Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

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Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Mastercard

Blue-Chip Resilience: 3 Stocks Defying Market Trends

Amazon

Venmo will no longer be a direct payment option on Amazon.com Inc.'s site beginning in mid-January, the companies said.

Amazon will no longer offer Venmo payment option beginning in January

Amazon is dropping Venmo as a payment option next month, the PayPal owned mobile payment service announced on its website. The official announcement comes as Amazon notified users last night via email that Venmo will no longer be accepted on Amazon.com starting January 10, 2024.

Amazon will no longer accept Venmo as a payment option starting next month

PayPal unit Venmo will be removed as a payment method by Amazon in early January. One analyst sees “no material impact.

Amazon Drops Venmo as a Payment Option. PayPal Stock Is Dropping.

Amazon is set to stop taking payments via PayPal-owned Venmo in the coming weeks. “Due to recent changes, Venmo can no longer be added as a payment method,” Venmo said on its website Thursday (Dec. 7).

Amazon Will Discontinue Venmo Payments in January

Amazon announced last October it would add Venmo as a payment method at checkout, giving shoppers more options to pay for their purchases.

PayPal shares slide after Amazon drops Venmo as payment option

Ford Motor Company

Paypal stock is down sharply from the pandemic peak but is still generating strong profits. Ford offers a dividend yield near 6% and its core business is still growing.

Got $2,000? Here Are 2 Beaten-Down Growth Stocks to Buy Right Now

American Tower

CRISPR Therapeutics

CrowdStrike

Alphabet

Lovesac Company

Okta

Vertex Pharmaceuticals

Western Digital

There has been no shortage of next-big-thing trends for investors to latch onto over the past three decades. Some of this year's hottest trends, including artificial intelligence (AI) and electric vehicles (EVs), could falter in 2024.

5 Unstoppable Trends to Invest $1,000 in for 2024

PayPal has appointed Fiserv executive Suzan Kereere as its new global markets president. Kereere, who will take the role beginning Jan. 1, will be responsible for leading the company's local businesses and growth strategies in markets around the world, PayPal said in a news release provided to PYMNTS Wednesday (Dec. 6).

PayPal Names Fiserv Veteran Suzan Kereere as Global Markets President

PayPal Holdings Inc (NASDAQ: PYPL) has gained nearly 20% over the past five weeks but a Bank of America analyst is not too excited about the digital payments stock for 2024. BofA analyst shares view on PayPal stock On Wednesday, Jason Kupferberg downgraded the financial technology giant to “neutral”.

PayPal stock receives a downgrade from the Bank of America

Toast

PayPal Holdings Inc. shares are on track to suffer their third down year in a row, but BofA Securities analyst Jason Kupferberg doesn't see an easy return to their former glory.

PayPal, Toast shares hit with downgrades — but other payments picks have shine

Dollar Tree

PayPal is a top payment processor, but rising competition has made investors overly concerned. Dollar Tree has faced multiple headwinds, but several catalysts could strengthen its growth next year.

2 Growth Stocks That Can Bounce Back in 2024

PayPal Holdings Inc (NASDAQ:PYPL) is slightly lower in premarket trading after Bank of America downgraded the online payments firm to "neutral" from "buy," saying new CEO Alex Chriss could put the company at risk of a "transition year.

Analyst: PayPal Stock at Risk of "Transition Year"

PayPal Holdings Inc. is continuing its leadership transition, this time tapping a Fiserv Inc. and Visa Inc. veteran to lead global markets.

PayPal brings on Fiserv veteran as it continues leadership shift

SAN JOSE, Calif. , Dec. 6, 2023 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today announced the appointment of Suzan Kereere as President, Global Markets, effective January 1, 2024.

PayPal Names Suzan Kereere as President of Global Markets

Electronic Arts

General Electric

Luminar Technologies

Opera Ltd - ADR

SharkNinja Inc

TORM

Amidst the market volatility, discerning investors are often on the lookout for valuable opportunities in wagering on undervalued stocks. Moreover, the recent market rebound has opened the door to multiple attractive bets, offering robust upside ahead of a sustained bull run next year.

Bargain Buys: 7 Undervalued Stocks Set to Soar

Advanced Micro Devices

Alibaba

Disney

Enphase Energy

Palantir Technologies

Certain stocks shape the investment landscape of the coming year. These are the stocks to buy for 2024.

2024 Starter Kit: 7 Stocks You Can't Afford to Miss for a Strong Financial Year

SoFi Technologies

In a high-interest-rate environment, investors need to be selective when it comes to financial stocks. There are many choices out there, and PayPal (NASDAQ: PYPL ) stock simply isn't the best one.

Forget PayPal Stock. Here's Something Even Better.

PayPal's business has slowed down considerably over the past two years. As the economy improves, expect business to get much better for the fintech.

1 Stock Down 19% This Year That Could Rebound in 2024

Social media platforms like Facebook, Instagram and TikTok have revolutionized the way consumers shop and interact with brands, with each channel meeting different consumer interests and needs.

Nearly 1 in 5 Social Media Shoppers Used PayPal for Their Most Recent In-App Purchase

eBay

Fabrinet

The holidays aren't usually hot for tech stocks, except for well-known eCommerce companies like Amazon (NASDAQ: AMZN ). However, that represents a buying opportunity for investors.

The 3 Best Tech Stocks to Buy in December

PayPal is reportedly working to add new features, with a special focus on improving the checkout experience. The firm plans to roll out the first of these changes as early as March, Seeking Alpha reported Tuesday (Dec. 5), citing a paywalled article by The Information.

PayPal Aims to Add New Features by March

In the fintech space, PayPal (NASDAQ: PYPL ) remains a top stock investors watch very closely. The leader in many facets of digital payments, PayPal remains a top holding of many large funds and is widely held by many investors with any sort of index fund.

PayPal (PYPL) Stock Falls Following Analyst Coverage

AGNC Investment

Crocs

Domino's Pizza

Federated Hermes

Groupon

In November, we welcomed 24 new analysts who published their first article on Seeking Alpha. This series highlights and welcomes these newcomers to our ranks of analysts who share their unique insights and perspectives as well as some of their top investing ideas. We've compiled all of their firsts here for your review and to showcase the new perspectives being offered on the platform.

News for PayPal Stock (PYPL)