Hanover Insurance Group

The Hanover Insurance Group, Inc. is a holding company that engages in the provision of property and casualty products and services. It operates through the following segments: Commercial Lines, Personal Lines and Other. The Commercial Lines segment includes commercial multiple peril, commercial automobile, workers compensation and other commercial coverage, such as specialty program business, inland marine, management and professional liability and surety. The Personal Lines segment involves personal automobile, homeowners and other personal coverage. The Other segment operates through Opus Investment Management, Inc. The company was founded in 1852 and is headquartered in Worcester, MA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Hanover Insurance Group reports resilient performance amidst catastrophe challenges

Hanover Insurance Group navigated challenges from Winter storm Elliott to achieve solid financial performance in 2022, focusing on risk mitigation and margin enhancement strategies.
Guidance for 2023 outlines growth targets and a conservative approach to catastrophe losses, highlighting opportunities in specialty lines and agent relationships.
Despite inflationary pressures and exposure unit dynamics, the company remains resilient, emphasizing margin improvement and customer retention for sustained profitability.

Hanover Insurance Group addresses challenges, leverages opportunities for growth

Hanover Insurance Group navigated challenges from heightened catastrophe activity by focusing on risk prevention, pricing acceleration, and margin improvement.
The company's strong performance in core commercial and specialty lines, along with increased net investment income, reflects resilience and strategic initiatives.
While facing liability trends and potential litigation challenges, Hanover Insurance Group is leveraging opportunities in pricing, growth areas, and portfolio optimization.
Anticipating future trends and maintaining a prudent approach to underwriting and pricing position the company for sustainable growth and profitability.

Hanover Insurance Group (THG) reports mixed Q2 results, eyes growth amid challenges

Hanover Insurance Group (THG) navigated mixed Q2 results with challenges from significant catastrophe losses and inflationary pressures, offset by strengths in Core Commercial and Specialty segments.
The company showcased resilience in adverse market conditions by implementing strategic pricing actions, maintaining strong underwriting discipline, and capitalizing on growth opportunities in E&S business.
THG's focus on margin recapture, catastrophe underwriting actions, and disciplined underwriting mix positions them well to address challenges and leverage opportunities in the evolving insurance landscape.
Investment income exceeding expectations and completion of property treaty renewals with favorable terms underscore THG's financial stability and strategic decision-making amidst market uncertainties.

Hanover Insurance Group shows resilience and growth amidst catastrophe impacts

Hanover Insurance Group demonstrated resilience amidst catastrophe impacts, with strong performance in key business segments and a focus on margin improvement.
While facing challenges such as elevated catastrophe losses and core loss ratio increases, the company is actively managing risks and pursuing profitability.
The company's strengths lie in its strong balance sheet, targeted loss ratios, and strategic focus on sustainable growth and competitive positioning.
Opportunities for growth include optimizing catastrophe exposures, achieving target profitability, and driving further improvement in core business segments.

Hanover Insurance Group reports strong Q4 earnings and outlines growth strategies

Hanover Insurance Group's Q4 2023 earnings call highlighted strong financial performance, margin recovery focus, and strategic growth initiatives. The company showcased improvements in key segments, positive investment performance, and provided guidance for 2024 with a focus on sustainable growth. While facing challenges like managing CAT load and PIF shrinkage, Hanover remains optimistic about its ability to drive profitability and achieve strategic targets.

Hanover Insurance Group excels in Q1, eyes growth opportunities

Hanover Insurance Group's Q1 earnings call highlighted strong financial performance, effective margin initiatives, and strategic investments in growth segments.
While facing challenges in regional exposure and liability management, the company is well-positioned for growth with opportunities in premium expansion and investment optimization.
The emphasis on technology, operational alignment, and disciplined risk management underscores a proactive approach to driving profitability and shareholder value.

Hanover Insurance Group excels in Q3 2024, poised for growth

Hanover Insurance Group's Q3 2024 earnings call showcased exceptional results and strategic initiatives driving growth across segments, with a positive outlook for future performance.
The company's strengths in pricing, underwriting actions, and segment-specific improvements position it well for continued success, despite potential challenges in liability trends and competition.
Opportunities in the middle market, policy growth, and strategic adjustments present avenues for sustained growth and profitability, underlining the company's promising trajectory.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

The Hanover Insurance Group, Inc. is a holding company that engages in the provision of property and casualty products and services. It operates through the following segments: Core Commercial, Specialty, Personal Lines and Other. The Core Commercial segment includes commercial multiple peril, commercial automobile, workers compensation and other core commercial coverage, such as general liability, commercial umbrella and monoline property. The Specialty focuses on Professional and Executive Lines, Specialty Property & Casualty, Marine, Surety and Other. The Personal Lines segment involves personal automobile, homeowners and other personal coverage. The Other segment operates through Opus Investment Management, Inc. The company was founded in 1852 and is headquartered in Worcester, MA.

WORCESTER, Mass., Sept. 10, 2020 /PRNewswire/ -- In the last six months, nearly one in five homeowners say they have started a home-based business, according to a recent poll conducted by The Harris Poll.

The Hanover Insurance Group Announces Home Business Solutions

Allstate

Donegal Group

First American Financial

Stewart Information Services

Alleghany

We have zeroed in on six undervalued stock from the Property and Casualty Insurance industry that offer best investment option.

6 Value Picks From the Undervalued P&C Insurance Industry

WORCESTER, Mass., Sept. 1, 2020 /PRNewswire/ -- The Hanover Insurance Group, Inc.

The Hanover Insurance Group, Inc. Elects Theodore H.

WORCESTER, Mass., Aug. 27, 2020 /PRNewswire/ -- The Hanover Insurance Group, Inc.

The Hanover Insurance Group to Present at the Keefe, Bruyette & Woods Insurance Conference on September 10

OLDWICK, N.J.--(BUSINESS WIRE)--AM Best has assigned a Long-Term Issue Credit Rating of “bbb+” to the new $300 million 2.5% 10-year senior unsecured notes offering, to be issued by The Hanover Insurance Group, Inc.

AM Best Assigns Issue Credit Rating to The Hanover Insurance Group, Inc.’s Recently Announced Senior Unsecured Notes

Roche Holding AG

The Hanover Insurance Group, Inc. (THG) CEO John Roche on Q2 2020 Results - Earnings Call Transcript

Hanover Insurance (THG) delivered earnings and revenue surprises of 8.67% and -3.16%, respectively, for the quarter ended June 2020. Do the numbers hold clues to what lies ahead for the stock?

Hanover Insurance Group (THG) Q2 Earnings Top Estimates

WORCESTER, Mass., July 28, 2020 /PRNewswire/ -- The Hanover Insurance Group, Inc.

The Hanover Reports Second Quarter Net Income and Operating Income of $3.01 and $1.63 per Diluted Share, Respectively;  Combined Ratio of 96.2%; Combined Ratio, Excluding Catastrophes, of 82.7%; Book Value Per Share Increased 12.6% to $81.10

Hanover Insurance (THG) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Hanover Insurance Group (THG) Q2 Earnings Expected to Decline

Hanover Insurance (THG) estimates second-quarter catastrophe loss of $148 million pre-tax or $117 million after tax.

Hanover Insurance Estimates Q2 Catastrophe Loss of $148M

WORCESTER, Mass., July 14, 2020 /PRNewswire/ -- The Hanover Insurance Group, Inc. (NYSE: THG) today announced it expects its second quarter catastrophe losses to be approximately $148 million, before taxes, or $117 million after taxes, driven primarily by hail and wind storms in the...

The Hanover Announces Second Quarter Catastrophe Losses

Marvell Technology

See two of the featured stocks from this month’s model portfolios.

The Good And Bad: The Hanover Insurance Group & Marvell Technology Group

Hanover Insurance (THG) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Hanover Insurance (THG) Upgraded to Buy: Here's What You Should Know

Let's see if Hanover Insurance (THG) stock is a good choice for value-oriented investors right now from multiple angles.

Should Value Investors Pick Hanover Insurance (THG) Stock?

WORCESTER, Mass., June 11, 2020 /PRNewswire/ -- The Hanover Insurance Group, Inc. (NYSE: THG) today announced the launch of Hanover Technology Professional and Cyber Advantage, an integrated and broad errors and omissions, cyber, and risk management solution for technology businesses....

The Hanover Announces Enhanced Protection for Technology Clients

WORCESTER, Mass., May 29, 2020 /PRNewswire/ -- The Hanover Insurance Group, Inc. (NYSE: THG) announced today its board of directors has declared a quarterly dividend of $0.65 per share on the issued and outstanding common stock of the company, payable June 26, 2020, to shareholders of...

The Hanover Insurance Group, Inc. Declares Quarterly Dividend of $0.65 Per Common Share

WORCESTER, Mass., May 28, 2020 /PRNewswire/ -- The Hanover Insurance Group, Inc. (NYSE: THG) today announced the company's latest investments in its professional lines solutions with enhancements to its Hanover Accountants Professional Advantage product and its Hanover Allied Healthcare...

The Hanover Insurance Group, Inc. Announces Enhancements to its Professional Lines Solutions

Hanover Insurance (THG) delivered earnings and revenue surprises of 10.95% and -0.87%, respectively, for the quarter ended March 2020. Do the numbers hold clues to what lies ahead for the stock?

Hanover Insurance Group (THG) Q1 Earnings Surpass Estimates

Hepion Pharmaceuticals Inc

Heidrick & Struggles International

JBG SMITH Properties

Northwest Bancshares

Increased analyst coverage over the last few weeks might lead to solid price appreciation for these stocks.

'5 Stocks' in Focus as Analysts Initiate Coverage

Coca-Cola Femsa SAB de CV

Buy These 5 Stocks as New Analysts Initiate Coverage

Fidelity National Financial

NMI Hlds

W. R. Berkley

A low employment scenario is likely to keep insurance rates from going further down thereby aiding the industry.

Insurance Stocks to Pick on a Resilient U.S. Jobs Report

Hanover Insurance (THG) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

Hanover Insurance (THG) Soars to 52-Week High, Time to Cash Out?

The Hanover Insurance Group has been on a bit of a cold streak lately, but there might be light at the end of the tunnel for this overlooked stock.

The Hanover Insurance Group Enters Oversold Territory

What Makes Hanover Insurance (THG) a New Buy Stock

The Hanover Insurance Group (THG) is poised to grow over the long term given its operational excellence and growth initiatives.

News for Hanover Insurance Group Stock (THG)