Q2 Hld

Q2 Holdings, Inc. engages in the provision of digital banking and lending solutions. It offers its solutions to financial institutions, financial technology companies, alternative finance companies, and other innovative companies, wishing to incorporate banking into their customer engagement and servicing strategies. The company was founded by Robert Hank Seale III in 2004 and is headquartered in Austin, TX.

Earnings data Q1 2021

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Earnings data Q4 2022

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Earnings data Q2 2023

Earnings data Q3 2023

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Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Q2 Holdings reports robust Q4 earnings, eyes digital banking growth

Q2 Holdings delivered a strong Q4 performance with revenue growth and emphasized resilience in revenue streams, digital banking wins, and subscription revenue.
The company faces challenges from contract terminations, lending pressures, and organizational adjustments but sees opportunities in digital banking growth and EBITDA expansion.
With a focus on profitable growth, higher-margin subscription revenue, and customer transformation, Q2 Holdings aims for sustained success and financial strength.
Guidance for 2023 indicates a positive outlook with revenue targets and strategic initiatives aligned towards achieving long-term profitability and growth.

Q2 Holdings (QTWO) reports robust Q1 results amidst market opportunities

Q2 Holdings delivered strong financial performance in Q1 2023, showcasing growth in subscription revenue and adjusted EBITDA, along with strategic initiatives driving market competitiveness.
While facing challenges in discretionary spending and M&A activity slowdown, the company remains focused on operational excellence, customer satisfaction, and long-term value creation.
Opportunities lie in leveraging legacy players' outdated systems, exploring AI capabilities, and capitalizing on evolving market demands to drive future growth and expansion.

Q2 Holdings reports robust Q2 results, eyes expansion and innovation

Q2 Holdings delivered strong financial performance in Q2 2023, driven by increased ASP, win rates, and subscription growth, with a focus on profitable growth strategies and capital allocation optimization.
The company faces challenges with back-end loaded renewals, revenue guidance adjustments, and competitive dynamics, but sees opportunities in expanding into new markets, embedded finance, and technology-driven solutions.
Overall, Q2 remains confident in its performance, emphasizing exceptional customer service, differentiated products, and a strategic focus on innovation and growth.

Q2 Holdings reports strong Q3 performance amidst revenue challenges

Q2 Holdings delivered a strong performance in Q3 2023, driven by innovative offerings and robust sales success, despite revenue challenges.
The company faces opportunities in cross-selling, debt servicing, and product innovation to sustain growth and operational efficiency.
Overall, Q2 Holdings remains focused on digital banking strength, subscription revenue growth, and leveraging customer success for continued success.

Q2 Holdings reports robust Q4 earnings, eyes expansion opportunities

Q2 Holdings delivered strong financial performance in Q4 2023, driven by record sales, digital banking solutions, and AI advancements. The company's focus on product innovation, pricing power, and strategic acquisitions positions it well for future growth. However, challenges around competitive displacement, margin objectives, and balancing debt repayment with investments require careful management.

Q2 Holdings surpasses revenue guidance in Q1 2024 earnings

Q2 Holdings had a strong start in Q1 2024, exceeding revenue guidance and achieving positive free cash flow. The company's focus on customer relationships, innovation, and platform value proposition drove wins and expansions. Challenges lie in upcoming renewals and managing short-term costs.

Q2 Holdings reports strong Q2 earnings and sets sights on sustained growth and innovation

Q2 Holdings delivered a robust performance in Q2 2024, marked by strong revenue growth, profitability, and operational efficiency. The company's focus on innovation and customer success positions it well for sustained growth and market leadership.
While facing challenges in maintaining growth rates and managing expenses, Q2 Holdings has opportunities to capitalize on its strengths, drive operational improvements, and explore new avenues for expansion and innovation.
Overall, Q2 Holdings' Q2 2024 earnings call reflects a positive trajectory, with a solid financial foundation, strategic focus on growth, and a commitment to driving innovation and customer value.

Q2 Holdings excels in Q3, forecasts strong growth and profitability

Q2 Holdings delivered exceptional Q3 results, surpassing revenue targets and demonstrating strong financial performance and customer engagement.
The company's strategic wins, improved margins, and focus on innovation position it well for sustained growth and profitability.
While challenges exist in a competitive landscape, opportunities in revenue growth, cash flow generation, and client expansions provide a positive outlook for the future.

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Q2 Holdings, Inc. (QTWO) CEO Matt Flake on Q3 2021 Results - Earnings Call Transcript

Q2 Holdings (QTWO) delivered earnings and revenue surprises of 0.00% and 0.77%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?

Q2 Holdings (QTWO) Q3 Earnings Meet Estimates

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced results for its third quarter ending September 30, 2021. GAAP Results for the Third Quarter 2021 Revenue for the third quarter of $126.7 million, up 22 percent year-over-year and up 3 percent from the second quarter of 2021. GAAP gross margin for the third quarter of 45.0 percent, up from 44.7 percent for the prior-year quarter and 44.8 p

Q2 Holdings, Inc. Announces Third Quarter 2021 Financial Results

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, and Boston Consulting Group (BCG) today announced the launch of YieldBuilder to help solve one of the top challenges for commercial banks in North America: effective loan pricing. According to research from S&P Global Market Intelligence, net interest margins have recently dropped nearly 14% for most lending institutions, and per the Federal Deposit

Q2 and BCG Join Forces to Tackle Major Commercial Banking Challenge

Q2 Holdings (QTWO) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Analysts Estimate Q2 Holdings (QTWO) to Report a Decline in Earnings: What to Look Out for

NEW YORK, Oct. 25, 2021 /PRNewswire/ -- Glia, a leading provider of Digital Customer Service , and Q2 Holdings, Inc.  (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced that they have expanded their partnership to provide one-stop-shopping for Q2 clients. Q2 will now offer Glia's Digital Customer Service platform as part of its Enterprise Business Development Reseller Program.

Glia Announces Entrance into Q2's Enterprise Business Development Reseller Program, Offering Q2 Clients a Fully-Integrated Digital Customer Service Solution

NEW YORK & AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, and NYDIG, a leading bitcoin company, today announced Five Star Bank (NY) and UNIFY Financial Credit Union as the first financial institutions in the U.S. to enable their banking clients and members to buy, sell and hold bitcoin, powered by NYDIG. With the integration of NYDIG into the Q2 Digital Banking Platform, leveraging Q2's Innovation St

Q2 and NYDIG Announce First Financial Institutions in the U.S. to Launch Bitcoin Trading Solution Powered by NYDIG

SAN FRANCISCO, Oct. 21, 2021 /PRNewswire/ --  Veem,  one of the leading providers of online payment solutions, today announced its availability within the Q2 Innovation Studio Marketplace, making its fee free global accounts receivables and payables (AR/AP) automation platform pre-enabled to 450+ financial institutions (FIs) on the Q2 digital banking platform. This partnership with Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, enables Veem's payment and AR/AP solutions to be delivered directly to FIs' customers and small businesses.

Veem Enables Financial Institutions on Q2's Platform with Fee Free, Global Accounts Receivables and Payables Automation

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital banking and lending solutions, will release its financial results for the third quarter 2021 after market close on Wednesday, November 3, 2021. Q2 will host a corresponding conference call at 8:30 a.m. EDT on Thursday, November 4, 2021. Conference Call Details Date:   Thursday, November 4, 2021 Time:   8:30 a.m. EDT Hosts:   Matt Flake, CEO / David Mehok, CFO Conference ID:   6574867 Registration:   htt

Q2 Holdings, Inc. Announces Investor Conference Call to Review Third Quarter 2021 Financial Results

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced Silicon Valley-based Stanford Federal Credit Union (Stanford FCU) has partnered with Q2 to streamline, simplify and gamify its digital banking experience. Harnessing the Q2 Innovation Studio and Q2's digital banking platform, Stanford FCU launched a new membership rewards dashboard and deployed new revenue-generating services, including f

Q2 Helps Stanford Federal Credit Union Transform Its Digital Banking Experience

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for banking and lending, today announced that it has been named a winner of the 2021 IDC FinTech Rankings Real Results Awards for “innovation platform to improve digital experiences at Visions Federal Credit Union”. Q2 has been named a winner in the Omni-Experience Customer Engagement category. Visions Federal Credit Union, founded in 1966 and headquartered in Endwell, New York,

Q2 Wins 2021 IDC FinTech Rankings Real Results Award

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital banking and lending solutions, will host its Investor Conference at 9:00 a.m. EST on Tuesday, Dec. 14, 2021. The event will feature presentations from Q2 Holdings' senior management and will include strategic and financial updates. A live webcast of the event will be accessible from the investor relations section of the Q2 website at http://investors.q2.com/. For those unable to join the live webcast, a

Q2 Holdings, Inc. to Host Virtual Investor Conference on Dec. 14, 2021

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced its digital banking platform has been named a Finovate Awards finalist for the “Best Back-Office/Core Services Solution” category. Q2 recently launched its newly enhanced back-office solution, Q2 Console. The award recognizes Q2's efforts to bring the leading, modern digital banking solution that helps accelerate innovation to financial i

Q2 Named Finovate Awards Finalist for Best Back-Office/Core Services Solution Category

Q2 Holdings, Inc. (QTWO) CEO Matt Flake on Q2 2021 Results - Earnings Call Transcript

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Q2 Holdings (QTWO) delivered earnings and revenue surprises of 50.00% and 0.76%, respectively, for the quarter ended June 2021. Do the numbers hold clues to what lies ahead for the stock?

Q2 Holdings (QTWO) Beats Q2 Earnings and Revenue Estimates

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced results for its second quarter ending June 30, 2021. GAAP Results for the Second Quarter 2021 Revenue for the second quarter of $123.6 million, up 27 percent year-over-year and up 6 percent from the first quarter of 2021. GAAP gross margin for the second quarter of 44.8 percent, down from 45.5 percent for the prior-year quarter and 45.7 p

Q2 Holdings, Inc. Announces Second Quarter 2021 Financial Results

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings will attend the Needham Virtual FinTech & Digital Transformation Conference on Thursday, August 19, 2021.

Q2 Holdings, Inc. to Attend Upcoming Conference During Third Quarter 2021

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital banking and lending solutions, will release its financial results for the second quarter 2021 after market close on Wednesday, August 4, 2021. Q2 will host a corresponding conference call at 8:30 a.m. EDT on Thursday, August 5, 2021. Conference Call Details Date:   Thursday, August 5, 2021 Time:   8:30 a.m. EDT Hosts:   Matt Flake, CEO / David Mehok, CFO Conference ID:   9212557 Registration:   http://w

Q2 Holdings, Inc. Announces Investor Conference Call to Review Second Quarter 2021 Financial Results

NEW YORK & AUSTIN, Texas--(BUSINESS WIRE)--NYDIG, a leading technology and financial services firm dedicated to Bitcoin, and Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced they will collaborate to provide the more than 18.3 million registered users on the Q2 platform with the ability to buy, sell and hold Bitcoin. Q2's flexible, modern, and open digital banking platform currently powers nearly 30 percent of the top

NYDIG and Q2 Announce Collaboration to Offer Integrated Bitcoin Solutions for Financial Institutions via Q2's Digital Banking Platform

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced that Community First Bank of Kennewick, Washington chose Q2's best-of-breed platform to deliver a unified digital banking and wealth management experience for its clients. Community First Bank, located in Kennewick, Washington, specializes in business and consumer banking services. For more than 20 years, Community First Bank has provided

Community First Bank Selects Q2's Digital Banking Platform

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for banking and lending, today announced that it has been named a Best Places to Work in Lincoln, NE, by Woods Aitken LLP, the Lincoln Journal Star, and the Lincoln Human Resource Management Association. Q2 is recognized as a top 3 company to work for in the Large Companies category, coming in second place. The Best Places to Work in Lincoln program, established in 2013, recogni

Q2 Named a “Best Places to Work” in Lincoln by the Lincoln Journal Star

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced the launch of its new Q2 Innovation Studio solution to help banks and credit unions quickly and efficiently deliver differentiated experiences to their end-users. Built on Q2's flexible, modern, and open digital banking platform, Q2 Innovation Studio enables financial institutions (FIs) to innovate faster to meet their account holders' ne

Q2 Unveils New Innovation Studio Solution

AUSTIN, Texas--(BUSINESS WIRE)--Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for banking and lending, today announced the appointment of Mike Volanoski as its chief revenue officer (CRO). As CRO, Volanoski is responsible for driving Q2's growth strategy in the North America region to meet increasing customer demand for Q2's proven solutions. Volanoski brings more than 25 years of senior leadership experience in enterprise technology and fintech industrie

Q2 Appoints New Chief Revenue Officer

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