Ryvyl Inc

Ryvyl, Inc. is a technology company formed for the purpose of developing, marketing and selling innovative blockchain-based payment solutions. The firm’s focus is to develop and monetize disruptive blockchain-based applications, integrated within an end-to-end suite of financial products, capable of supporting a multitude of industries. Its proprietary, blockchain-based ecosystem is designed to facilitate, record and store a virtually limitless volume of tokenized assets, representing cash or data, on a secured, immutable blockchain-based ledger. The company was founded in 2007 and is headquartered in San Diego, CA.

Earnings data Q4 2020

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Ryvyl Inc reports robust Q1 growth, eyes international expansion

Ryvyl Inc's Q1 2024 performance reflects strong revenue growth, particularly in international markets, despite challenges in North America.
Strategic strengths in international expansion, liquidity management, and technology retention position the company well for future opportunities.
Addressing challenges in North America and achieving profitability remain key focus areas, while upcoming growth initiatives and shareholder confidence signal positive momentum.

Ryvyl Inc reports robust Q2 earnings, eyes international expansion

Ryvyl Inc demonstrated strong revenue growth in Q2 2024, particularly in International markets, with a focus on product innovation and strategic partnerships.
While facing profitability challenges, the company's licensing strategy and cost management initiatives provide avenues for improvement.
Anticipated growth in processing volumes and revenue, along with a healthy cash balance, position Ryvyl for future expansion and profitability.
Strategic focus on international markets, innovative product offerings, and operational efficiency will be key drivers of Ryvyl's success.

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Ryvyl, Inc. operates as a financial technology company, which develops, markets, and sells innovative block chain-based payment solutions. It operates through the North America and International geographical segments. The company was founded in 2007 and is headquartered in San Diego, CA.

Ryvyl, Inc. (NASDAQ:RVYL ) Q2 2023 Results Conference Call August 14, 2023 4:30 PM ET Company Participants Ben Errez - Chairman of the Board Gene Jones - Interim Chief Financial Officer Min Wei - Chief Operating Officer Fredi Nisan - Interim Chief Financial Officer Conference Call Participants Michael Donovan - H.C. Wainwright Operator Welcome to the RYVYL second quarter earnings conference call.

Ryvyl, Inc. (RVYL) Q2 2023 Earnings Call Transcript

SAN DIEGO, CA, Aug. 03, 2023 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL" or the "Company"), a company that leverages the security of the blockchain and USD-pegged stablecoin technology with near-real-time attestation capabilities to conduct payment transactions, announced today the Company on July 31, 2023 closed the first of two exchange transactions, with an existing noteholder (the “Noteholder”) under the terms of an Exchange Agreement, dated July 25, 2023 (the “Exchange Agreement”), and issued 6,000 shares of Series A Convertible Preferred Stock to the Noteholder in exchange for $4,297,000 of the outstanding principal balance of the Note and $1,703,000 of accrued interest.

RYVYL Announces Completion of Initial Steps Under the Exchange Agreement Reducing Debt and Increasing Shareholder Equity and Cash Flow

$ 6 Million Initial Debt Reduction Additional $16.7 million upon Exchanges of Convertible Note into Preferred Stock $5 Million Second Half 2023 Cash Flow Improvement with Interest Write-off  SAN DIEGO, CA, July 26, 2023 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL" or the "Company"), a company that leverages the security of the blockchain and USD-pegged stablecoin technology with near-real-time attestation capabilities to conduct payment transactions, has agreed to an amendment of terms with the noteholder of the $100 million convertible note financing, originally entered into on November 5, 2021. Under the terms of an Exchange Agreement, in two separate exchanges, an aggregate of $22.703 million of the existing note will potentially be exchanged into 15,000 shares of a new class of RYVYL convertible preferred stock, with an aggregate stated value of $15,000,000.

RYVYL Bolsters Capital Structure Resulting in Debt Reduction, Significant Improvement to Cash Flow, and Increased Shareholder Equity in Exchange Agreement with Convertible Noteholder

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Q2 202 3 Revenues Exceed Guidance Range of $12.5 to $14 million , Growing 30% Sequentially to $14 . 5 million

RYVYL Announces Preliminary Second Quarter 2023 Financial Results

San Diego, June 28, 2023 (GLOBE NEWSWIRE) -- RYVYL (NASDAQ: RVYL) announced that RYVYL EU, its wholly-owned subsidiary in Europe and a fully licensed electronic money institute (EMI) entered into a partnership with Visa to enable Visa Direct, a cutting-edge transfer solution, to RYVYL's customers. This collaboration is set to revolutionize the way funds are transferred between accounts, offering fast, convenient, and secure transactions.

RYVYL EU and Visa Partner to Enable Visa Direct for Fast and Secure Account-to-Account Transfers - UPDATED

San Diego, June 27, 2023 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL" or the "Company"), a company that leverages the security of the blockchain and USD-pegged stablecoin technology with near-real-time attestation to conduct payment transactions today announced a strategic partnership between its wholly-owned subsidiary in Europe, RYVYL EU, and Visa. With RYVYL EU being a fully licensed electronic money institute (EMI), this partnership will enable RYVYL EU's customers to use Visa Direct, a state-of-the-art account-to-account transfer solution. This collaboration aims to revolutionize the way funds are transferred between accounts, providing fast, convenient, and secure transactions.

RYVYL EU and Visa Partner to Enable Visa Direct for Fast and Secure Account-to-Account Transfers - Updated

SAN DIEGO, CA, June 06, 2023 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL" or the "Company"), a company that leverages the security of the blockchain and USD-pegged stablecoin technology with near-real-time attestation to conduct payment transactions, today announced that it has appointed Gene Jones, as Interim Chief Financial Officer of the Company, replacing former Interim Chief Financial Officer, Mary Lay Hoitt.

RYVYL Appoints Gene Jones as Interim Chief Financial Officer

Chairman Ben Errez to Present at 12:00 p.m. Pacific Time on Wednesday, June 7, 2023 Chairman Ben Errez to Present at 12:00 p.m. Pacific Time on Wednesday, June 7, 2023

RYVYL to Present at 13th Annual LD Micro Invitational

Q1 Revenues Increase 16 9 % to a Quarterly Record $ 11 . 3 million

RYVYL Reports First Quarter 2023 Financial Results

SAN DIEGO, CA, May 17, 2023 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL” or the "Company"), a company that leverages the security of the blockchain and USD-pegged stablecoin technology with near-real-time attestation to conduct payment transactions, will report financial results for the first quarter on Monday, May 22, 2023.

RYVYL to Announce First Quarter 2023 Financial Results on Monday, May 22, 2023

Ryvyl Inc. (RVYL) Q4 2022 Earnings Call Transcript.

Ryvyl Inc. (RVYL) Q4 2022 Earnings Call Transcript

SAN DIEGO, CA, April 19, 2023 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL" or the "Company"), a company that leverages the security of the blockchain and USD-pegged stablecoin technology with near-real-time attestation to conduct payment transactions, announced today it has entered into a strategic partnership with Intercash to collaborate on card issuance for customers in the European Economic Area (EEA).

RYVYL Announces Strategic Partnership with Intercash In Expansion of Banking-as-a-Service Platform in European Markets

SAN DIEGO, CA, April 19, 2023 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL” or the "Company"), a company that leverages the security of the blockchain and USD-pegged stablecoin technology with near-real-time attestation to conduct payment transactions is proud to announce its participation at the upcoming Sequire Investor Summit taking place April 24-26, 2023 at La Concha Resort in San Juan, Puerto Rico, featuring an array of exciting opportunities for funds, companies, and investors.

RYVYL To Present at the Sequire Investor Summit April 24-26, 2023 in Puerto Rico

Record Full Year Revenues Grow 33% to $32.9 million on Processing Volume of $3.6 Billion Record Fourth Quarter Revenues Grow 56% to $11.1 million SAN DIEGO, CA, April 17, 2023 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL” or the "Company"), a company that leverages the security of the blockchain and USD-pegged stablecoin technology with near-real-time attestation to conduct payment transaction, has provided its financial results for the fourth quarter and full year ending December 31, 2022. Management Commentary by CEO Fredi Nisan: 2022 and Subsequent Operational highlights: Achieved record annual processing volume in 2022 of approximately $3.6 billion, an 83% increase from $1.95 billion processed in 2021.

RYVYL Reports Fourth Quarter and Full Year 2022 Financial Results

SAN DIEGO, CA, April 14, 2023 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL” or the "Company"), a company that leverages the security of the blockchain and USD-pegged stablecoin technology with near-real-time attestation to conduct payment transactions, will report financial results for the fourth quarter and full year 2022 on Monday, April 17, 2023.

RYVYL to Announce Fourth Quarter and Full Year 2022 Financial Results on Monday, April 17, 2023

NEW YORK , April 3, 2023 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of Ryvyl Inc. ("Ryvyl" or the "Company") (NASDAQ: RVYL). Such investors are advised to contact Robert S.

SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Ryvyl Inc. - RVYL

NEW YORK , April 3, 2023 /PRNewswire/ -- Attention Ryvyl Inc. f/k/a GreenBox POS ("Ryvyl Inc. f/k/a Greenbox POS") (NASDAQ: RVYL) shareholders: The Law Offices of Vincent Wong announce that a class action lawsuit has commenced on behalf of investors. This lawsuit is on behalf of persons or entities who purchased or otherwise acquired publicly traded Ryvyl securities: (1) pursuant and/or traceable to the registration statement and prospectus issued in connection with the Company's January 29, 2021 public offering; and/or (2) between January 29, 2021 and January 20, 2023, inclusive.

CLASS ACTION ALERT: The Law Offices of Vincent Wong Remind Ryvyl Inc. f/k/a Greenbox POS Investors of a Lead Plaintiff Deadline of April 3, 2023

LOS ANGELES--(BUSINESS WIRE)--The Law Offices of Frank R. Cruz reminds investors of the upcoming April 3, 2023 deadline to file a lead plaintiff motion in the class action filed on behalf of investors who acquired Ryvyl Inc.

The Law Offices of Frank R. Cruz Reminds Investors of Looming Deadline in the Class Action Lawsuit Against Ryvyl Inc. f/k/a Greenbox POS (RVYL)

NEW YORK , March 31, 2023 /PRNewswire/ -- Jakubowitz Law announces that a securities fraud class action lawsuit has commenced on behalf of shareholders of Ryvyl Inc. f/k/a GreenBox POS (NASDAQ: RVYL). To receive updates on the lawsuit, fill out the form: https://claimyourloss.com/securities/ryvyl-class-action-submission-form/?id=37896&from=4 This lawsuit is on behalf of persons or entities who purchased or otherwise acquired publicly traded Ryvyl securities: (1) pursuant and/or traceable to the registration statement and prospectus issued in connection with the Company's January 29, 2021 public offering; and/or (2) between January 29, 2021 and January 20, 2023, inclusive.

RVYL SHAREHOLDER ALERT: Jakubowitz Law Reminds Ryvyl Inc. f/k/a Greenbox POS Shareholders of a Lead Plaintiff Deadline of April 3, 2023

LOS ANGELES , March 30, 2023 /PRNewswire/ -- The Law Offices of Frank R. Cruz announces that investors with substantial losses have opportunity to lead the securities fraud class action lawsuit against Ryvyl Inc. f/k/a/ Greenbox POS ("Ryvyl" or the "Company") (NASDAQ: RVYL).

RVYL Investors Have Opportunity to Lead Ryvyl Inc. f/k/a Greenbox POS Securities Fraud Lawsuit

NEW YORK , March 30, 2023 /PRNewswire/ -- Levi & Korsinsky, LLP notifies investors in Ryvyl Inc. f/k/a GreenBox POS ("Ryvyl Inc. f/k/a Greenbox POS" or the "Company") (NASDAQ: RVYL) of a class action securities lawsuit. CLASS DEFINITION: The lawsuit seeks to recover losses on behalf of Ryvyl Inc. f/k/a Greenbox POS investors who were adversely affected by alleged securities fraud.

RVYL LAWSUIT ALERT: Levi & Korsinsky Notifies Ryvyl Inc. f/k/a GreenBox POS Investors of a Class Action Lawsuit and Upcoming Deadline

NEW YORK , March 29, 2023 /PRNewswire/ -- The Gross Law Firm issues the following notice to shareholders of Ryvyl Inc. f/k/a GreenBox POS. Shareholders who purchased shares of RVYL during the class period listed are encouraged to contact the firm regarding possible lead plaintiff appointment.

SHAREHOLDER ALERT: The Gross Law Firm Notifies Shareholders of Ryvyl Inc. f/k/a GreenBox POS of a Class Action Lawsuit and a Lead Plaintiff Deadline of April 3, 2023 - (NASDAQ: RVYL)

NEW YORK , March 28, 2023 /PRNewswire/ -- The Klein Law Firm announces that a class action complaint has been filed on behalf of shareholders of Ryvyl Inc. f/k/a GreenBox POS (NASDAQ: RVYL) alleging that the Company violated federal securities laws. This lawsuit is on behalf of persons or entities who purchased or otherwise acquired publicly traded Ryvyl securities: (1) pursuant and/or traceable to the registration statement and prospectus issued in connection with the Company's January 29, 2021 public offering; and/or (2) between January 29, 2021 and January 20, 2023, inclusive.Lead Plaintiff Deadline: April 3, 2023 No obligation or cost to you.

RVYL ALERT: The Klein Law Firm Announces a Lead Plaintiff Deadline of April 3, 2023 in the Class Action Filed on Behalf of Ryvyl Inc. f/k/a GreenBox POS Shareholders

GreenBox POS

NEW YORK--(BUSINESS WIRE)---- $GBOX #GBOX--WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of the securities of Ryvyl Inc.

RVYL FINAL DEADLINE NOTICE: ROSEN, NATIONAL TRIAL COUNSEL, Encourages RYVYL Inc. f/k/a Greenbox POS Investors to Secure Counsel Before Important April 3 Deadline in Securities Class Action Filed by the Firm – RVYL, GBOX

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