Active Accounts

US TPV

International TPV

Total Payment Volume (TPV)

Revenue segments as reported by the company.

International

Revenue Segments

Gross Profit, Operating Income, and Net Income as a percentage of Revenue

Gross Margin

Operating Margin

Profit Margin

Margins

An operating expense is an expense a business incurs through its normal business operations. Often abbreviated as OPEX.

Transaction & Loan losses

Customer Support & operations

Other OpEx

Operating Expenses

Year over year growth in Revenue and Operating Expenses.

Revenue Y/Y

OpEx Y/Y

Growth

Shares outstanding refer to a company's stock currently held by all its shareholders, including share blocks held by institutional investors and restricted shares owned by the company's officers and insiders.

Outstanding Shares

Market Cap

Also known as Price/Sales Ratio. Calculated using Average market cap for the quarter / Annualized quarterly revenue.

Revenue Multiple

PayPal

iZettle is a European fintech startup aquired by Paypal for $2.2 billion in May 2018. Sweden-based iZettle was founded in 2010 as a mobile credit card payment service much like Square but evolved into providing small businesses a gamut of services such as software support and financing solutions across Europe and Latin America. It raised $47 million (40 million euros) in its last funding round in December 2017, giving it a $975 million valuation reported Techcrunch.

iZettle

Xoom is an online money-transfer platform focused on remittances. Xoom has more than 1.3 million active U.S. customers using its platform to send international remittances, which amounted to $7 billion in 2015. PayPal is targeting emerging markets in India and China as key growth territories, and sees the Xoom online money-transfer platform PayPal anticipates enormous potential for mobile international remittances in the growing, worldwide migrant worker market. PayPal acquired Xoom Corporation for $890 million in 2015.

Xoom

Venmo is a mobile payment service owned by PayPal. It allows users to transfer money to one another (within the U.S. only) using a mobile phone app or web interface. It handled 17.6 billion dollars in transactions in 2016. In Q1 of 2017, it handled 6.8 billion dollars in transactions, which more than doubled its volume in Q1 of 2016.

Venmo

Swift Financial is a Delaware-based firm. Swift Financial was founded in 2006 and at the time of acquisition had provided funding to over 20,000 small businesses. PayPal Working Capital since its 2013 launch had given access to over $3 billion in capital to more than 115,000 businesses.

Swift Financial

Paydiant is a platform with the ability to integrate complete mobile wallet capabilities into their own mobile apps. The acquisition helps PayPal further develop its relationships with merchants and capture a bigger share of the mobile wallet space.

Paydiant

TIO Networks is a Canadian bill payments platform aquired in early 2017. The $233 million deal helped PayPal expand its footprint into bill payments by leveraging TIO's cloud based, multi-channel payment platform.At the time the deal was announced, TIO served 14 million consumer bill pay accounts and had processed transactions worth more than $7 billion in the year before (2016).

TIO Networks

Modest is a small, Chicago-based fintech company, to help it expand into an emerging branch of the e-commerce ecosystem called contextual commerce. Modest’s technology enables online merchants to drag and drop buy buttons to any application, social media page, email or blog post where a consumer might encounter their products. Instead of having to be redirected back to the merchant’s website or shopping portal, consumers can click the buy button wherever they are and complete the transaction. The Modest acquisition serves PayPal’s desire to expand its e-commerce reach among merchants. The Modest technology team is working with PayPal’s merchant services provider, Braintree, to provide online merchants with a one-stop set of tools for embedding buy buttons wherever they can, while supporting the back-end payment processing.

Modest

Braintree Payments is a mobile payment solution in the hotly contested P2P payments space. In the second quarter of 2016, Venmo processed nearly $4 billion in P2P money transfers, up 141% over the prior year. The Venmo payments app is popular among restaurant customers, who use it to split the tab between multiple diners. Although Venmo's payment volume represents a small portion of PayPal’s mobile payment volume, it is the fastest-growing platform. Venmo faces stiff competition from the likes of Apple, which is ramping up its P2P payment app in 2016.

Braintree Payments

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

PayPal reports strong Q4 performance, eyes margin improvements and partnerships

PayPal's Q4 2022 performance was solid, with revenue growth, margin expansion, and plans for cost savings and growth initiatives in 2023.
The company's strengths lie in market share gains, advanced checkout flows, and investments in growth areas like modern checkout experiences and PPCP.
Challenges include market share losses in Australia, balancing cost savings with investments, and the CEO's retirement announcement. Opportunities include margin improvements, partnerships, and scaling higher-margin businesses.

PayPal exceeds Q1 expectations, focuses on growth and profitability

PayPal's Q1 performance exceeded expectations, showcasing growth in key metrics and strategic priorities. While facing challenges such as CEO succession and cost management, the company is well-positioned to capitalize on opportunities in digital payments and financial services.

PayPal surpasses Q2 revenue expectations, poised for strategic growth

PayPal delivered strong Q2 2023 results, exceeding revenue expectations and showcasing improved profitability and strategic execution.
The company's scale advantage, focus on innovation, and efforts to enhance user experience position it well for future growth.
While facing challenges in market dynamics and competition, PayPal has opportunities to drive revenue diversification and further growth through strategic initiatives.

PayPal surpasses Q3 earnings, focuses on efficiency and Venmo

PayPal exceeded Q3 earnings expectations but faces challenges in revenue outlook for Q4, emphasizing the need for efficiency and growth balance.
The company's focus on Venmo expansion, cost reduction through automation, and talent acquisition highlights a strategic approach to long-term success.
Despite cautious planning for Q4, PayPal remains confident in driving profitable growth by reaccelerating with discipline and organization-wide efforts.
Investments in growth areas, managing OpEx efficiently, and improving execution are key strategies to navigate challenges and capitalize on opportunities.

PayPal reports robust Q4 earnings, focuses on innovation and growth

PayPal's Q4 performance showed revenue growth and strong earnings per share increase, with a focus on operational efficiency and customer-centric strategies.
While facing challenges in transaction margins and regulatory changes, the company is well-positioned to capitalize on growth opportunities through innovation and strategic decision-making.
Investments in creating a unified platform for innovation and monitoring market dynamics reflect a commitment to long-term success and shareholder value.
2024 is viewed as a transition year for execution, positioning PayPal for sustained growth and profitability through customer-focused initiatives and operational enhancements.

PayPal reports robust Q1 earnings, eyes growth in innovations

PayPal's Q1 2024 performance reflects solid revenue growth and financial strength, supported by strategic investments in operational enhancements and customer-focused innovations.
While facing challenges from regulatory impacts and competitive pressures, PayPal is well-positioned to capitalize on opportunities in remittance, small business, and customer engagement.
The company's focus on sustainable growth, measured innovation, and commitment to improving transaction margins and profitability underpin its transformation efforts.
Overall, PayPal's emphasis on customer value, merchant relationships, and operational efficiency sets a positive trajectory for future growth and market competitiveness.

PayPal reports robust Q2 earnings, eyes sustained growth opportunities

PayPal's strong Q2 performance, driven by revenue growth and increased earnings per share, reflects its resilience and strategic focus on growth initiatives.
With a solid global presence, competitive advantages, and a customer-centric approach, PayPal is well-positioned to capitalize on opportunities in the e-commerce market.
While challenges like market competition and profitability exist, PayPal's emphasis on innovation and customer satisfaction bodes well for its future growth and success.

PayPal reports robust Q3 results, shifts focus to commerce platform

PayPal's Q3 performance reflects strong growth in key metrics, underpinned by a strategic focus on transformation and innovation.
The company's initiatives to enhance user experience, diversify revenue streams, and expand globally position it well for future growth.
While facing challenges in a competitive landscape, PayPal's emphasis on innovation and partnerships presents opportunities for sustained success.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

Alphabet

Google and PayPal have been strategic partners for some time. The companies in 2017 announced that PayPal would become a payment method in Android Pay, the service that later rebranded as Google Pay.

Google Pay expands its integration with PayPal to online merchants

Paypal Holdings Inc (NASDAQ: PYPL) announced Thursday COO Bill Ready will leave the company at the end of 2019 to "pursue entrepreneurial interests" elsewhere.

PayPal Analysts Not Too Concerned About Executive Change

PayPal Holdings said Friday that its chief operating officer Bill Ready, formerly the chief executive of Braintree and Venmo developer, will step down. PayPal stock fell on the news.

PayPal Stock Slips As High-Level Executive Announces Departure

PayPal Chief Operating Officer Bill Ready is leaving the company at the end of the year, PayPal announced via a statement issued on Thursday. The exec had first joined PayPal when it acquired his startup, the payments gateway Braintree back in 2013 for $800 million in cash.

PayPal COO Bill Ready to depart at end of 2019

Canopy Growth

Lululemon Athletica

Stock futures: Canopy Growth reported a wider-than-expected Q4 loss. PayPal, Lululemon Athletica and Exelixis moved overnight on news.

Dow Jones Futures: Canopy Growth, PayPal, Lululemon, Exelixis Active

PayPal Holdings Inc. shares PYPL, +1.41% fell 1.1% in after-hours trading Thursday after the company announced that Chief Operating Officer Bill Ready would be leaving the company at the end of the year "to pursue entrepreneurial interests outside the company.

PayPal COO Bill Ready to depart, stock falls in late trading

Apple

Amazon

Microsoft

Micron Technology

NVIDIA

Rapid7

Synopsys

Splunk

A recent report from RBC Capital Markets reveals the tech stocks it believes are most likely to outperform over the next seven years.

Ten Tech Stocks to Buy Now for 2025

A computer science student has scraped seven million Venmo transactions to prove that users’ public activity can still be easily obtained, a year after a privacy researcher downloaded hundreds of millions of Venmo transactions in a similar feat. Dan Salmon said he scraped the transactions during a cumulative six months to raise awareness and warn […]

Millions of Venmo transactions scraped in warning over privacy settings

PayPal won its second price target hike in two days, this time on upbeat views for its marketplaces strategy and Venmo service. PayPal stock rose a fraction as the Nasdaq fell on Friday.

PayPal Stock Wins Another Price Target Hike On Venmo, Marketplaces

Visa

Mastercard

Uber

Facebook is set to unveil the cryptocurrency.

Report: Facebook's Planned Cryptocurrency Has Visa, PayPal, Others On Board

Uber, PayPal, Visa and Mastercard have reportedly signed up to support Facebook's upcoming blockchain project.

Uber, payments firms reportedly sign on to back Facebook's blockchain project

PayPal stock will get a boost from a June quarter rise in e-commerce, says Bank of America, which raised its price target on the digital payment processor. Shares were up slightly Thursday.

PayPal Stock Price Target Hiked On June Quarter E-Commerce Growth

Bank of America

eBay

Wells Fargo

From cash and personal checks to credit cards and cryptocurrencies, the spending habits of global consumers are changing quickly. Here's how this shift occurred.

The History of the War on Cash

The company is well positioned to tap further into the growing digital payments space and cash in on e-commerce expansion.

Where Will PayPal Holdings Be in 5 Years?

Over the past decade, we have witnessed a dramatic shift in the way that the world thinks about money. From Sweden to India, the move towards a cashless future is well underway, with some companies well poised to benefit from this change.

3 Stocks For Cashing In On a Cashless Future

Name like Visa, Mastercard and PayPal are well positioned in an ongoing trade war and slowing globalization, Morgan Stanley says.

These stocks may be winners as the globalization trend reverses

WePay and Paypal facilitate payments between businesses and people. Which one should you go with?

WePay vs. PayPal Fees: Comparing the Differences

Honeywell

'Magic Formula' inventor’s largest positions include top Berkshire holding Apple and new holding Amazon.

Joel Greenblatt’s Top 5 Holdings

PayPal has shown impressive earnings growth.

PayPal Delivering Strong Growth - Now Needs To Sustain It

Apple had hoped to displace Visa, MasterCard and PayPal in the digital payments space, but the tech giant has faced significant challenges.

3 Stocks That Are Crushing Apple in the Digital Banking Wars

PayPal is perfecting the power of network effects.

2 Growth Opportunities for PayPal

PayPal may be losing business from former parent eBay but analysts expect it to expand to more online marketplaces and find new partners, like Facebook, Wall Street analysts said Thursday.
The post PayPal Stock Expected To Offset EBay Loss With New Online Marketplaces appeared first on Investor's Business Daily.

PayPal Stock Expected To Offset EBay Loss With New Online Marketplaces

PayPal (PYPL) launches a new solution, PayPal Commerce Platform, to cater to needs of e-commerce companies, marketplaces and crowdfunding platforms.

PayPal's New Commerce Platform to Boost E-commerce Presence

Credit services stocks broke below significant 2019 trendlines in Monday trade. Play downside momentum using these trading tactics.

Check Out of Credit Services Stocks

Tink, the European open banking platform that recently raised €56 million in new funding, is disclosing that PayPal has become a strategic investor. The online payments giant joins a long list of existing backers that includes U.S.

News for PayPal Stock (PYPL)