human resources officer.

TransUnion (TRU) Appoints New Chief Human Resources Officer

TransUnion study finds that credit risk often changed based on when consumers exited hardship programs TransUnion study finds that credit risk often changed based on when consumers exited hardship programs

18.7 Million U.S. Consumers in Financial Hardship Programs Experienced an Increase to their Credit Scores; Study Finds Their Performance Similar to Non-Hardship Consumers

CHICAGO, Oct. 06, 2021 (GLOBE NEWSWIRE) -- TransUnion (NYSE:TRU), a global insights and information company, today announced its investment in U.K.-based fintech Monevo – a personal credit platform and API empowering lenders to deliver highly personalised credit offers to consumers via comparison websites and other third parties.

TransUnion Invests in Monevo To Serve the Personal Credit Market

Accomplished international leader brings deep expertise leading talent strategy Accomplished international leader brings deep expertise leading talent strategy

Susan Muigai Joins TransUnion as Chief Human Resources Officer

CHICAGO, Sept. 28, 2021 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) will publish its financial results for the third quarter ending September 30, 2021, in a press release to be issued by 6:00 a.m. Central Time (CT) on Tuesday, October 26, 2021. The company will hold a conference call on the same day at 8:30 a.m. Central Time (CT) to discuss its financial results. The press release and a live webcast of the earnings conference call will be available on the TransUnion Investor Relations website at http://www.transunion.com/tru.

TransUnion Announces Earnings Release Date for Third Quarter 2021 Results

TransUnion's Consumer Pulse study highlights the financial impact of COVID-19 TransUnion's Consumer Pulse study highlights the financial impact of COVID-19

News for TransUnion Stock (TRU)