Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

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Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Pinterest

Rumors of a deal first made headlines last October, but the acquisition never materialized.

Could a Deal Between Pinterest and PayPal Still Happen?

PayPal (NASDAQ: PYPL ) stock has had a spectacular month, but its second-quarter 2022 fiscal results had some negative points that some investors are likely ignoring, but shouldn't. Furthermore, it would be hasty to buy PYPL stock just because activist investor Elliott Investment Management took a position in the shares.

Don't Get Lured into Activist Investor Narrative with PayPal Stock

Alcoa

Apple

Advanced Micro Devices

ON Semiconductor

Occidental Petroleum

Tesla

Investors looking to understand the overall picture around Reddit stocks should consider ApeWisdom. The website tracks trends surrounding popular stocks that are gaining or already have lots of traction on the aggregation and discussion social media platform.

7 Reddit Stocks to Buy on the Dip

There are two potential catalysts for PYPL. We use a blend of fundamentals and technicals in our analysis to help identify how to use these catalysts. Follow along as we discuss the two catalysts: The current fundamentals for PayPal and how the macro economic environment may be favorable to a company like this.

Pay Up For PayPal? Activist Action, Macro Environment Present Catalysts

Those who bought shares of PayPal Holdings Inc. ( PYPL , Financial) after the stock began its downward spiral in the second half of 2021 are likely ruing the day. PayPal is down 49% year to date, 68% from all-time highs and 65% over the past year.

Has PayPal Entered Permanent Decline?

The bear call spread profits if a stock drops, goes sideways or even trades a little higher. The post Is The PayPal Stock Rally Over?

Is The PayPal Stock Rally Over? How This Option Trade Can Profit If It Is

PayPal was one of the leading growth stocks before its current weakness. But is it a buy right now?

Is PayPal Stock A Buy Right Now After Its Second Quarter Results?

Shopify

Trade Desk

Growth stocks have paid the biggest price amid the 2022 bear market. In actuality, many of these names topped out in early 2021, with the bear market wearing on for more than 18 months now.

3 Hot Growth Stocks Poised to Triple by 2027

Amazon

Results from online operators suggest that online commerce remains strong despite physical retail coming back after the pandemic.

Amazon, Shopify, PayPal Earnings Suggest Continued Growth in eCommerce

The mean of analysts' price targets for Paypal (PYPL) points to a 37.8% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.

Wall Street Analysts Predict a 38% Upside in Paypal (PYPL): Here's What You Should Know

Fiverr

Match Group

Riot Blockchain

NuScale Power Corp

Volta

WeWork

While the latest positive rumblings in the stock market are encouraging, it's still not lost on investors that the S&P 500 is still down over 13% on a year-to-date basis. At the same time, opportunists can leverage this moment and position themselves in growth stocks with multibagger potential by 2025.

7 Growth Stocks With Multibagger Potential by 2025

Netflix

Roku

Growth stocks have been buried in the recent decline. It's no secret, particularly as the major indices have slid into a correction of 20% or more.

7 Cheap Growth Stocks That Are Too Good to Ignore

PayPal is a Buy Now; Why You Should Own Paypal

July was a good month for stocks, and August could be too as solid earnings roll in.

3 Top Stocks We're Buying In August

The fintech giant is resetting its business for a post-lockdown market.

Is PayPal Holdings Stock a Buy Now?

The payments company raised its guidance for adjusted earnings per share amid the appointment of a new CFO.

Why PayPal Rose 23.9% in July

Don't let the ongoing correction in fintech stocks fool you -- mobile money is the future.

Got $5,000? Buy This World-Class Fintech Stock While It's Down 49%

The payments company is talking up financial discipline as it tries to woo back Wall Street. An activist investor, Elliott, is circling.

PayPal's Stock Is Battered. It's Time to Buy.

Payments processor PayPal (NASDAQ: PYPL ) recently made headlines as activist investor Elliott Investment Management took a position in PYPL stock. The firm is likely trying to influence the company.

Pay Less Now or Pay More Later for PayPal Stock

Mastercard

Block

Check out these three top fintech stocks for your August 2022 watchlist.

3 Fintech Stocks To Watch In August 2022

PayPal soared after an earnings report which on the surface looked very normal. Revenue growth slowed as expected and the company reduced full-year revenue guidance.

PayPal: Buy On Renewed Focus On Margin Expansion

Coinbase

Marathon Digital Holdings

Silvergate Capital Corp

Taiwan Semiconductor Manufacturing

Visa

I am a huge advocate for cryptocurrency and blockchain. I truly believe it's the future of finance, especially when you look at some of its more exciting applications like DeFi.

The 7 Best Blockchain Stocks to Buy Now

PayPal Holdings Inc. pleased investors when it announced a new $15 billion buyback authorization alongside a suite of other shareholder-friendly moves earlier this week. Now investors will have to hope that the company executes better with its new buyback plan than it has in the past.

PayPal's buyback history has been ‘very poor.' Can a new CFO help change that?

Following a 13% YoY increase in payment volume, CEO Dan Schulman said PayPal will focus on core functions, including checkout and digital wallets.

PayPal looks to cut costs, drive efficiency after reinforcing core competencies in Q2

PayPal Holdings Inc (NASDAQ:PYPL) reported better-than-expected second-quarter earnings and unveiled a US$15bn stock buyback programme.  The buyback will represent about 15% of the digital payment company's market cap, with US$4bn expected in stock repurchases in 2022, and the rest spilling over into next year.

News for PayPal Stock (PYPL)