Revenue segments as reported by the company.

Net interest income

Non-interest income

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Provision for (recovery of) credit losses

Insurance claims and related expenses

Non-interest expenses

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

Toronto-Dominion Bank

The Toronto-Dominion Bank engages in the provision of financial products and services. It operates through the following segments: Canadian Retail, U.S. Retail, and Wholesale Banking. The Canadian Retail segment offers various financial products and services, as well as telephone, Internet, and mobile banking services. The U.S. Retail segment provides retail and commercial banking services, as well as wealth management services in the United States. The Wholesale Banking segment provides capital markets, investment banking, corporate banking products, and investment needs to companies, governments, and institutions in financial markets. The company was founded on February 1, 1955 and is headquartered in Toronto, Canada.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

The Toronto-Dominion Bank engages in the provision of financial products and services. It operates through the following segments: Canadian Personal and Commercial Banking, U.S. Retail, Wealth Management and Insurance, Wholesale Banking, Corporate segment. The Canadian Personal and Commercial Banking segment is involved in the provision of deposit, saving, payment, and lending products and advice. It also offers customized products and services to help business owners meet financing, investment, cash management, international trade, and day-to-day banking needs through its network of commercial branches and specialized customer centers. The U.S. Retail segment focuses on personal, business banking, and wealth management operations in the U.S. The Wealth Management and Insurance segment offers wealth and asset management products and advice to retail clients in Canada through the direct investing, advice-based, and asset management businesses. The Wholesale Banking segment serves corporate, government, and institutional clients in key financial markets around the world. The Corporate segment consists of service and control groups, including technology solutions, shared services, treasury and balance sheet management, marketing, human resources, finance, risk management, compliance, anti-money laundering, legal, real estate, and others. The company was founded on February 1, 1955 and is headquartered in Toronto, Canada.

The Toronto-Dominion Bank (NYSE:TD ) Q4 2023 Earnings Conference Call November 30, 2023 1:30 PM ET Company Participants Brooke Hales - Vice President, Investor Relations Bharat Masrani - Group President and Chief Executive Officer Kelvin Tran - Group Head and Chief Financial Officer Ajai Bambawale - Group Head and Chief Risk Officer Michael Rhodes - Group Head, Canadian Personal Banking Riaz Ahmed - Group Head, Wholesale Banking Leo Salom - President and Chief Executive Officer, TD Bank, America's Most Convenient Bank Conference Call Participants Gabriel Dechaine - National Bank Financial Doug Young - Desjardins Capital Markets Ebrahim Poonawala - Bank of America Meny Grauman - Scotiabank Paul Holden - CIBC Mike Rizvanovic - KBW Research Nigel D'Souza - Veritas Investment Research Sohrab Movahedi - BMO Capital Markets Lemar Persaud - Cormark Securities Darko Mihelic - RBC Capital Markets Operator Good afternoon, everyone. Welcome to the TD Bank Group Q4 2023 Earnings Conference Call.

The Toronto-Dominion Bank (TD) Q4 2023 Earnings Call Transcript

Toronto-Dominion Bank, Canada's second-largest lender, has reportedly undertaken a restructuring plan that includes a 3% reduction in its workforce. The job cuts will be implemented through attrition as well as targeted reductions, with over 3,000 positions expected to be affected, Bloomberg reported Thursday (Nov. 30).

Toronto-Dominion Bank to Cut 3% of Workforce

TD Bank Group reported a fall in its fourth-quarter profit on Thursday, as Canada's second-largest lender set aside more rainy-day funds to cover for potential sour loans.

Canada's TD Bank's fourth-quarter profit falls on higher provisions

Toronto-Dominion (TD) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Earnings Preview: Toronto-Dominion Bank (TD) Q4 Earnings Expected to Decline

Discounted valuations for Canadian bank stocks reflect a challenging operating backdrop, but a worsening credit outlook is expected to temper investors' appetite, according to BofA Securities analysts.  In an update to clients, they also noted that 30% of Canadian mortgage loans, valued at about C$460 billion, are scheduled to re-price in 2024 and 2025, which is a "key overhang" on the Canadian economy and bank stocks, which combined with rising unemployment and persistent inflation pressures point to stagflation risk.

Canadian bank stock investors should be cautious into 4Q results: analysts

Apple

Brookfield Renewable Partners

Brookfield Infrastructure

Blackrock Inc

Brookfield Corp

Canadian Natural Resources

Disney

Fortis

Home Depot

Magna International

Microsoft

Nutrien

Rogers Communications

Royal Bank of Canada

Starbucks

SPDR S&P 500 ETF Trust

AT&T

AT&T 5.35 % Notes 2017-01.11.66 Global

TELUS

This month, I also took a deeper look at telecoms. What's going on with telcos? I have been asked this question often over the past few months. Why do they lag the market?

What's Going On With Telcos? - October Dividend Income Report

DBS Group Holdings Ltd

Investors with an interest in Banks - Foreign stocks have likely encountered both DBS Group Holdings Ltd (DBSDY) and Toronto-Dominion Bank (TD). But which of these two stocks presents investors with the better value opportunity right now?

DBSDY vs. TD: Which Stock Should Value Investors Buy Now?

Toronto-Dominion (TD) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.

Toronto-Dominion (TD) Surges 5.9%: Is This an Indication of Further Gains?

Canada's economy may be in a technical recession, with declining GDP for two consecutive quarters. TD Bank's U.S. business is likely to have performed well in the fiscal fourth quarter, similar to other U.S. banks. Banks that focus more on investment banking and wealth management are likely to have a harder time.

TD Bank: Don't Panic About A Recession In Canada

Bank also offers TD Cares relief program to area customers PORTLAND, Maine , Oct. 30, 2023 /PRNewswire/ -- The TD Charitable Foundation, the charitable giving arm of TD Bank, America's Most Convenient Bank® , today announced two $100,000 grants supporting the victims and the greater Lewiston, Maine, community following the horrific mass shootings that occurred last week. A $100,000 grant will support the Maine Community Foundation's Lewiston-Auburn Area Response Fund to address current and emerging needs associated with this tragedy.

TD Bank Supports Maine with $200,000 in Community Giving

Banking is simple to understand, but still a fairly complex industry when you dig into the details. Toronto-Dominion is a Canadian banking giant with a significant and growing U.S. presence.

New to Banking? Here's Why I Would Buy Toronto-Dominion Bank Stock First.

Accenture Plc

NEW YORK--(BUSINESS WIRE)--Accenture and TD Bank announce the formation of a coalition of CMOs and CCOs powered by Disability:IN.

Accenture and TD Bank Unveil Coalition With Disability:IN to Advance Disability Inclusion Across the Marketing and Communications Industry

TD will provide exclusive credit card financing to the growing online diamond and engagement ring retailer WILMINGTON, Del. , Oct. 19, 2023 /PRNewswire/ -- TD Bank's Retail Card Services business today announced a multi-year financing agreement with Rare Carat, a retailer specializing in diamonds and engagement rings exclusively through their online marketplace.

TD Bank and Rare Carat Launch Multi-Year Financing Partnership

Broadcom

Best Buy

Kroger

Morgan Stanley

NextEra Energy

Nexstar Media Group

PepsiCo

Schwab US Dividend Equity ETF

Target

Tractor Supply

Texas Instruments

U.S. Bancorp

Visa

Many companies are showing up as bargains right now, I cover my five favorites. Utilities may not be as good of a bargain as they seem, as their dividend yields are influenced by interest rates. Retailers and banks are showing up as potential bargains, but investors should be cautious and consider the risks associated with these industries.

Diving Into Dividends: Bargain Opportunities In Dividend Growth

Associated Banc-Corp

Banc of California

East West Bancorp

First Horizon National

First Interstate BancSystem

F.N.B. Corp.

PacWest Bancorp

Pinnacle Financial Partners

Western Alliance Bancorporation

Wells Fargo analyst Timur Braziler downgraded four U.S. regional banks Wednesday, sharing his four top picks as he assumed coverage of the sector.

Wells Fargo downgrades four regional banks and highlights four top names in analyst shift

Toronto-Dominion Bank is the second largest bank in Canada, with well-diversified operations ranging from retail banking and asset management to corporate services and investment banking. Toronto-Dominion's balance sheet provides sufficient liquidity. Besides that, the bank has a well-diversified loan portfolio and deposits. Basel II ratios are proof of that. It offers a 4.6% dividend yield, well-diversified income streams, and potential for expansion. I have more than enough reasons to give TD a buy rating.

Toronto-Dominion: Diversified Bank, Robust Balance Sheet, And Respectable Yields

United Overseas Bank Ltd

Investors with an interest in Banks - Foreign stocks have likely encountered both United Overseas Bank Ltd. (UOVEY) and Toronto-Dominion Bank (TD).

UOVEY vs. TD: Which Stock Is the Better Value Option?

Toronto-Dominion Bank is Canada's second-largest bank with a $113 billion market cap and offers a 4.6% dividend yield. TD has consistently increased its dividend every year and has been a top-performing bank in Canada and North America. The bank faces challenges from a weakening economy and potential regulatory changes, but remains well-positioned with a diversified business model. However, the current economic uncertainty may not justify immediate investment.

How Attractive Is Toronto-Dominion's 4.6% Yield?

Bank of Montreal

Bank of Nova Scotia

Canadian Imperial Bank of Commerce

Certain value stocks, including REITs, utilities, and particular financials, have suffered in recent months. Canadian banks are ranked among the safest banks in the world and have not cut their dividends in nearly 200 years. These are the most dependable dividend stocks on earth. The current bear market in Canadian banks presents a buying opportunity with attractive yields and solid long-term growth prospects.

It's The Best Time In 3 Years To Buy Canadian Banks

A U.S. probe into Toronto-Dominion Bank's anti-money laundering compliance program is "manageable, the bank's head of U.S. retail operations said on Wednesday.

TD's US head says money-laundering probe 'manageable'

The Toronto-Dominion Bank (NYSE:TD ) Barclays 21st Annual Global Financial Services Conference September 13, 2023 11:15 AM ET Company Participants Leo Salom - President and CEO, TD Bank, America's Most Convenient Bank Conference Call Participants John Aiken - Barclays John Aiken Okay, ladies and gentlemen, we're going to start what is at least my final session. Very happy to have Leo Salom, TD's - now I'm going to - CEO of TD USA [technical difficulty] Leo Salom That's good.

The Toronto-Dominion Bank (TD) Barclays 21st Annual Global Financial Services Conference (Transcript)

Toronto-Dominion Bank is one of the largest banks in North America. The company prides itself on customer service.

TD Bank Is Upending Its Own Banking Business for the Long Term

The Toronto-Dominion Bank (NYSE:TD ) Scotiabank 24th Annual Financials Summit Conference September 6, 2023 10:25 AM ET Company Participants Bharat Masrani - Group President and CEO Conference Call Participants Meny Grauman - Scotiabank Meny Grauman Okay. So we are back for the second group of companies.

The Toronto-Dominion Bank (TD) Scotiabank 24th Annual Financials Summit Conference (Transcript)

Mizuho Financial Group

Investors interested in stocks from the Banks - Foreign sector have probably already heard of Mizuho (MFG) and Toronto-Dominion Bank (TD). But which of these two stocks is more attractive to value investors?

MFG vs. TD: Which Stock Is the Better Value Option?

Applied Materials

Dollar General

Danaher

Dolby Laboratories

Equinix

Gilead Sciences

Garmin

Martin Marietta Materials

Monolithic Power Systems

M&T Bank

Norfolk Southern

Old Dominion Freight Line

SAP SE

Sony

Constellation Brands

Thermo Fisher Scientific

TC Energy

Verisk Analytics

This article presents the highest-quality Dividend Challengers, companies listed on U.S. exchanges with consistently higher annual dividend payouts for 5-9 years. The top 20 highest-quality Dividend Challengers are identified based on a quality scoring system, with Toronto-Dominion Bank, Dolby Laboratories, and Thermo Fisher Scientific making the top three. The article also highlights stocks trading at favorable valuations and offering compelling metrics for income-focused, growth-oriented, value-driven, and total-return investors.

The Highest Quality Dividend Challenger Summary

News for Toronto-Dominion Bank Stock (TD)